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I’ve mentioned before that the Chase Freedom is one of my favorite credit cards. The Freedom card offers 5x points in rotating quarterly categories, for up to $1,500 of spend per quarter, and the categories tend to make sense for the average consumer.
You can use this as a cash back card (and who doesn’t want 5% back?!) or merge the points with those earned on your Chase Sapphire Preferred® Card. The combined points can be transferred to the Ultimate Rewards airline and hotel partners.
This quarter offers 5x points at grocery stores and wholesale clubs, which is a pretty broad category.
You’ll definitely want to activate your 5x bonus, as it should be easy for nearly everyone to max out this month if you think creatively.
Costco is a warehouse club too
This is what I’m most excited about, and as OMAAT readers prefer Costco to other warehouse clubs, this will hopefully come in handy for many of you.
The FAQ for this quarter mentions that purchases made on warehouse club websites will count for the 5x bonus.
Costco isn’t listed, because, well — Costco technically only takes American Express cards.
However, while Costco won’t begin accepting Visa cards in-store until mid-June, thanks to Travis’ trick of buying Costco Cash cards online, you can realistically use any card you want.
So, in the interest of science, I purchased a $100 Costco Cash card over the weekend using my Chase Freedom:
The transaction is still in “pending” status (which is odd, as the gift card has already shipped), but a quick call to Chase confirmed that the merchant code for Costco.com is associated with “Warehouse Club” and will earn 5x points.
Needless to say, I’ll be ordering several more Costco Cash cards in the coming weeks!
Think beyond “grocery”
Even if Costco isn’t your jam, there are still other creative options. While most families spend a lot on groceries, our two-person household realistically isn’t going to spend $1500 on perishables this quarter, so I can relate.
If you’re thinking there’s no way you can eat your way to $1500, hopefully your local grocery store sells plenty of gift cards…
We’ll pick up some Amazon gift cards, which we’ll certainly use (grrr textbooks), but there are typically hundreds of options, so you should be able to find something that fits your spending habits.
If you’ve had the Chase Freedom for some time, you’re probably already accustomed to finding creative ways to max out the bonus categories, so this isn’t an earth-shattering concept.
I didn’t know about purchasing Costco Cash cards online until recently though, and it’s nice to have confirmation that costco.com purchases count for the 5x bonus.
What are your plans for maxing out your Chase Freedom bonus this quarter?