The Citi ThankYou Premier Card Has A Big New 50K Sign-Up Bonus

Update: This offer for the Citi Prestige® Card has expired. Learn more about the current offers here.


In the interest of full disclosure, One Mile At A Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Please check out our advertiser policy for further details about the partners we work with. Thanks for your support!

The Citi ThankYou® Premier Card is offering a big new 50,000 point sign-up bonus after spending $4,000 within the first three months of account opening. As far as I know, we’ve never seen a bigger sign-up bonus on the card. The card has a $95 annual fee, which is waived for the first 12 months.

This is the most rewarding Citi credit card for everyday spend, as it offers:

  • 3x points on travel, including gas stations
  • 2x points on dining & entertainment
  • 1x points on all other purchases

Those are extremely well rounded bonus categories. Keep in mind that the card offers 3x points on travel purchases including gas, unlike most other cards, which won’t include “gas” in the travel category. Without accounting for the fact that I value ThankYou points slightly less than Membership Rewards or Ultimate Rewards points, those are the most well rounded bonus categories for a mid-range card.

Points earned on the Citi ThankYou Premier Card can be redeemed for airfare at the rate of 1.25 cents per point (making 50,000 points worth $625), or alternatively can be transferred to the ThankYou hotel and airline partners, which include the following (along with their conversion rates and transfer times):

Citi ThankYou Transfer PartnerTransfer RatioTransfer Time
Air France KLM FlyingBlue1000 : 1000Instant
Avianca LifeMiles1000 : 1000Instant
Cathay Pacific Asia Miles1000 : 1000~ 1-2 days
Etihad Guest1000 : 1000~ 3-6 days
EVA Air Infinity MileageLands1000 : 1000~ 1-2 days
Garuda Indonesia GarudaMiles1000 : 1000~ 1-2 days
JetBlue TrueBlue1000 : 500Instant
Malaysia Airlines Enrich1000 : 1000~ 1-2 days
Qantas Frequent Flyer1000 : 1000~ 1-2 days
Qatar Privilege Club1000 : 1000~ 1-2 days
Singapore Airlines KrisFlyer1000 : 1000~ 1-2 days
Thai Royal Orchid Plus1000 : 1000~ 3-6 days
Turkish Airlines Miles & Smiles1000 : 1000~ 1-2 days
Virgin Atlantic Flying Club1000 : 1000~ 1-2 days

As far as getting approved for the Citi ThankYou Premier Card goes, you’re not eligible for the sign-up bonus if you’ve had a ThankYou Preferred, ThankYou Premier, or Citi Prestige card opened or closed in the past 24 months. In other words, it’s fine if you have one of those other cards, but you just can’t have opened or closed it in that time period. So if you’re a current Citi Prestige® Card cardmember, you can get the Citi ThankYou Premier Card as long as you got the Prestige over 24 months ago.

As far as Citi’s general card approval rules go:

  • You can only apply for one Citi card every eight days
  • You can apply for no more than two Citi cards every 65 days


Transfer ThankYou points to Singapore KrisFlyer for redemptions in Singapore Airlines Suites Class

Bottom line

For quite a while the standard sign-up bonus on the Citi ThankYou Premier Card has alternated between nothing and 30,000 points upon completing minimum spend, so a 50,000 point sign-up bonus is fantastic. This is an extremely well rounded card for everyday spend, with a low annual fee that’s even waived the first year.

If you don’t yet have this card, I’d seriously consider applying.

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Comments

  1. Also, Avianca LifeMiles was added as a transfer partner recently, but I understand if you don’t yet have enough data points to indicate a typical transfer time.

  2. Ben- I appreciate all you do with your trip reports and have been reading since long before your Rolling Stones article. I just have to say it really seems like your credit card pushing is getting a little out of hand lately. I get that it is how you make money, but I hate when it becomes deceptive or not in the interest of your readers. This offer has been out for a couple of days now and this is the first of you writing about it because you didn’t have referral links yet. I am just curious, and I would love your honest feedback about this. What if you wrote posts when these things come around right away and put a note in saying something along the lines of “I want my readers to know about this right away, however I do not have any referral links yet. I would be grateful if you waited for mine to apply.” It would add a lot of credibility and make things seem more honest and genuine. I’d love to hear your response.

  3. This bonus has been around since late August of last year, when I picked up the card. 50k points and 3x airfare with a $95 annual fee has been incredibly useful to me

  4. There’s also a 60k Chase Sapphire Preferred offer floating around now. It doesn’t waive the $95 for the first year, but if you value Ultimate Rewards points at more than .95cents each, it’s a better offer than the 50k offer.

  5. What if you’re an authorized user on someone else’s Prestige card. Are you eligible for the 50k bonus if you get your own Premier card?

  6. I have been consistently declined by Citi, although Amex, Chase, BofA, and several other issuers have approved me repeatedly for premium cards in the same time frames.

    My credit has been in the low 700s every time I have applied, and it’s now at a best-ever 749. I don’t have great records on how many cards I had applied for from other issuers at that time. I do have an old unpaid medical collection that I consider BS and am disputing/waiting out.

    Any anecdotal evidence on disqualifiers for this and other Citi cards?

  7. @paul Just anecdotal, but my wife can’t get approved for Citi cards even though she has the Sapphire and a credit score in the high 700s. She doesn’t apply for that many cards. It seems to be due to one old unpaid medical bill that was BS as well. Just one mark like that seems to disqualify you at Citi.

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