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This quarter the card is offering 5% cash back at Amazon.com, Zappos.com, Audible.com, and Diapers.com. I’d say this is the best bonus category of the year, given how many people shop on Amazon on a day-to-day basis.
Chase has been pretty consistent with offering these 5% cash back categories, though this quarter they’re doing something especially rewarding.
Between November 23 and December 31, 2015, the Chase Freedom will be offering 10% cash back at the fourth quarter bonus retailers, including Amazon.
Perhaps the best part is that the quarterly bonus maximum dollar amount for earning will reset on November 23, 2015.
That’s to say that if you spend $1,500 at the bonus retailers between October 1 and November 22, 2015, you’d earn 7,500 points, and then if you spend another $1,500 at the bonus retailers between November 23 and December 31, 2015, you’d earn 15,000 additional points, for a potential of up to 22,500 points after spending $3,000 in the quarter. That’s a huge return on spend.
Just make sure you activate the Chase Freedom fourth quarter bonus by December 14, 2015, so you’re eligible for the entire quarter’s bonuses. No additional registration is required if you’ve already registered for this quarter.
Here are the full terms of the extended promotion:
During the promotional period of November 23 until December 31, 2015, earn an extra 5% cash back (for a total of 10%) on up to $1,500 in new combined purchases at Amazon.com, Zappos.com, Audible.com and Diapers.com. To earn this extra 5%, your current quarterly bonus maximum dollar amount for earning will reset on November 23, 2015 so you can earn a total of 10% on up to $1,500 on new combined purchases in the listed bonus categories. If you’ve already activated for this quarter, no additional activation is required. Otherwise, activate by December 14, 2015. As long as you’ve activated by December 14, 2015, qualifying bonus category purchases on up to $1,500 from October 1 – November 22, 2015 will earn 5%, and qualifying bonus category purchases on up to $1,500 from November 23 until December 31, 2015 will earn 10%. See FAQs for more information. The extra 5% will appear in the Rewards Summary section of your billing statement as “4Q Extra 5%” and may take up to 1-2 billing cycles to be awarded and reflected on your statement.
The Chase Freedom is already one of the most lucrative no annual fee credit cards out there, and earns me thousands of bonus points every year. Up until now the card has been pretty consistent in terms of the quarterly promotions, though they’re being especially generous this quarter.
It might make sense to spread out and maximize your Amazon spend this quarter to be sure you’re earning as many points as possible. I plan on purchasing Amazon gift cards to make it easier to keep track. 22,500 points for $3,000 of spend at Amazon is a pretty incredible deal.
Will you be able to maximize the Chase Freedom promotion this quarter?
(Tip of the hat to Steve)