One Week Left: Up To 100K American Miles With 2 Credit Cards

Update: These offers for the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® and the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® have expired. Learn more about the current offers here.

Since early December, Citi has officially increased the sign-up bonuses on the American AAdvantage co-brand credit cards. I’m told that the increased offers will be pulled around March 1, so if you’re interested you’ll want to apply within the next week or so.

Citi AAdvantage Card sign-up bonuses

Between these two cards you can earn up to 100,000 AAdvantage bonus miles, which is pretty great. The details are as follows:

Both cards have a $95 annual fee, though it’s waived for the first 12 months.

This is a fantastic sign-up bonus, especially when you consider that both cards have reasonable minimum spend requirements, and the annual fee is waived for the first year.

Benefits of the Citi AAdvantage Cards

If you fly American once in a while, both of these cards also come with some useful benefits, including the following:

  • Group 1 boarding on domestic American flights, including on basic economy fares (which means you’ll be able to bring a carry-on even when booking a basic economy fare)
  • First checked bag free on domestic itineraries for you and up to four companions on the same reservation
  • My favorite perk is that the Personal Platinum Citi AAdvantage Card offers a 10% refund on redeemed miles, for a total of up to 10,000 miles per year (assuming you redeem at least 100,000 miles per year, this means you’re getting 10,000 American miles with the card annually, which makes this card a keeper, in my opinion)

Get a 10% refund on redeemed miles, up to 10,000 miles per year

Qualifying for the bonuses on these cards

It’s possible to earn the sign-up bonus on both the Personal Platinum Citi AAdvantage Card and the Business Platinum Citi AAdvantage Card. However, keep in mind that you can’t apply for both on the same day. Citi’s general policy on new card applications is as follows:

  • You can only apply for one Citi card every eight days
  • You can apply for no more than two Citi cards every 65 days

Anecdotally I’ve found these cards to be pretty easy to be approved for, so for most it shouldn’t be too difficult to get approved.

Specific to these cards, here’s what the terms say as far as eligibility goes:


American Airlines AAdvantage® bonus miles are not available if you have had any Citi® / AAdvantage® card (other than a CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.


This card is not available if the business already has a CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® card. Bonus miles are not available if you have had any CitiBusiness® / AAdvantage® card opened or closed in the past 24 months.

Qatar-Airways-787-Business-2You can redeem your American miles on Qatar Airways

Bottom line

The limited time sign-up bonuses on both the Personal Platinum Citi AAdvantage Card and Business Platinum Citi AAdvantage Card are ending next week, and are worth considering. Earning 50,000 miles with a waived annual fee the first year and perks when flying American is a great offer. I value American miles at ~1.5 cents each, so to me the bonus of 50,000 miles offered by each card are worth ~$750.


  1. I recommend the Aviator (barclaycard) because even though the mileage bonus is less (40k v 50k) there is no minimum spend. To qualify you need to make any purchase and pay the annual fee. I got 40,000 miles with a $1 purchase. Also, you get many of the same benefits.

    @PhatMiles I don’t think you can stack the 10% discount

  2. I was just approved last week when I received an offer for 60,000 miles.

    I’m booking an AA flight and on their website it shows a 40,000 mile offer plus $100 statement credit.

  3. Also, I received the email from AA today about the new boarding process. It shows credit card holders will now be Group 5, which is the same, but doesn’t sound as good as Group 1, which is what is advertised right now.

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