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Keep in mind while it’s the first day to register, you can continue to earn the 5% bonus on the third quarter categories through September 30, 2014, and won’t start earning the 5% bonus on the fourth quarter categories until October 1st.
Chase Freedom’s 5% cash back categories
What makes the Chase Freedom® so great is that each quarter they have a different category where you earn 5% cash back. You earn the 5% cash back on up to $1,500 of spend in the bonus categories each quarter.
Register now for the 4th quarter bonus category
Registration for this quarter’s 5% cash back category, is open through December 14, 2014 and will offer 5% cash back at:
- Select department stores
“Select department stores” isn’t very specific-sounding, but includes the following retailers:
|BASKINS®||Cee & Cee Department Store||Jeffery||RAINS|
|BEALLS||CHARLES||JOE BRAND||RH Renny|
|BEITER'S||christensen's||Kohl's®||Saks Fifth Ave and Off 5th|
|The Big Store||Cook Brothers||Lord & Taylor||Sears®|
(including Bergner's®, Boston Store®, Carson's®, Elder-Beerman®, Herbergers®, PARISIAN, and Younkers®)
|FLEMINGTON DEPARTMENT STORE||Magic Mart||UHAN'S Department Store|
|Boscov's||Getz's®||MAX & JILL||UNIWAY®|
|Bradley's||HUDSON'S||Neiman Marcus||VON MAUR®|
|Cayman's®||JC'S 5 Star|
There are a few types of retailers that are specifically excluded, such as:
- Membership warehouses
- Discount stores
- Electronics stores such as Best Buy and h.h.gregg
- General Merchandise and Variety stores
Finally, the terms note:
Select Department Store gift card purchases made at locations other than the Select Department Stores, are excluded from the Select Department Stores category and will not earn bonus rewards.
You can convert cash back into Ultimate Rewards points
Just to recap, you earn points on the Chase Freedom®, and each point can be redeemed for one cent cash back.
However, if you have this card in addition to one of the cards that accrue “premium” Ultimate Rewards points, you can transfer these points to Ultimate Rewards. Cards that accrue “premium” Ultimate Rewards Cards include the:
So 5% cash back converts into 5x Ultimate Rewards points per dollar with one of the above cards.