Last Chance: Earn 5x Points At Supermarkets

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The Chase Freedom is one of my favorite no annual fee credit cards, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spend per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.

The best part is that in conjunction with the Chase Sapphire Preferred® Card or Ink Plus® Business Credit Card, points earned on this card can be converted into “premium” Ultimate Rewards points, and be transferred to the Ultimate Rewards airline and hotel partners. Since I value one Ultimate Reward point at significantly more than one cent, that’s my preferred use of points.

Register to earn 5x points at grocery stores

As you can see above, for the second quarter (April 1 through June 30) you can earn 5x points at grocery stores and wholesale clubs. While you can continue to earn bonus points for these categories through June 30, 2016, the last day to register for 5x points in the second quarter is Tuesday, June 14, 2016 (starting June 15 you can register for the third quarter categories).

Grocery stores are eligible (which doesn’t include Walmart and Target), as well as wholesale clubs (including BJ’s and Sam’s Club).

Earn 5x points at grocery stores with the Chase Freedom

To register you’ll have to enter your last name, the last four digits on your card, and the zip code. Once you’ve registered, you’ll be brought to a page confirming your registration.

How to make Chase Freedom points even more valuable

Just to recap, you earn points on the Chase Freedom, and each point can be redeemed for one cent cashback.

However, if you have this card in addition to one of the cards that accrue “premium” Ultimate Rewards points, you can transfer these points to Ultimate Rewards. Cards that accrue “premium” Ultimate Rewards Cards include the:

So 5% cashback converts into 5x Ultimate Rewards points per dollar with one of the above cards.

Bottom line

You have another couple of days to register for 5x points at grocery stores and wholesale clubs, and can continue to earn those bonus points for purchases through the end of the month (within the $1,500 limit, of course). Then starting Wednesday it will be possible to register to earn 5x points at restaurants, for purchases July 1 through September 30, 2016. I’ve just about maxed out the 5x points bonus for this quarter, and can’t wait to earn 5x points on restaurants starting next month.

If you don’t yet have the Chase Freedom, it really is a card which is worth signing up for. Not only can it help boost your Ultimate Rewards balance, but having a card without an annual fee long term can help boost your credit score as well.

Have you maximized the 5x points category on the Chase Freedom for the second quarter yet?

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  1. When Costco switches to visa before the end of the month, will the Chase Freedom earn 5x there?

  2. You maxed out your 5x in grocery stores? Don’t think you bought groceries since you live in hotels. You probably bought gift cards to churn. How, where is the meat of the matter which you have left out.

    It’s a useless article, though a good reminder, if you leave out what really matters.

  3. The only cashback I ever get is my 6% with Amex BCP at Grocery Stores. But for a quarter of the year I use Freedom. The vast portion of my Groceries never are purchased at Grocery Stores. Always buy fuel and Target GC’s. Never forget how valuable program stacking can be, either. At Safeway, $500 in GC gets you $1 off per gallon of fuel (of course they now limit GC CC purchases to $200 daily, so that can get in the way). BUT, just stopped at my local Raley’s Supermarket, and on checkout got a coupon for 10X points at checkout from a small grocery purchase. Went right back in and loaded up on $500 in Target and ARCO Gas gift Cards. $50 Raley’s reward (coupon for $50 off purchase), and 2500 UR points. Score if I’ve ever had one.

  4. Hi Lucky,

    Thank you for the reminder. I am wondering if I use freedom to purchase giftcard in wholefoods, will I get 5X point bonus?

    Thank you.

  5. Hi, I am wondering if you guys can give me some insights. I have a United Mileage Plus Chase card and I want to get an additional VISA card. I am leaning towards the Chase Sapphire Preferred.
    I want to accrue points to use mostly to buy United international air tickets. Most of my CC expenses come from groceries, Costco, utilities bills and online purchases. Do you guys think the Sapphire is my best bet?
    I want to keep the Mileage Plus just to buy air tickets when necessary.
    Thanks for any feedback

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