Reminder: 3x Points On Dining Tomorrow

Earlier this year Chase introduced First Friday Favorites, whereby you earn 3x points on dining when paying with your Chase Sapphire Preferred® Card on the first Friday of every month.

You ordinarily earn two points per dollar spent on dining, so this is an additional point per dollar. Beyond that, you earn a 7% annual points dividend for all points earned, so in the end you’re really earning 3.21 points per dollar spent on dining tomorrow.

For November the first Friday of the month also happens to be the first day of the month, which is tomorrow (happy Halloween everyone!).


While this obviously doesn’t make a huge difference for a normal meal (though it’s as good an excuse for a night out as any, in my opinion), the greater benefit comes from thinking a bit more creatively.

For example, one of my friends got married last month, on the first Saturday in October. She was able to talk her reception venue in to running the charges the night previously, so she earned triple points on her entire catering bill. When you’re talking about that kind of volume, that makes quite a difference.

Another way to take advantage of  the triple points offer would be to stock up on gift cards for local restaurants or coffee shops you frequent throughout the month.  Again, it’s not a huge difference, but if you pick up even an extra 100 points a month that does add up over time, so why leave points on the table?

When it comes to chain restaurants, however, I actually try to purchase restaurant gift cards at office supply stores using my Ink Plus® Business Credit Card. I earn 5x Ultimate Rewards points per dollar spent there, and they have gift cards for many chain restaurants.

For example,  I regrettably pick up food at Cheesecake Factory quite a bit. I can’t cook for the life of me and the salmon on their “Skinnilicious” menu isn’t half bad. So earning 5x points by purchasing Cheesecake Factory gift cards at Staples works great for me, and is an easy 5,000 points a year.

(In the interest of full disclosure, I earn a referral bonus for anyone approved through the above links. All are for the best available offers. Thanks for your support!)


  1. In the interest of full disclosure, do you purchase a slice of cheesecake along with the order of Skinnilicious” Salmon?

  2. @ Stuart Falk — Hah, that’s quite possibly the most difficult part about picking up food from the Cheesecake Factory. My mouth is watering every time I leave, though I’ve yet to give in.

  3. @ Roaddog, I can confirm that is doesn’t matter. I live abroad, and usually pick up coffee beans for the month on the first friday at my favorite cafe, and the bonus posts. Worth check with a first transaction, though, whether your restaurant is classified correctly with the card company.

  4. Hopefully Outback Steakhouse will repeat their holiday promotion this year. Stacking a $20 bonus card with each $100 gift card plus 3x points on the first Friday in December would quite a discount :-).

  5. thanks for the heads up. Just got the chase sapphire preferred the other week (applied through your site) and coincidentally have a pretty large work lunch today, might have to ‘forget the corporate card at home’ today.

  6. No wonder your experiences with airline food differ so much from mine. Anyone who thinks Cheesecake Warehouse is any good probably doesn’t know what real food is supposed to taste like. Just as an FYI, none of them actually make their own cheesecake. It’s all shipped in from their actual factory in California, and they’ve had at least one poisoning incident that had to be recalled from the plant. The problem I have with maximizing my Ink Bold is that the only restaurant gift cards office stores ever seem to sell are for poor quality meals from irresponsible employers. No thanks. 🙁

Leave a Reply

Your email address will not be published. Required fields are marked *