Final Hours: 70k Ultimate Rewards Points

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Update: This offer for the Ink Plus® Business Credit Card is expired. Please check out the current list of the best current travel credit cards.

Link: Ink Plus® Business Credit Card

I figured I’d post one last reminder that the increased 70,000 point sign-up bonus on the Ink Plus® Business Credit Card expires today, possibly in just a few hours.

The card offers 70,000 Ultimate Rewards points after spending $5,000 within three months, and has a $95 annual fee, which isn’t waived for the first year. While the 50,000 point offer on the card usually has the annual fee waived the first year, it’s absolutely worth paying $95 for an additional 20,000 Ultimate Rewards points.

The Chase Ink Plus has great benefits in general, and also offers the ability to earn 5x points per $1 on the first $50,000 spent at office supply stores and on cable, internet, TV, and cell phones, along with 2x points per $1 on the first $50,000 at gas stations and hotel accommodations, and 1 point per $1 on everything else.

If you were to maximize the bonus categories, you’d theoretically have 95,000 Ultimate Rewards points to work with (and that’s not even counting any you might be earning with the Chase Sapphire Preferred® Card, Chase Freedom®, or Ink Business Cash℠ Credit Card).

Interestingly the same increased sign-up bonus isn’t available on the Ink Bold® Business Charge Card. The card has virtually identical benefits, with the only major difference being that it’s a charge card, meaning you can’t carry a balance (which you shouldn’t be doing anyway, in my opinion). The sign-up bonus on that card is 50,000 Ultimate Rewards Points with the same spend requirement, though the $95 annual fee is waived the first year.

The increased sign-up offer expires today Sunday, October 19, 2014 in the early afternoon.

Who is eligible for the 70,000 point sign-up bonus?

The bottom of the Ink Plus application page says the following in regards to who is eligible for the sign-up bonus:

I understand that any new cardmember bonus offers for this product are not available to either current or previous cardmembers of this product who received a new cardmember bonus for this product in the last 24 months.

If you’ve earned the bonus on the card in the past 24 months, you’re not eligible for the sign-up bonus. That being said, if you haven’t earned the sign-up bonus in the past 24 months, you should be eligible. That means that even some card members that have had the card years ago should be eligible for the offer.

I have an Ink Bold, can I get an Ink Plus?

Yep, that should absolutely be possible. They are different products, given that the Ink Bold is a business charge card, while the Ink Plus is a business credit card.

I already applied for the Ink Plus — will they match this offer?

Some people have mentioned that they recently applied for the card and want to know if Chase will “match” the bonus.

I have no firsthand experience, though those that have asked are reporting that they were denied. The reason — at least in part — is that the terms of the offer are different. This offer for the 70,000 point sign-up bonus doesn’t have the $95 annual fee waived, while the standard version offering 50,000 points does have the annual fee waived for the first year.

Can I earn points for referring people to the card?

Chase is offering a targeted promotion whereby you may be able to refer friends that sign up for the card. They get access to the same offer, and for referring them you earn 10,000 Ultimate Rewards points per approval, for up to five approvals.

This is targeted, so to see if you’re eligible, enter your last name, zip code, and last four digits of your card on this page.


I wasn’t targeted, so I’m not entirely sure on the timing of this. Some people have reported it taking up to 24 hours for the referral emails to get sent out, so you may not be able to get in under the deadline.

What can I use Ultimate Rewards points for?

With this sign-up bonus you earn 70,000 Ultimate Rewards points. If nothing else, each of those can be redeemed for 1.25 cents towards the cost of a travel purchase. So that’s $875 worth of travel, though that’s definitely not how I would redeem the points, since there are much better uses of them.

Ultimate Rewards has almost a dozen transfer partners, including three of my absolute favorite loyalty programs:

Appetizer service in Singapore Suites class — a great use of Ultimate Rewards.

And there are other really awesome uses of Ultimate Rewards points.

Bottom line

This is the best public sign-up bonus we’ve ever seen on what I’d hands down consider to be the best business credit card, so I’d absolutely take advantage of this if you haven’t already.

Link: Chase Ink Plus

Non-Affiliate Product Disclaimer: The information for the Chase Ink Business Cash℠ Credit Card has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.

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  1. If I had the Mastercard version of this card within the last 10 months (cancelled it 10 months ago)…would I eligible for the bonus since they are Visa cards now?

  2. i really don’t think the general offer is going to die tonight I have to say. I saw a commercial on TV for this card advertising the 70k yesterday which makes me think this will be around for a bit more. We shall see.

  3. I posted on your quatar flight primer but haven’t get any response because maybe it got buried under ur new primer so I copy paste it in here :
    @Lucky: did they charge you if you get the food and drink at the A380 business lounge? or it is unlimited all you can eat and drink ?

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