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A few days ago I wrote about how I think almost everyone should have the IHG® Rewards Club Select Credit Card. The card has just a $49 annual fee (waived the first year), and offers an annual free night certificate valid at virtually any IHG hotel. However, when it comes to usefulness, The Hyatt Credit Card isn’t far behind, so in this post I wanted to look at nine reasons you should get that card, for those who don’t have it already:
A sign-up bonus of 40,000 points
The Hyatt Credit Card offers a sign-up bonus of 40,000 World of Hyatt points after spending $2,000 within three months. Personally I value World of Hyatt points at ~1.5 cents each, so to me those points are worth ~$600.
Hyatt free night redemptions start at just 5,000 points per night, so 40,000 points is enough for up to eight free night awards (or using Points + Cash, you can potentially get even more nights).
The Hyatt Regency Kathmandu costs just 5,000 points per night
The sign-up bonus isn’t available to those who currently have the card, or those who have received a new cardmember bonus on the card in the past 24 months. That means a lot of people should be eligible for this card.
5,000 points for adding an authorized user
The sign-up bonus isn’t limited to 40,000 points upon completing minimum spend. You also receive 5,000 bonus points after adding an authorized user and having them make a purchase within the first three months.
An annual free night certificate
One of the main reasons to hold onto The Hyatt Credit Card is because it offers an annual free night certificate on your account anniversary every year. That free night certificate can be redeemed at virtually any Category 1-4 Hyatt property, which covers a majority of Hyatt properties around the world. I’ve consistently been able to redeem this for hotels that retail for $200+ per night.
I redeemed my free night certificate at the Park Hyatt Saigon last year
Discoverist status for as long as you have the card
The Hyatt Credit Card offers Hyatt’s entry level Discoverist status for as long as you have the card, which comes with the following perks:
Discoverist status gets you the following perks:
- A 10% points bonus
- Premium internet
- A complimentary bottle of water
- Priority check-in
- 2PM late check-out
- A preferred room within the category booked
Explorist status for spending $50,000 in a calendar year
On top of that, The Hyatt Credit Card offers Hyatt’s mid-tier Explorist status for as long as you have the card, which comes with the following additional perks:
- A 20% points bonus
- Upgrade to the best available room, excluding suites
- Four club lounge passes annually, valid for a stay of up to seven nights on eligible rates or when redeeming points for free night awards
Redeem your club lounge passes at a great lounge, like the one at the Grand Hyatt Hong Kong
The card isn’t subjected to the 5/24 rule
There are many Chase cards that you can’t be approved for if you’ve opened five or more new card accounts in the past 24 months. The Hyatt Credit Card isn’t subjected to that, so you can be approved for the card even if you’ve opened five or more new accounts in the past 24 months. That makes this one of the easier Chase cards to be approved for.
Access to cardmember only promotions
Over the years The Hyatt Credit Card has offered excellent cardmember only promotions. For example, this month the card is offering a $30 statement credit when you spend $300+ on purchases at grocery stores or drug stores.
In the past they’ve also offered some Hyatt specific promotions, including:
- A Globalist fast track promotion, where you could earn Globalist status after staying 20 nights in a period of 90 days
- A 10% refund on redeemed points for cardmembers, which was an even better way to score a deal on a Hyatt redemption
Free nights now count towards status
As of this year, Hyatt is counting free nights towards status. To me this increases the value of World of Hyatt points, and in turn, it increases the return and rewards offered with The Hyatt Credit Card. In the past, one of my points of frustration with redeeming Hyatt points for free nights was that it didn’t help me to requalify for Globalist status, but that’s no longer a problem.
Earning World of Hyatt points is easy
There’s something to be said for accruing a points currency where you can easily top off your account in order to maximize your points. After all, sometimes you don’t earn enough points for a redemption, and need to find a way to earn more points. One big advantage of the World of Hyatt program is that you can transfer over points from Chase Ultimate Rewards, which can be earned on cards like the Chase Sapphire Reserve® Card, Chase Sapphire Preferred® Card, and Ink Business Preferred℠ Credit Card.
Whether you transfer over points with the purpose of going for Globalist status, or for a redemption at the Park Hyatt Maldives (or both), there’s value in accruing a points currency that you can easily top off.
The Park Hyatt Maldives can be booked for just 25,000 points per night
The Hyatt Credit Card is extremely compelling, even for those who aren’t otherwise Hyatt loyalists. Not only does the card have a compelling sign-up bonus, but it offers an annual free night certificate that in and of itself more than justifies the annual fee, and that doesn’t even factor in all the other perks, like cardmember-only promotions, Discoverist status for as long as you have the card, and more.