Save Money On Your Cell Phone Bill With Amex Offers

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One of the most overlooked benefits of American Express cards are Amex Offers, which can in many cases help you earn back your annual fee over and over again (and they’re even available on Amex’s no annual fee cards). For example:

Those are just three examples which saved me $295.

Anyway, there’s a new Amex Offer which just hit select accounts, which I think will save almost everyone money. As usual, these Amex Offers are targeted, though this one seems to be pretty widely targeted. For example, four of my seven cards were eligible for the offer (in my case the Premier Rewards Gold Card from American ExpressAmex EveryDay® Preferred Credit CardStarwood Preferred Guest® Credit Card from American Express, and Starwood Preferred Guest® Business Credit Card from American Express).

Through this Amex Offers deal you can receive a $10 statement credit when you pay your $75+ cell phone bill with a major US carrier online by January 31, 2016.


You can take advantage of the offer twice per eligible account, for a savings of $20. Eligible carriers include AT&T, Sprint, T-Mobile, US Cellular, and Verizon.

It’s worth specifically noting that payments for prepaid cell phone purchases, plans, or services do not qualify. Furthermore, payments made by phone, mail, or at retail locations do not qualify either.

Now, typically I’d use my Ink Business Cash℠ Credit Card to pay my phone bill to earn 5x points, but in this case it’s worth it to me to specifically pay $75 using an American Express card to qualify for the rebate.

Here are the full terms of the promotion:

Enrollment limited. Valid for cell phone bill payments made directly with T-Mobile, Sprint, AT&T Wireless, US Cellular and Verizon online and via mobile app. Other services, if bundled with wireless bill payment, may be eligible. Payments for prepaid cell phone purchases, plans or services do not qualify. Payments made via phone, mail, or at retail locations do not qualify. Payments for brands other than those listed do not qualify. Must add offer to Card and use same Card to redeem. Only US-issued American Express® Cards are eligible for this offer. Offer is non-transferable. Limit 2 statement credits per American Express online account. Statement credit will appear on your billing statement within 90 days after 1/31/16, provided that American Express receives information from the merchant about your qualifying purchase. Note that American Express may not receive information about your qualifying purchase from merchant until all items from your qualifying purchase have been provided/shipped by merchant. Statement credit may be reversed if qualifying purchase is returned/cancelled. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. For example, your transaction will not qualify if it is not made directly with the merchant. In addition, in most cases, you will not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it. By adding an offer to a Card, you agree that American Express may send you communications about the offer. POID: BXQD:0001


Bottom line

This isn’t the biggest Amex Offer we’ve seen on cell phones. Late last year I was offered $150 for paying my AT&T bill, which was incredible. Still, this is basically like $20 for “free,” minus the points you’d be losing if you otherwise have a card which accrues more points per dollar spent on cell phone bills than an Amex card.

These Amex Offers really are way underrated, and on so many of my cards have more than justified the annual fee.

If you’re interested in this offer I’d recommend checking your Amex Offers page soon, as registration is limited.

Were you targeted for the online Amex cell phone bill promotion? Do you plan on taking advantage of it?

Non-Affiliate Product Disclaimer: The information for the Ink Business Cash℠ Credit Card has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.

Non-Affiliate Product Disclaimer: The information for the AmEx Everyday Preferred has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.

Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.


  1. I didn’t receive an offer for the phone bill, but I did receive a similar offer for cable or satellite tv bill.

    Enroll your eligible Card & pay your Cable or Satellite television bill of $50+ by 1/31/16 & get $10 back. Limit 2 statement credits.

  2. I saved $450 last year with the $150 offer applied 3 times. This offer does not make the effort of changing cards worth while.

  3. I got the offer “spend $50+ on cable or Satellite bill online” and get $10 back for maximum of two months. But not the above mentioned cell phone bill

  4. Done! I just made two separate payments, one for $75 and another for $76 on my Amex and was notified both times that I had used the offer. Easy $20, thanks!

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