My Newest Credit Card: Easy 50,000 AAdvantage Miles

Update: These offers for the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® and the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® have expired. Learn more about the current offers here.

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Link: CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

I’ve been lazy lately and haven’t really applied for many credit cards. I don’t have a good excuse, other than having been around the world more times than I can count in the past couple of months.

I’m not one that necessarily applies for multiple credit cards in a day, since I don’t see much upside to it, even though that’s the “traditional” way many in our hobby do credit card applications.

In my case I already have a Citi Platinum Select AAdvantage Mastercard, which I keep year after year since you get a 10% discount on award redemptions, for up to 100,000 miles annually (a savings of up to 10,000 miles). I redeem more than 100,000 AAdvantage miles every year, so I get the maximum 10,000 mile rebate each year. That’s well worth the $95 annual fee to me, which is even waived the first year (it’s like acquiring AAdvantage miles for under a penny each).


However, it has been a couple of years since I’ve had the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, which is the business version of the credit card. It offers a sign-up bonus of 50,000 AAdvantage miles after spending $3,000 within three months. The card has a $95 annual fee, which is waived the first year.

More than anything it’s an easy 50,000 AAdvantage miles with no annual fee the first year and a minimal spend requirement.

I got approved for the card instantly, and hopefully the AAdvantage miles will post next month.

While I earn tons of AAdvantage miles already for my paid travel (I have top tier status with American), I can’t get my hands on enough of them, given the number of great award redemption opportunities out there. In particular you can’t beat redeeming American miles for Cathay Pacific first class and for Etihad’s First Class Apartments, for which award availability is wide open between Abu Dhabi and London/Sydney.

Etihad First Apartment A380

If you don’t yet have the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, consider picking it up for an easy 50,000 AAdvantage bonus miles.

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  1. I appreciate that you write about business cards, because they seem like a great source of sign-up bonuses. However, you say several times that it’s an “easy” 50,000 miles, which is really only true if you have your own business and can actually get this card, which I’m guessing is not a reality for most people reading this blog.

  2. Just wondering…since you’re never at home, where do you have the cards sent to? Do you just swing by your parents house every couple of months and pick them up?

  3. Can you get the bonus if you’ve received the personal Citi AA Executive card last year? I’ve heard Citi won’t give you the bonus if you’ve had any recent AA cards. Does the rule exclude this business card?

  4. @Bob Anybody can sign up for a business card. The definition of “business” used by these credit card companies is quite vague. You can even sign up for a card and say I am in the process of establishing a new small business and I need a business card…You can get quite creative with this.

  5. Now that I wrote my question, I realize it’s none of my business where you mail your credit cards. Never mind.

  6. Everyone has a “business”. Some of us just don’t know it yet. You don’t need a tax ID number, just give them your SSN. Haven’t we all thought about joining the exciting world of Amway at one time?

    Just sayin’

    Trust me, it works.

  7. So, I can easily rack up 50,000 miles and then cancel the card for year two and never pay a fee? I guess I can consider myself lucky that it is hard for me to charge $1000 a month for three months…

  8. did you claim your business as a sole proprietorship? i did this and got denied from the card, i think because i recently got the non business form of the card

  9. AlthoughI do not have a business ,I too can get 50000 with a personal card through the AA website that only requires spending 2k in the first three months and with first year fee waiver.

  10. Gah, Australian credit cards are so crap. The first bank to offer an AA or Delta card will have my business.

  11. Lucky: in checking the Citi website, it says you will be awarded 50k miles, but can only use 25k for ticketing purposes. That’s a round-trip coach trip on a super-saver day. What are you supposed to do with the other 25k miles? If you need more info/links, let me know.


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