Register Now: Earn 5x Points At Gas Stations & On Local Commuter Transportation

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The Chase Freedom is one of my favorite no annual fee credit cards, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spend per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.

The best part is that in conjunction with the Chase Sapphire Preferred® Card or Ink Business Preferred℠ Credit Card, points earned on this card can be converted into “premium” Ultimate Rewards points, and be transferred to the Ultimate Rewards airline and hotel partners. Since I value one Ultimate Rewards point at significantly more than one cent, that’s my preferred use of those points.

While you can continue to earn 5x points for the fourth quarter at department stores (assuming you’ve registered), Chase has just unveiled the 5x points categories for the first two quarters of 2017, and opened registration for the first one.

Here are the 5x points categories for 2017:


As you can see, you can:

  • From January 1 through March 31, 2017, you can earn 5x points at gas stations and on local commuter transportation
  • From April 1 through June 30, 2017, you can earn 5x points at grocery stores and drugstores

Register to earn 5x points at gas stations & on commuter transportation

Registration has just opened for the first quarter 2017 Chase Freedom 5x points category, so you can register now to earn 5x points at gas stations and on local commuter transportation for purchases between January 1 and March 31, 2017.


Registration is easy — just go to the registration page and enter your last name, billing zip code, and the last four digits on your card, and you’ll be registered.


In case you’re wondering what specifically qualifies under the above categories, here’s how Chase explains them:

  • “Gas stations” does not include merchants that do not specialize in selling automotive gasoline, including truck stops, boat marinas, oil and propane distributors, and home heating companies
  • “Local commuter transportation” includes taxis, subways, local commuter buses and trains, and does not include parking, tolls, and Amtrak purchases; it’s also worth noting that it does include services like Uber, Lyft, and Sidecar


How to make Chase Freedom points even more valuable

Just to recap, you earn points on the Chase Freedom, and each point can be redeemed for one cent cashback.

However, if you have this card in addition to one of the cards that accrues “premium” Ultimate Rewards points, you can transfer these points to Ultimate Rewards. Cards that accrue “premium” Ultimate Rewards Cards include the:

So 5% cashback converts into 5x Ultimate Rewards points per dollar with one of the above cards.

Bottom line

The Chase Freedom is one of the best no annual fee cards out there, and I do everything I can to max out the 5x points category every quarter. The first quarter bonus category works great for me, as I spend a good amount on Uber, so I suspect I’ll be able to max that out without issue. The 5x points at grocery stores and drugstores will be tougher for me to max out, given that I don’t shop much at either, though I suspect that’s a category that many will find useful.

If you do have a Chase Freedom Card, you might as well register your card as soon as you can, before you forget.

Do you plan on maximizing the Chase Freedom 5x points category for the the first and second quarters of 2017?

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  1. According to the list of approved merchants on Chase’s site, Uber, Lyft, and Sidecar are all eligible for the 5x bonus. Do you have information from Chase that indicates otherwise?

  2. Lucky,
    I need help. I made 2 purchase using the freedom card – one at Neiman Marcus Last call and Barneys online. After 2 calls and emails Chase said that those merchants aren’t included in the 5x bonus offer for the 4th quarter. I pointed out their list of merchants and was told “there are terms and conditions” that exclude these purchases. They are small amounts but chase is extremely inflexible and refused me the bonus categories. What is my recourse?

  3. @Rajeev Not Lucky, but I may have an answer…discount stores were excluded. My guess is that NM Last Call has a different merchant code from NM, and it’s likely a “discount store.” Was the Barney’s from “Barney’s New York” or “Barney’s Warehouse?” The latter is probably also a “discount store.”

  4. @andy
    Both were on the merchants list. NM Last call is listed as is Barneys (the full price) both of which I purchased from.

  5. Hell yea, I’m maxing out of Q.1 & Q.2!
    Q. 3 sounds dubious tho’ “Summer Fun” screams peak season prices that are decidedly not “fun”

  6. I don’t own a car, so other than some ubers and subway passes, won’t come close to maxing this one out. Does anyone who of any gas stations that sell gift cards for other merchants or even better, vanilla gift cards?

  7. @Frank Doyle: Traditionally, no, gas purchased at warehouse clubs doesn’t qualify.

    @Rajeev: Call again or send a Secure Message to Chase. If they cite Terms and Conditions, ask them to read the exception to you. With today’s customer service, if you don’t like an answer, hang up and call again. You might find a rep who is more helpful to your cause than the previous rep.

    @David: Most of the nicer chain stores sell GCs. Wawa, Thorton’s / Racetrac, Speedway have a nice assortment of them. I know Wawa carries Amazon, Lowe’s, Home Depot, etc.

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