10 Best Credit Card Offers For November

In the interest of full disclosure, One Mile At A Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Please check out our advertiser policy for further details about the partners we work with. Thanks for your support!

Update: This offer for the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is expired. Learn more about the current offers here.

Every month I make a post with what I consider to be the best credit card sign-up bonuses of the month.

While there are several excellent long standing credit card offers, the specifics of the best offers are constantly changing (be it the annual fee, minimum spend requirement, or even amount of the sign-up bonus).

If you read my blog on a daily basis then by all means skip this post, but for me it’s a useful, “current” place to refer people who ask about which cards they should sign-up for, a question I get on a daily basis.

We’ve seen some great sign-up bonuses over the past few months, including new offers being added, and others being discontinued.

With that in mind, below are what I consider to be the 10 best right now:

1. Ink Business Preferred℠ Credit Card

Current offer: 80,000 Ultimate Rewards points after spending $5,000 within three months from account opening
Annual fee: $95

Why it’s a great offer: The Ink cards have extremely generous category bonuses which help sole proprietorships and small businesses maximize points on everyday credit card spend. This card was only introduced last year, and offers 3x points on the first $150,000 spent annually in combined purchases on travel, shipping, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.

So this is a card that’s good for both for the sign-up bonus and for everyday spend. I value Ultimate Rewards points at ~1.7 cents each, so to me the sign-up bonus is worth ~$1,265 after subtracting the annual fee.

Redeem Ultimate Rewards points for travel in Korean Air first class

2. Chase Sapphire Preferred® Card

Current offer: 50,000 Ultimate Rewards points after spending $4,000 within three months, plus an additional 5,000 Ultimate Rewards points when you add an authorized user to the card that makes a purchase within three months
Annual fee: $95, waived the first year

Why it’s a great offer: Ultimate Rewards points can be transferred at a 1:1 ratio to Korean Air, United, Hyatt, and many other programs. The card is also great for everyday spend given that it offers double points on dining and travel. I value the sign-up bonus on this card at ~$935.

Redeem Ultimate Rewards points for the Park Hyatt Vienna

3. The Business Gold Rewards Card from American Express OPEN 

Sign-up bonus: Earn 50,000 Membership Rewards points after spending $5,000 within the first three months
Annual fee: $175, waived the first year

Why you should consider applying: This is one of the best small business cards out there in terms of the bonus points it offers, given that you earn bonus points in the following five categories:

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media
  • U.S. purchases at gas stations
  • U.S. purchases for shipping
  • U.S. computer hardware, software, and cloud computing purchases made directly from select providers

You can pick in which category you want to earn 3x points, and then in the other four categories you earn 2x points.

On top of that, this is a fantastic sign-up bonus for a card that doesn’t have an annual fee the first year. I value Membership Rewards points at ~1.7 cents each, so to me the sign-up bonus is worth ~$850.

Redeem Amex points for travel in ANA first class

4. Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® & CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

Sign-up bonus: Earn 60,000 American AAdvantage miles after spending $3,000 within the first three months
Annual fee: $95 (waived the first year)

Why you should consider applying: We’ve never seen bigger publicly available sign-up bonuses on these cards, and they’re only available for a limited time. I value American miles at ~1.3 cents each, so to me the sign-up bonuses are worth ~$780 each.

Furthermore, the cards comes with several perks that could make them worth holding onto, including free checked bags, priority boarding, etc.

Redeem American AAdvantage miles for travel in the Etihad A380 Apartment

5. AAdvantage Aviator Red World Elite Mastercard

Sign-up bonus: Earn 60,000 AAdvantage miles after the first purchase
Annual fee: $95

Why you should consider applying: I value American miles at ~1.3 cents each, so to me the sign-up bonus is worth $685 (after subtracting the annual fee).

The cards comes with several perks like a first checked bag for free, 10% of your redeemed miles back (up to 10,000 back per year), up to 3,000 elite qualifying dollars for spending $25,000, and more.

Redeem American AAdvantage miles for travel in Japan Airlines business class

6. British Airways Visa Signature® Card

Current offer: Earn 50,000 bonus Avios after spending $3,000 within three months, plus an additional 25,000 Avios after spending $10,000 within the first year
Annual fee: $95

Why it’s a great offer: This sign-up bonus is great, regardless of whether you’re looking to just earn the entry level bonus of 50,000 Avios, or want to spend $10,000 on the card within the first year to earn a total of 75,000 Avios. On top of that, keep in mind that if you spend $30,000 on the card in a year you’ll earn a companion certificate, which means that a companion can fly with you for just the cost of taxes and fees on British Airways. This card also isn’t subjected to the 5/24 rule.

Redeem your British Airways Avios for travel on Aer Lingus

7. Starwood Preferred Guest® Credit Card from American Express and Starwood Preferred Guest® Business Card from American Express

Current offer: Personal — 25,000 bonus Starpoints after you spend $3,000 on purchases within the first three months; Business — 25,000 bonus Starpoints after you spend $5,000 on purchases within the first three months
Annual fee: $0 introductory annual fee for the first year, then $95

Why it’s a great offer: Starpoints remain the most valuable points currency out there to me, and are a great value for both hotel redemptions and airline mileage transfers. I value Starpoints at 2.2 cents each, so this sign-up bonus is worth $550 to me.

Le-Meridien-Paro-Bhutan - 2
Redeem Starpoints at the Le Meridien Paro

8. JetBlue Plus Mastercard

Current offer: 60,000 TrueBlue points after spending $1,000 within three months
Annual fee: $99

Why it’s a great offer: This is by far the biggest offer we’ve ever seen on the card. TrueBlue is a revenue based program, and points can be redeemed for ~1.4 cents each towards the cost of a ticket on JetBlue. Beyond the great sign-up bonus, this is a card that can be worthwhile long term, as it offers a 5,000 point bonus on your account anniversary every year, 10% back on redeemed points, 6x points for JetBlue purchases, and much more.

Redeem your TrueBlue points for travel in JetBlue Mint

9. Bank of America Premium Rewards Credit Card

Current offer: 50,000 bonus points after spending $3,000 within three months
Annual fee: $95

Why it’s a great offer: This is a new premium card from Bank of America that is reasonably rewarding, as it offers a $100 airline incidental credit every year, 2x points per dollar spent on dining and travel, and 1.5x points per dollar spent on other purchases. Each point can be redeemed for one cent, meaning the sign-up bonus is potentially worth $500. The real way to maximize the value you get out of this card is by belonging to Bank of America’s Preferred Rewards program, where you can earn a return that’s up to 75% better. See my previous post for more details on that.

You can redeem your rewards for statement credits

10. Virgin Atlantic Mastercard

Current offer: 20,000 Flying Club miles after your first purchase, 50,000 additional bonus miles after spending at least $12,000 on purchases within the first six months, plus 5,000 additional bonus miles when you add an authorized user to your card
Annual fee: $90

Why it’s a great offer: This card has a big minimum spend requirement, but can still be worthwhile. If you spend $12,000 on the card within the first six months you’d earn a total of 93,000 miles, given that you earn 1.5 miles per dollar spent. That’s quite a lucrative return for your credit card spend. While Flying Club miles aren’t my favorite, there are some great niche redemptions, like booking ANA first & business class at a very reasonable cost.

Redeem your Flying Club miles for travel in ANA first class

If you have any questions or other cards you think have great sign-up bonuses, let me know in the comments section!

Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.


  1. Probably worth mentioning in the post Chase’s fairly new rule about one Sapphire ‘family’ card per person….

  2. Thinking about applying for the “Ink Business Preferred Credit Card”. Is it subject to the 5/24 rule and do you think it’s possible to get it if you already have an Ink Plus card open?

    Thanks in advance!

  3. Is the JetBlue Plus Mastercard considered as a completely separate card from the vanilla JetBlue Mastercard? In other words — if one had already had the JetBlue Mastercard, could they apply and get the Plus card, and thus qualify for the bonus?

  4. Bob
    I got the Bold9$ years) and the new one Too and today got the 80k points .Ask chase before u apply then apply .

  5. What’s your thinking on Chase Sapphire Reserve at this point? We spend a lot of money on restaurants and travel so thought that might be better than Preferred.

  6. Lucky, Some of your suggestions collide with others and so I think it is very important that you feature cards and promotions that are not easy for people to find on their own. The Bank of America card, for example, that earns 2x points on dinning and travel is useless because the Chase Reserve card earns 3x and some of the cards are only useful if you fly that airline often such as JetBlue Card. It is important to remember that not everyone is always on the ‘road’ to some random places as you are.

  7. The only reason the CSR isn’t listed is that there is no link for it. Until something better comes along, the CSR will remain easily the best [long-term] rewards credit card offer out there, and the math in support of that assertion is really trivial. In fact, @Iamhere makes an excellent point about the BA card vs. the CSR. One can also ask: why list the CSP that offers 2x and not the CSR that offers 3x for the same spend categories (please do not dredge up the canard about the CSR AF being $450 when there is the $300 statement credit that gets rid of the AF for the first two years and then just $150 afterwards vs. the CSP’s $95…)?

  8. @Mason: The Reserve card is $50 more/year and includes lounge access AND 3x points vs. 1x for travel/dining and 1.5x redemption rate vs. 1.25 redemption rate. Unless you don’t think you’re going to be able to use the $300 statement credit each year (at which point the Sapphire Preferred doesn’t make sense either), then the CSR is the best overall card out there.

    @DCS: CSR most likely isn’t listed because there isn’t a commission paid for referring people to it currently. Sad, but that’s how the system works.

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