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At the beginning of the month an increased sign-up bonus was introduced on the Starwood Preferred Guest® Business Credit Card from American Express. Through tomorrow (March 28, 2018), the card is offering a bonus of 35,000 Starpoints after spending $7,000 within three months. This bonus will be pulled sometime during the day tomorrow, so you have just hours remaining to take advantage of this offer. This is your last reminder to apply if you’ve been holding off.
We’ve never seen a bigger sign-up bonus on this card, and with the changes that are coming to the Marriott & SPG card portfolio later this year, this may be the last time we see this offer.
This is such a versatile, valuable sign-up bonus, given how many ways you can use Starpoints:
- 35,000 Starpoints can potentially get you more than 15 free nights in a hotel (though that’s for a Category 1 including weekends)
- You can convert 35,000 Starpoints into 105,000 Marriott Rewards points
- You can convert Starpoints into airline miles at a 1:1 ratio, with a 5,000 point bonus for every 20,000 points transferred; upon completing minimum spend you’ll have enough for 52,000 miles in your choice of nearly three dozen programs
This card has other great perks that make it worth holding onto, including:
- Two Starpoints per dollar spent at all Marriott family properties, and one Starpoint per dollar spent elsewhere
- Access to Sheraton club lounges when staying at Sheraton properties
- Two elite qualifying stays and five elite qualifying nights towards status annually; between this and the personal card, I have four elite qualifying stays and 10 elite qualifying nights towards status annually
- Free premium internet when staying at SPG hotels
- A Boingo wifi membership, which gets you access to more than a million hotspots around the world for four devices
Getting approved for the SPG Business Amex Card
Anecdotally Amex business cards are fairly easy to get approved for, assuming you have excellent credit:
- Applying for Amex business cards doesn’t count towards Chase’s 5/24 limit; that’s because these cards typically don’t show up on your personal credit
- If you’re an existing Amex cardmember and apply for another Amex card, your credit won’t initially be pulled; this means that if you get a preliminary denial based on existing information, it won’t ding your credit score
- Among business credit cards, I find that Amex cards are significantly easier to be approved for than Chase or Citi cards
You can typically have at most five American Express credit cards at a time, so that’s the major limit to be aware of. The sign-up bonus on this card also isn’t available to those who currently have this card, or those who have had the card in the past. However, if you only have the personal version of the card (the Starwood Preferred Guest® Credit Card from American Express) then you are still eligible for the business version of the card.
Pair this with a Chase Ink Cash or Ink Preferred Card
The SPG Business Amex isn’t the only business card with a big sign-up bonus at the moment. While you’re picking up this card, also consider applying for the Ink Business Cash℠ Credit Card and/or Ink Business Preferred℠ Credit Card. These cards are offering sign-up bonuses of 50,000 and 80,000 points, respectively, and offer big perks and great bonus categories. You can find out more about those cards here.
We’ve never seen a bigger sign-up bonus on the SPG Business Amex, so if you’ve been considering the card, you’ll want to apply in the next few hours (the bonus will be pulled sometime during the day tomorrow, so you probably won’t even have until midnight). The card offers a big sign-up bonus with the annual fee waived the first year, and has perks that make it worth holding onto, including elite qualifying stays and nights every year, Sheraton club lounge access, a Boingo subscription, and more.