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The Chase Freedom® Card is a no annual fee credit card that offers 5x points in rotating quarterly categories. You can earn the 5x points for up $1,500 in spend per quarter, meaning “maxing” out the bonuses each quarter you’d earn a total of 30,000 points per year.
Anyway, they do make you “opt in” to earning the bonuses each quarter, and registration just opened for their second quarter 2014 bonus categories, valid April 1 through June 30, 2014. These categories are as follows:
After registering you should be brought to a confirmation page and also receive a confirmation email.
To recap, here are the Chase Freedom category bonuses for 2014:
Q1 (January 1 – March 31, 2014): Gas stations, movie theaters and Starbucks® stores
Q2 (April 1 – June 30, 2014): Restaurants and Lowe’s® home improvement stores
Q3 (July 1 – September 30, 2014): Gas stations and Kohl’s®
Q4 (October 1 – December 31, 2014): Amazon.com, Zappos.com and select department stores
I’d say that the second quarter bonus category is probably fairly easy for most of us to max out, since it includes dining. My guess is that a lot of people spend at least $500 per month on dining, and if you don’t, you can always buy gift cards to your favorite restaurants to be sure you max out the bonus.
Then again, dining is already a category that many of us earn bonus points on. The Chase Sapphire Preferred® Card offers double points on dining , meaning you’re earning 2 Ultimate Rewards points per dollar spent on dining. Your best bet for the second quarter would be to make your first $1,500 of US dining purchases on the Chase Freedom Card. Then you’d want to make all your international dining purchases with the Chase Sapphire Preferred® Card (since it has no foreign transaction fees), plus all the dining purchases beyond your first $1,500.
Each point earned through the Chase Freedom Card can be redeemed for one cent cash back, though if you link your card to one that accrues Ultimate Rewards points (like the Chase Sapphire Preferred® Card, Ink Bold® Business Charge Card and Ink Plus® Business Credit Card), these can be used as “premium” Ultimate Rewards points and transferred to partner airlines and hotel programs.