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Update: These offer for the Citi® / AAdvantage® Executive World Elite™ Mastercard®, CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, and Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® are expired. Learn more about the current offers here.
The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® offers 50,000 AAdvantage miles after spending $3,000 within three months with a $95 annual fee, which is waived the first year. It’s tough to beat a card with an annual fee that’s waived the first year, big sign-up bonus, and reasonable minimum spend.
I value American miles at ~1.8 cents each, so you’re getting about $900 worth of miles with the sign-up bonus alone.
Benefits of the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
The sign-up bonus is what makes this card particularly compelling, but there are some additional perks to be aware of as well.
First checked bag free
If you’re not an elite member and are traveling on American, you and up to four companions can get your first checked bag free:
Eligible primary cardmembers may check one bag free of charge when traveling to domestic destinations on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated by Envoy Air Inc., SkyWest Airlines, Inc., ExpressJet Airlines, Inc., or Republic Airline Inc. This benefit will not be available for travel on US Airways flights or on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four individuals traveling with the eligible primary cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Waiver does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage® elite program benefits, including any waiver of baggage charges.
With overhead bins getting increasingly full, the value of Group 1 boarding increases as well:
Eligible primary cardmembers will have Group 1 boarding on flights operated and marketed by American Airlines, or on flights marketed by American Airlines and operated by Envoy Air Inc., SkyWest Airlines, Inc., ExpressJet Airlines, Inc., or Republic Airline Inc. Group 1 boarding will only be printed on the boarding pass of the eligible primary cardmember. Up to four individuals traveling with and listed in the same reservation as the primary cardmember are eligible for Group 1 boarding. This benefit will not be available for travel on US Airways flights or on codeshare flights booked with anAmerican Airlines flight number but operated by another airline.
2x points on American Airlines and US Airways purchases
All of the Citi AAdvantage cards offer double miles on purchases made with American Airlines. As part of the merger with US Airways this benefit has been extended to reservations and charges made with both airlines.
It is worth noting that if you purchase duty-free items, hotel packages, etc., that these purchases won’t receive double points, given they’re processed by third parties.
Personally I still prefer using the Premier Rewards Gold Card from American Express for triple points on airfare, or the Chase Sapphire Preferred® Card for airfare purchased through a third party or in a different currency, since the card comes with no foreign transaction fees.
2X points on select business categories
While you earn one mile per dollar spent on all purchases, the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® also offers double miles in the following categories:
- Office supply stores
- Telecommunications merchants
- Car rentals
In comparison to the Ink Plus® Business Credit Card and Ink Business Cash℠ Credit Card, both of which offer 5x points on office supplies, double points is obviously not as competitive. However, if you’re hoping to accrue AAdvantage miles it’s nice to have bonus categories at all, as the other AAdvantage-accruing cards don’t offer any.
5% AAdvantage® Mileage Bonus for Renewal of Annual Cardmembership
You basically get a 5% “dividend” on spending for the card every year, though even so I don’t think the card is all that compelling for everyday spend.
25% Inflight Savings
I’m actually surprised they don’t market this more, because saving 25% on inflight purchases is pretty cool:
Citi® / AAdvantage® cardmembers will receive a 25% savings on in-flight purchases of food, beverages, and headsets on flights operated by American Airlines and US Airways when purchased with their Citi® / AAdvantage® card. Savings do not apply to any other in-flight purchases, such as wireless internet access, SkyMall™ and DutyFree. This benefit is not available on codeshare flights booked with an American Airlines or US Airways flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 6-8 weeks after the transaction is posted to the cardmember’s credit card account. Applicable terms and conditions are subject to change without notice.
American Airlines Companion Certificate
Business cardholders are eligible to receive a $99 domestic economy fare American Airlines Companion Certificate after making $30,000 in net purchases during a calendar year. This isn’t actually a great deal, in my opinion, and I wouldn’t go out of my way to spend $30,000 on this card, but the other benefits and the sign-up bonus make this card well worth it otherwise.
Why should you accrue American AAdvantage miles?
My hands-down favorite use of American miles is for travel to Asia on Cathay Pacific.
AAdvantage charges just 55,000 miles in business class, and only 67,500 miles in first class for travel between North America and Asia, which is a phenomenal deal. In comparison, United and Delta charge at least 70,000 miles for one-way business class tickets.
Availability for multiple first class seats is sparse in advance, but Cathay Pacific nearly always releases additional award space prior to departure, and American has a really generous award change policy, so you can always lock something in and change it later.
Additionally, American also partners with Etihad, which opens up redemptions to tough destinations like the Maldives. Etihad has a great first class product, and availability is generally very good.
Etihad’s incredible First Apartment requires just 40,000 AAdvantage miles
Who is eligible for the CitiBusiness AAdvantage credit card?
One of advantages of the business version of this card is that you can typically be approved even if you already have personal cards. This is good news for those of us who may already have the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® or Citi Executive AAdvantage Cards.
Beyond that, if you’ve had this card in the past and have since closed the account, you should still be eligible for the sign-up bonus. Keep in mind you can apply for at most one Citi card per week, and two Citi cards per 60 days (this includes both personal and business cards).
Applying for a business credit card
One of the most common questions I receive is whether or not you need to have a small business to apply for these types of credit cards. Ultimately, you don’t have to have a company with a tax ID to apply. Any business — even a sole proprietorship — would make you eligible. If you’re a sole proprietorship without a tax ID then you’d just put your social security number in that field.
I know many people that have been approved for small business cards with start-ups and limited business income. Just be honest about the type of business, income, and so forth.
The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® isn’t a card I’d necessarily put a ton of spend on, but it has a great sign-up bonus with low minimum spend and an annual fee waived the first year. That’s tough to beat, especially given how valuable American miles are.
Non-Affiliate Product Disclaimer: The information for the Ink Business Cash℠ Credit Card has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.