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Chase has been refreshing much of their card card portfolio lately. For example, in the past several weeks we’ve seen the IHG® Rewards Club Premier Credit Card and Marriott Rewards® Premier Plus Credit Card replace previous versions of the co-brand cards.
Now it’s time for Hyatt’s co-branded credit card to get a refresh, and it has some changes that I’m very excited about, and that I think other Hyatt loyalists will be excited about as well.
Details of Hyatt’s previous credit card (no longer open to new applicants)
For context, let’s first talk about the previous Hyatt Credit Card, which is no longer open to new applicants as of today (though existing cardmembers can keep the card with the current benefits). This card offered the following:
- Welcome bonus: 40,000 World of Hyatt bonus points after spending $2,000 within three months, 5,000 World of Hyatt bonus points after you add an authorized user and they make a purchase within that same timeframe
- Annual fee: $75
- Bonus categories: 3x points per dollar spent at Hyatt hotels, 2x points per dollar spent at restaurants, on airline tickets purchased directly from airlines, and on car rentals
- Perks: Discoverist status for as long as you have the card, Explorist status when you spend $50,000 or more on the card in a calendar year, and an anniversary free night certificate valid at Category 1-4 properties
The new World of Hyatt Credit Card
Today Chase is revealing their new co-branded Hyatt Card, which is called The World of Hyatt Credit Card, rather than The Hyatt Credit Card. This card is fantastic — it has a richer welcome bonus, it has better bonus categories, it lets you earn more free nights for spend, and it can help you requalify for status more easily.
Let’s look at the details:
World of Hyatt Credit Card annual fee
The World of Hyatt Credit Card has a $95 annual fee, so it’s $20 higher than the annual fee on the previous card.
World of Hyatt Credit Card welcome bonus
The new World of Hyatt Credit Card is offering a better welcome bonus than the previous card, as it’s offering up to 60,000 World of Hyatt points. This is structured as follows:
- 40,000 World of Hyatt bonus points after spending $3,000 within the first three months
- Another 20,000 bonus points after spending a total of $6,000 within the first six months
If you currently have The Hyatt Credit Card, you have the option of upgrading to this card, and they’ll even give you 2,000 points for doing so. That’s not a very generous upgrade offer, though at the same time the card’s perks are compelling, and a lot of people will want to upgrade.
Existing Hyatt cardmembers aren’t eligible to be approved for this card otherwise. The terms state the following:
Earn up to 60,000 Bonus Points: The product is not available to either (i) current Cardmembers of any Hyatt Credit Card, or (ii) previous Cardmembers of any Hyatt Credit Card who received a new Cardmember bonus within the last 24 months.
So you’re eligible as long as you don’t currently have a Hyatt Card, and haven’t received the new cardmember bonus on one in the past 24 months.
World of Hyatt Credit Card bonus categories
The World of Hyatt Credit Card has some fantastic new bonus categories:
- 4x points for spend at Hyatt hotels and resorts
- 2x points on dining at restaurants, airline tickets purchased directly from airlines, on fitness club and gym memberships, and on local transit and commuting, including ridesharing services
There are two things that are especially noteworthy here. First of all, I will actually start using this card for my spend at Hyatt hotels. Previously I’d use the Chase Sapphire Reserve® Card, because you might as well earn three Ultimate Rewards points over three World of Hyatt points, since they’re more flexible. Now I’ll gladly take four World of Hyatt points over three Ultimate Rewards points.
Furthermore, the bonus category of 2x points on fitness club and gym memberships is really innovative, and something we’ve never seen on another card before. I clarified with Hyatt that this would also include non-traditional gyms, like Barry’s Bootcamp, Soul Cycle, etc.
World of Hyatt Credit Card free nights
With this card you’ll also have the opportunity to earn more free nights. You get one free night at a Category 1-4 property on your account anniversary every year, and you can earn an additional free night at a Category 1-4 property after spending $15,000 on the card in an account anniversary year.
World of Hyatt Credit Card status opportunities
This is probably my favorite part of the card. Having this card can help earn you all three of the World of Hyatt status levels:
- You get Discoverist status for as long as you have the card
- You receive five elite qualifying nights every year just for having the card
- You receive two elite qualifying nights for every $5,000 in spend on the card
Ordinarily earning Globalist status requires 60 nights per year, or 55 nights per year when requalifying. This means that for those with the card, requalifying will require just 50 nights, which is even better.
If you wanted to spend your way all the way to status, you could earn it as follows:
- Explorist status requires 30 elite nights, so you could earn it by spending $65,000 (you get five nights just for having the card, and spending $65,000 would earn you 26 more elite nights)
- Globalist status requires 60 elite nights (or 55 to requalify), so you could earn it by spending $140,000 or $125,000, depending on whether you’re qualifying or requalifying (you get five nights just for having the card, and spending $140,000 would earn you 56 elite nights, while spending $125,000 would earn you 50 elite nights)
Why I’m excited about this card
I had the previous Hyatt Card and loved it, but didn’t find it worthwhile to actually put spend on the card. Rather I just held onto it for the annual free night certificate. In this case, they’ve created a card that’s not only worth holding onto, but worth spending money on.
The card is worth holding onto for the anniversary free night certificate and the five elite nights towards status annually, which more than justify the annual fee, in my opinion.
But then there are other perks that make the card worth spending money on:
- I’ll be putting my Hyatt hotel spend on this card to earn 4x points, as it’s the best return you can get at Hyatt hotels
- Earning 2x points on fitness club and gym memberships is a unique bonus category we haven’t seen on any card
- I could see it generally making sense to put $15,000 of spend on the card per year; for doing so you’d earn an additional Category 1-4 free night (which can be redeemed for a property costing up to 15,000 points per night), plus six additional elite qualifying nights towards status
I think Hyatt hit it out of the park with the new card. Should this be your go-to card for everyday spend? No, probably not.
But they’ve created a card that’s worth holding onto, that makes it easier to earn status, that creates a path through which you can earn top tier status exclusively through credit card spend, and which has some unique bonus category.