Earn 10K Bonus Points For Chase Sapphire Preferred® Card Referrals

Chase lets cardmembers refer others to their cards in exchange for some bonus points, though the offers are targeted, meaning not all members will be eligible.

To check if you’re eligible you can go to chasereferafriend.com and enter your last name, zip code, and the last four digits on your card. Either it will present you with an offer to refer friends to the card (either by email or through social media), or will inform you that you’re not eligible.


For a while the Chase Sapphire Preferred® Card has offered an increased sign-up bonus of 50,000 bonus points after spending $4,000 within three months, plus an additional 5,000 bonus points when you add an authorized user to the card that makes a purchase within three months. That’s a potential sign-up bonus of 55,000 points. You also would earn 2X points on travel and dining.

Select Chase Sapphire Preferred cardholders have been able to refer others to the card in exchange for a bonus of 5,000 Ultimate Rewards points. You could refer up to 10 friends, for a total of 50,000 Ultimate Rewards points.

Well, if you’re eligible for the referral bonus, it looks like Chase has now increased the bonus to 10,000 points per referral, though the cap is still at 50,000 Ultimate Rewards points through the card for the year. But now you only need to refer five people rather than 10 people to get that bonus.


Keep in mind you can refer a friend, spouse, sibling, etc. You can even refer someone who is presently an authorized user on the card, as long as they don’t have their own card where they’re the primary cardmember, or aren’t otherwise eligible for the bonus.

The Chase Sapphire Preferred is an all around awesome credit card which comes with some great benefits. Presently we’re seeing a sign-up bonus of up to 55,000 points, and if you’re eligible to refer someone, you can get another 10,000 Ultimate Rewards points out of it, which is pretty awesome.

Lastly, I should mention that Chase is getting stricter when it comes to being approved for new applications, and generally won’t approve someone if they’ve applied for more than five cards in the past 24 months. So that’s something to keep in mind.

Bottom line

It’s always worth checking the Chase refer a friend website to see if one of your cards is eligible for a referral bonus. Keep in mind that over time eligibility can change, especially now that it’s a new year. So even if you weren’t eligible in the past, you may be eligible now.

A bonus of 10,000 Ultimate Rewards points for referring someone to the Chase Sapphire Preferred® Card is pretty awesome, especially given the already increased sign-up bonus.


  1. hehehe Chase has made this card unattainable for most of us, with their new policy of denying apps from anyone who has opened more than 5 cards, from any bank, in the past 24 months. Now that so few people qualify anymore, they are desperately seeking new cardholders by raising the sign up bonus, and paying double the usual bonus to folks who refer people for the card. Shooting themselves in the foot is the phrase that comes to mind. 😉

  2. Lucky, I applied this card just yesterday and it is still pending. What are my chances of grabbing this benefit ? Can I have my wife refer me today ?

  3. I just recently referred someone at the 5,000 bonus level and they got the card. The referral credit hasn’t even posted yet. Any experience asking them to give me the 10,000 bonus level as well?

  4. @Steven

    I’m in a similar boat, recently referred someone for 5K and the bonus hasn’t posted yet. I sent a SM asking to be matched to 10K and they denied it 🙁

  5. Just wondering is there a website where you can “refer a friend” if you don’t have anyone you can think of to refer? Kinda help each other out kinda thing.

  6. I recently referred someone when it was just 5k sign up, so I reached out to customer service to get matched to 10k and was denied. My spouse was approved just a week before the 10k bonus went live. I escalated this to a manager but still denied.

  7. I cannot even sign in to refer a friend!!!!! What a lousy website.

  8. I love my Sapphire card. I was using my Amex Platinum but not happy about the $495 fee every year when the Sapphire offers the same thing for $95 annually. I really like the automatic car rental insurance. (Amex charges a fee of $15-25 for this) since I drive a lot through Enterprise. You do need excellent credit to obtain this card since I know many people are saying they get denial notices. I did do the “refer a friend” to my business partner and he had to go through hoops to get approved. (Took about 3 weeks honestly) but hey….. he got the card and I got 10,000 bonus points. Overall its a great card to have.

  9. Everyone is complaining about the “5/24” rule which is churning and burning. Basically people are signing up for cards, using the bonus points and then dumping the card and moving onto the next credit card. They do this for discount airline tickets or hotel stays. To be honest, if you have a lot of time on your hands and want to “play the game” of churning and burning, then have fun.

    Chase changed the rules, If applicants have opened more than five new lines of credit in the last 24 months, Chase underwriters are more likely to deny their application for a new Chase credit card — even if they’ve got stellar credit.

  10. My friend put in a referral for me 5 days ago and I still haven’t received my email so in can sign up for the card. How long does it take???

  11. If I refer a friend and he didn’t sign up using my link, can I still contact chase sapphire to get the points? Just curious if anyone tried and was it successful? TKS!

  12. I’ve referral links for the following SW Plus and Premier credit cards. Currently, Chase only offer 40,000 bonus points on their website. Thanks in advance for using my links.

    Earn 50,000 bonus points with the Southwest Rapid Rewards® Plus Credit Card. Learn more at.

    Earn 50,000 bonus points with the Southwest Rapid Rewards® Premier Credit Card. Learn more at. https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=FHV5&CELL=63HB&MSC=1537400016

  13. Thank you in advance if you use either my link or my wifes,
    Her link is 1st and mine is second…..She is more awesome than me, so you can either use the link of the best person or the one you take pity on 🙂

    Earn 50,000 bonus points with Chase Sapphire Preferred. I can be rewarded too if you apply here and are approved for the card. Learn more.

    Earn 50,000 bonus points with Chase Sapphire Preferred. I can be rewarded too if you apply here and are approved for the card. Learn more.

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