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Hotel credit cards are among my favorite to hold onto long term, even though I often don’t use them for everyday spend. The Citi® Hilton HHonors Reserve Card offers HHonors Gold status for as long as you have the card. The Hyatt Credit Card offers an annual free night certificate valid at any Category 1-4 property. The Marriott Rewards® Premier Credit Card offers an annual free night certificate valid at any Category 1-5 property.
But perhaps the single most compelling hotel credit card in terms of long term perks is the IHG® Rewards Club Select Credit Card. Per View from the Wing, the increased sign-up bonus on this card ends June 29, 2016.
There are several things which make this card awesome:
- The IHG® Rewards Club Select Credit Card has a sign-up bonus of up to 75,000 points — 70,000 bonus points after you spend $2,000 on purchases in the first three months, plus an additional 5,000 bonus points after you add an authorized user and they make their first purchase within three months
- The card offers an annual free night certificate, valid at any IHG property in the world
- You receive IHG Platinum status for as long as you have the card
- The card offers a 10% rebate on award redemptions, up to a refund of 100,000 points per year
On top of that, the IHG® Rewards Club Select Credit Card only has an annual fee of $49, which is even waived the first year (lower than virtually all other premium hotel credit cards).
For the average consumer, there’s not a more compelling hotel credit card out there. IHG has over 4,000 hotels around the world, and that annual free night certificate valid at any property more than justifies the annual fee.
I used mine just recently at the InterContinental London The O2, where a paid room would have cost ~$500.
But you don’t have to redeem that aspirationally to come out ahead with this card. With just a $49 annual fee, you’ll come out ahead by redeeming that free night certificate at just about any hotel in the world.
I really think this is one of the cards which has the greatest appeal for the average consumer. A free night annually at one of the world’s largest hotel chains for just $49 per night, plus Platinum status, plus a 10% rebate on the points you do redeem, is tough to beat.
If you’ve been eying the IHG® Rewards Club Select Credit Card, you might want to apply in the coming weeks.