Register To Earn 5x Points At Grocery Stores

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The Chase Freedom is one of my favorite no annual fee credit cards, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spend per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.

The best part is that in conjunction with the Chase Sapphire Preferred® Card, points earned on this card can be converted into “premium” Ultimate Rewards points, and be transferred to the Ultimate Rewards airline and hotel partners. Since I value one Ultimate Reward point at significantly more than one cent, that’s my preferred use of points.

Yesterday I posted about how it was the last day to register for the first quarter 5x points category. While you can continue to earn 5x points at gas stations and on local commuter transportation through March 31, 2016, registration closed on March 14.

Register to earn 5x points at grocery stores

Today registration opened for the second quarter 2016 Chase Freedom bonus category (valid April 1 through June 30, 2016), which includes grocery stores and wholesale clubs.

Wholesale clubs includes BJ’s and Sam’s Club, while it doesn’t include retailers such as Wal-Mart of Target (since they’re not “clubs”).

Earn 5x points at grocery stores with the Chase Freedom

To register you’ll have to enter your last name, the last four digits on your card, and the zip code. Once you’ve registered, you’ll be brought to a page confirming your registration. You might as well get registration out of the way now so you don’t forget later.

How to make Chase Freedom points even more valuable

Just to recap, you earn points on the Chase Freedom, and each point can be redeemed for one cent cashback.

However, if you have this card in addition to one of the cards that accrue “premium” Ultimate Rewards points, you can transfer these points to Ultimate Rewards. Cards that accrue “premium” Ultimate Rewards Cards include the:

So 5% cashback converts into 5x Ultimate Rewards points per dollar with one of the above cards.

Bottom line

While you can earn continue to earn 5x points at gas stations and on commuter transportation through March 31, 2016 (assuming you registered), you can now register for the second quarter bonus category, valid for grocery stores and wholesale clubs.

If you don’t yet have the Chase Freedom, it really is a card which is worth signing up for. Not only can it help boost your Ultimate Rewards balance, but having a card without an annual fee long term can help boost your credit score as well.

Do you plan on maximizing the second quarter 5x points category at grocery stores and wholesale clubs with the Chase Freedom?

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  1. The Sam’s Club tie-in is quite interesting, especially since they just started taking Visa credit cards in store on 2/1/16. This should be an easy category to max out (unlike gas stations, which my wife and I have had trouble getting close on just one card due to the low fuel prices).

  2. I’m with Matt– gas stations are difficult to Max out with low gas prices. The last time Chase did 5X points on gas I bought $1500 worth of gas cards (still have several hundred dollars worth!). If only there was a friendly gas station to sell Visa, Mastercard, or My PayPal cards!! Anyone know of such a thing?

  3. Looks like it’s almost time to front-load $1500 in Costco spending by buying gift cards at

  4. For anyone who hasn’t heard, if you have opened 5 ccs with any bank in the past 24 months, you stand a fair chance of being denied for both the Freedom and CSP cards, regardless of your credit. If you have opened 6 or more cards, including AU cards, in the past 24 months, you are virtually guaranteed of being denied. On the other hand, if you have opened less than 5 cards in 24 months, and you want a CSP and/or a Freedom, they should be your very next apps.

  5. @Kirby – Are you sure codes as wholesale club and not something like internet purchase?

  6. @Dave – I would think so. Costco isn’t mentioned specifically on the merchant list (likely because they only take AMEX), but here is the verbiage from the disclaimer at the bottom of the merchant list:

    “•Purchases made through the checkout on the wholesale club merchant’s website (EX.,” is a wholesale club’s website, so I don’t see why not.

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