Chase drops sign-up bonus for Chase Sapphire Preferred to 40,000 points (on some parts of their website)

Please note: This promotion has ended

Here’s an interesting development. Up until now Chase has offered a 50,000 point sign-up bonus across the board on the Chase Sapphire Preferred card,  regardless of which channel you sign up through. Interestingly it seems they’ve dropped the sign-up offer on some parts of their website to 40,000 points now, with the same requirement of spending $3,000 within the first three months of membership.

This is pretty interesting, since affiliate links (and some parts of Chase’s website) still offer 50,000 points after spending $3,000 within three months. I don’t think I’ve ever seen a credit card company offer a higher sign-up bonus through affiliate channels than they do directly.

Anyway, if you’ve been considering the Chase Sapphire Preferred card I’d jump on it as soon as possible. Logically I suspect this update means one of two things — the 40,000 point sign-up bonus is an error, or Chase plans on lowering the sign-up bonus to 40,000 points across the board (they can tell their affiliates to pull the links at any time with no advance notice, so it’s certainly a possibility). Or maybe they’re just taking a really, really whacky approach towards marketing these cards by instilling fear in the mind of consumers that have been on the fence about getting the card.

And there’s no reason to be on the fence about this card, as it’s my all around favorite travel card. In addition to the great sign-up bonus you earn double points on travel and dining, have no foreign transaction fees, and have some amazing airline and hotel partners you can transfer points to. You can read more about the card’s benefits here.


  1. I don’t find it surprising that affiliates have better offers. In my experience, Amex frequently has the worst offers on their page with better offers on the affiliate pages. I’ve always figured that they assume people will go to their page without thinking about it too carefully and sign up for the card with a modest bonus.

    Several other lenders also seem to cookie track and lower the offers if you’ve been visiting their page frequently. I know I’ve seen this with Discover. I feel like I’ve seen it elsewhere, but can’t be sure.

  2. @Walt K, that’s true with Amex and Citi. More important is what Chase’s practice is. Does anyone know?

  3. @ Zzzzzzzz — I can’t say I’ve seen that with Chase. They’ve had higher targeted offers, though I haven’t seen higher publicly available offers than what Chase offers directly through their site.

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