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Through March 28, 2018, we’re seeing the best ever sign-up bonus on the Starwood Preferred Guest® Business Credit Card from American Express. The card is offering a sign-up bonus of 35,000 Starpoints after spending $7,000 within three months. We’ve never seen a bigger sign-up bonus on the card before, though we have seen similar bonuses in the past. However, this bonus has a lower minimum spend requirement than some of the offers we’ve seen in the past.
35,000 points may not sound like a lot, but Starpoints are the single most valuable points currency on a per point basis, in my opinion, and I value 35,000 Starpoints at ~$770. So if you don’t have this card and are able to apply for it, I’d highly recommend doing so.
One question I’ve received about this offer relates to the future of the SPG Business Amex, given Marriott’s takeover of Starwood. As of now Marriott Rewards and Starwood Preferred Guest are being run as independent programs. Here’s what we know going forward:
- Marriott hopes to create a single technology platform for all loyalty programs this year
- The programs themselves will be combined “at a later point,” probably no earlier than 2019
We’ve also learned that both American Express and Chase will be issuing credit cards for Marriott in the future. Starting this year (though we don’t know when exactly), Marriott will introduce new co-brand credit card products:
- Amex will offer super premium and small business cards
- Chase will offer mass consumer and premium consumer cards
Use points earned on the SPG Business Amex to stay at the St. Regis Dubai
Specific to the SPG Business Amex (since the card has an increased sign-up bonus), we can assume that the card is here to stay. What we don’t exactly know is the following:
- Since American Express will be taking over the small business card contract at some point in 2018, will they first issue both a Marriott Rewards Business Amex and a Starwood Preferred Guest Business Amex (since they’re still different programs)?
- Will the new card that’s introduced be considered a new product (as it impacts eligibility for applying for the card in the future)?
- Is this the last time that we’ll see a 35,000 point sign-up bonus on this card, before the new product is introduced?
American Express may issue a Marriott small business credit card at some point this year
If I had to guess, I’d say that later this year American Express will also introduce a Marriott Rewards Business Amex, and for the time being it will be offered separately from the Starwood Business Amex, since as of now there are still seprate programs. If that were the case, it’s likely that this would be considered a new product.
If that’s not how stuff happens, and if in the future we see a card rolled out for a combined program (once Marriott, Ritz-Carlton, and Starwood have a unified loyalty program), I would guess that would be considered a new product, given that it would be a card for an entirely new program.
As you can see, as of now there are more questions than answers. What we do know is that the sign-up bonus on the SPG Business Amex is the best we’ve ever seen, and it can get you 35,000 bonus Starpoints or 105,000 bonus Marriott Rewards points. If you don’t yet have the card, I’d highly recommend applying. I suspect this may be the last increased bonus we see before the new product is introduced (whatever it may be).