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Through March 28, 2018, the Starwood Preferred Guest® Business Credit Card from American Express is offering an increased sign-up bonus of 35,000 Starpoints. Specifically, you can earn 35,000 Starpoints after spending $7,000 within three months. We’ve never seen a bigger sign-up bonus on this card than 35,000 Starpoints upon completing minimum spend.
Personally I value Starpoints at ~2.2 cents each, so to me the sign-up bonus is worth ~$770, which is a huge value to get from a single bonus. What makes Starpoints so valuable is how flexible they are, as you can redeem Starpoints directly for hotel stays, transfer them to Marriott at a 1:3 ratio, or convert them into airline miles.
How to earn 52,000 miles with this sign-up bonus
For someone who prefers sign-up bonuses that earn you airline miles over sign-up bonuses that earn you hotel points, the good news is how easily you can transfer these points out. Starpoints convert into nearly three dozen mileage currencies, mostly at a 1:1 ratio:
|Aegean Airlines Miles+Bonus||American Airlines AAdvantage||Hainan Airlines Fortune Wings Club||Qatar Airways Privileges Club|
|AeroMexico Club Premier||Asiana Airlines Asiana Club||Hawaiian Airlines HawaiianMiles||Saudi Arabian Airlines Alfursan|
|Air Canada Aeroplan||British Airways Executive Club||Iberia Plus||Singapore Airlines KrisFlyer|
|Air China Companion||Cathay Pacific Asia Miles||Japan Airlines (JAL) Mileage Bank||Thai Airways Royal Orchid Plus|
|Air France/KLM FlyingBlue||China Eastern Airlines Eastern Club||Jet Airways||topbonus loyalty|
|Air New Zealand Air Points||Delta Air Lines SkyMiles||Korean Air Skypass||United Mileage Plus|
|Alaska Airlines Mileage Plan||Emirates Skywards||LATAM Airlines LATAMPASS Kms||Virgin Atlantic Flying Club|
|Alitalia MilleMiglia||Etihad Airways Guest||LifeMiles of Avianca||Virgin Australia Velocity|
|ANA Mileage Club||Gol Smiles||Lufthansa Miles & More|
Best of all, you get a 5,000 point bonus for every 20,000 points transferred, meaning that you’re really earning 1.25 miles per dollar spent.
If you signed up for the SPG Business Amex and completed the minimum spend, you’d have 42,000 Starpoints. Since you get a 5,000 point bonus for every 20,000 points transferred, that means you’d receive a total of 52,000 miles in your choice of programs.
Want 52,000 Alaska miles, so you can redeem for travel in Cathay Pacific first class? Done.
Or 52,000 Japan Airlines miles, so you can redeem for travel in Emirates first class? That works too.
Getting over 50,000 miles in your choice of programs is a pretty compelling sign-up bonus, if you ask me, especially since many of these are programs that don’t have their own co-branded credit card in the US.
There are many reasons you may want to hold onto the SPG Business Amex long term, including the two elite qualifying stays and five elite qualifying nights offered towards status annually, access to Sheraton club lounges, and premium internet when staying at Starwood properties.
Getting approved for the SPG Business Amex Card
When it comes to getting approved for this card, anecdotally Amex business cards are fairly easy to get approved for, assuming you have excellent credit:
- Applying for Amex business cards doesn’t count towards Chase’s 5/24 limit; that’s because these applications typically aren’t reported on your personal credit report
- If you’re an existing Amex cardmember and apply for another Amex card, your credit won’t initially be pulled; this means that if you get a preliminary denial based on existing information, it won’t ding your credit score
- Among business credit cards, I find that Amex cards are significantly easier to be approved for than Chase or Citi cards
You can typically have at most five American Express credit cards at a time, so that’s the major limit to be aware of. The sign-up bonus on this card also isn’t available to those who currently have this card, or those who have had the card in the past. However, if you only have the personal version of the card (the Starwood Preferred Guest® Credit Card from American Express) then you are still eligible for the business version of the card.
If you don’t yet have the SPG Business Amex then I’d highly recommend applying — this is the best bonus we’ve seen, and I doubt we’ll see a bigger sign-up bonus anytime soon. Being able to get 52,000 miles in your choice of nearly three dozen programs after completing minimum spend is pretty compelling. That’s in addition to the great ongoing perks that the card offers, including Sheraton lounge access.