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Two of Citi’s popular AAdvantage credit cards are the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® and the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®. The personal version of the card is presently offering a welcome bonus of 50,000 bonus AAdvantage miles after spending $2,500 within three months, while the business version of the card is presently offering a welcome bonus of 70,000 AAdvantage miles after spending $4,000 within four months.
American has reached out to let me know about a few updates being made to the consumer version of the card.
The Citi AAdvantage Personal Card is getting a 60K sign-up bonus again
First of all, the personal version of the card is expected to once again get an elevated sign-up bonus of 60,000 AAdvantage miles upon completing minimum spend as of May 3, 2018. This is as big as the bonus on this card gets. If you’re considering picking up that card, it could make sense to hold off and wait for the better bonus. The business version of the card has the better bonus right now, so I’d recommend applying for that now.
The card will offer 2x miles on restaurants and gas stations
In order to make the consumer card more compelling, the Citi AAdvantage Platinum Card will offer 2x miles at restaurants and gas stations as of July 22, 2018. Existing cardmembers will automatically receive these benefits at that point.
This is a nice improvement, though at the same time nowadays airline co-brand credit cards aren’t really compelling when it comes to the return on spend that they offer:
- The Chase Sapphire Reserve® offers 3x points on dining, and the Chase Sapphire Preferred® Card, Citi ThankYou® Premier Card, and Citi Prestige® Card, all offer 2x points on dining, and I value all of those points more
- The Amex EveryDay® Preferred Credit Card from American Express offers up to 3x points at gas stations (when you make at least 30 transactions per billing cycle), as does the Citi ThankYou® Premier Card,
So this will be better, but still won’t move the needle as to which card I use for spend in these categories.
Wanted to let you know that today we’re announcing new benefits for the Citi Platinum card. See below for more details and you can check out: http://www.citi.com/doubledown
The card will offer a $100 American flight discount with spend
Starting later this year, if you spend $20,000 or more in purchases during your cardmember year on the Citi AAdvantage Platinum Consumer Card and renew your card, you’ll receive a $100 American Airlines flight discount. I commend American and Citi for adding multiple incentives here to spend money on their card, though personally it still won’t change the card I use.
$100 is 0.5% of $20,000, so even if you value that discount at face value, you’re still not going to be doing better than other cards.
To me, airline credit cards are worth holding onto for the benefits they offer, while they’re rarely worth putting spend on, unless you have some serious incentive. For example, last year I did spend a lot on the AAdvantage Aviator Silver Card, as doing so earned me 10,000 elite qualifying miles and 6,000 elite qualifying dollars, which made a difference in terms of requalifying for status.
Will these new Citi AAdvantage Card benefits change whether or not you use the card?