Chase Sapphire Preferred® Card Offering Biggest Sign-Up Bonus In Years

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One of the all around most compelling credit cards is the Chase Sapphire Preferred® Card, which offers 2X points on travel and dining, no foreign transaction fees, the ability to transfer points to all kinds of partner programs, including Hyatt Gold Passport, Korean Air SkyPass, Singapore Airlines KrisFlyer, and more. The card has a $95 annual fee, though it’s waived the first year.

At the moment the Chase Sapphire Preferred® Card is offering the highest sign-up bonus it has had in years, of up to 55,000 bonus points:

  • Earn 50,000 bonus Ultimate Rewards points when you spend $4,000 within three months of account opening
  • Earn 5,000 bonus Ultimate Rewards points when you add your first authorized user and they make their first purchase within three months of account opening


Together you’re looking at a total of up to 55,000 bonus points, which is the biggest sign-up bonus we’ve seen on the card in years. This offer is available for applications through March 5, 2016.

Redeem Ultimate Rewards points for travel in Singapore Airlines Suites Class

Ultimate Rewards points are one of the four major transferrable points currencies, along with American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou, and Starwood Preferred Guest.

I consider this to be the single most rewarding Chase credit card out there for everyday spend, much like the Citi ThankYou® Premier Card is the most compelling for Citi, and the Amex EveryDay® Preferred Credit Card is the most compelling for American Express.

Bottom line

This is a card which doesn’t need a sales job, so if you don’t yet have the Chase Sapphire Preferred® Card, I’d highly recommend signing up under this offer. It’s the biggest we’ve seen in years, and it’s very hard to go wrong with this card. It’s rewarding for everyday spend, accrues extremely valuable points, and has all kinds of great purchase protection benefits.

Non-Affiliate Product Disclaimer: The information for the AmEx Everyday Preferred has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.

Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.


  1. Lucky, please note for your readers, many of whom get quite a few credit cards every year, that Chase has severely locked down its processes for applying for their personal cards that aren’t co-branded, including the CSP. It appears to be almost impossible to get this card if you have had more than 5 new credit cards (from any issuer) in the last 24 months. This Flyertalk thread has a very good wiki explanation:

    (I made the same comment on Gary’s post, but he had included this information in his post, which I missed!)

  2. Oh, and one more comment for potential applicants, based on numerous posts in that Flyertalk thread- if you get a pending status on your application with Chase, DO NOT CALL. It appears that your chances for approval are much higher if you let the application wend it’s way through the automated system than if you get it in front of a human by calling. This is another significant change from the past.

  3. Is Chase still being very tough on approvals for this card? There were reports that 5 CC applications in the past 2 years would mean an automatic denial- is that still the case?

  4. Hey Lucky have you been able to get this card with all of your Chase cards you currently hold? It appears that Chase has dropped the axe so to speak on chruning their cards. I have a 790 score and was denied the BA card even though I only have 3 chase cards and I didn’t call in when I saw the pending screen.

  5. If I already have 3 chase credit cards (Marriott, United and Southwest), is this a restriction for the Chase Sapphire credit card getting approved? Only one of these has been opened in the last 2 years, the others are older.

  6. What is the process on cancelling the card? I will likely get the bonus and hold the card until the annual fee comes due after the first year. Do I need to transfer the points out before I would close or do they stay in limbo somewhere? I’ve traditionally just gotten points directly with programs.

    I think I’m currently under the 5 cards in 2 year limit, but I’ve started to sign up for cards again. I’m completing my spending on a Citi AA and a Citi Premier card for sign up bonuses now, but if I’m going to get this card it should be my next one before I get over that credit card limit.

    My normal prioritization is to spend to get signup bonuses and then defualt to my Amex Blue Cash card.

  7. I just got denied and they told me way too many accounts opened in the last two years, even if I have closed a bunch

    In fact the woman was quite rude saying “I don’t know what you are doing, I guess you are getting a lot of sign up bonuses”

    She is a quick one…

  8. Lucky,
    I applied two weeks ago and got approved. Is there any chance of calling and getting the extra bonus? I got 40+5K.

  9. @Sergio – I applied 2 months ago and had just gotten my spend bonus (40K). I sent a secure message in the Chase portal explaining the situation and they added the extra 10K within 24-hours.

  10. Just a side not. Finally signed up for this card three months back. Received 50000+5000 signup bonus, seems to be the standard if your a chase private client; also was told that if I push for it they would of waived the annual fee.

  11. Lucky, what do you think of the idea of applying for this card even if you couldn’t meet the minimum spend? By the time I’m nest ready to apply for some new cards, I might be able to meet the spend, but it would be really close. OTOH, the category bonuses and the transfer partners are such that the card seems like it may make sense for me even without the sign-up bonus. One idea I’m kicking around is applying for the CSP and the AmEx PRG or the Citi TY Premier. I could meet the spend for both of those cards (the PRG easily, the TY Premier less easily, but still very doable), and I could buy 20K-30K UA/BA miles and put that towards the spending requirement on whichever one of the other two cards I’d get. I know I wouldn’t have the flexibility of 50K UR points that way, but if I had the CSP, that’s where the points would likely be going in any event. Does this sound totally insane to you?

  12. Not sure about the calling rule. I applied, got a pending message, called right away and they just wanted me to reduce some credit in another card and was instantly approved. I have the Freedom, British Airways, Hyatt, IHG, Ritz and now CSP. All except the Freedom are less than a year old.

  13. Also the 5 card max rule is doubtful. I’ve gotten 10 cards this year, I know, too many. But all approved. Prestige, TY, Alaska personal and business, CSP, Hyatt, IHG, Ritz , British Airways and Aviator. I’m done. At least for a bit.

  14. @RJ chase only cares about 4 or more CHASE cards, they don’t care of Amex, ot Citi!!! So your data point is not valid here.

  15. Gotcha @Joe, yes got the CSP in February. @Tony – I got my 6th Chase card and all received in 2015 so I think it is valid.

  16. Could also be the amount I spend on cards helps get them approved. I put $1MM on cards this year alone so I would think that helps.

  17. I have a credit score of 716 (Transunion) and 709 (Fico); two cards open including Chase Slate with a limit of $1200. My oldest line is 8 months. My salary is $87,000. I really want the Chase Sapphire for the great benefits and no foreign transaction fees. Is my history too short to apply? Will it be a wasted credit pull? If so, how long should I wait?

  18. @Davy are both your CC with Chase and how long has it been since you opened the the accounts? I would try and go after the Freedom Card first, wait 6 months and then go after the CSP card.

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