American Express Premier Rewards Gold card offering 25,000 point sign-up bonus and 10,000 point referral bonus

In the interest of full disclosure, One Mile At A Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Please check out our advertiser policy for further details about the partners we work with. Thanks for your support!

Update: This offer is expired. You can find the current offer details here.

A few weeks ago I outlined my 2012 credit card strategy, and one of the cards I mentioned was the American Express Premier Rewards Gold card. This card accrues Membership Rewards points and is great because it offers triple points on airfare, double points on gas and groceries, and one point per dollar on everything else. Furthermore, when you spend $30,000 on the card annually you get a 15,000 point bonus.

As I explained:

If I could manage to put $30,000 of airfare on the card, that would translate to 90,000 Membership Rewards points, plus the 15,000 point bonus, for a total of 105,000 Membership Rewards points. Add in a 50% transfer bonus from Membership Rewards to Delta SkyMiles, and we’re looking at ~157,000 Delta SkyMiles, or about 5.2 Delta miles per dollar spent on airfare. While they’re “only” Delta miles, that’s still a pretty amazing return on credit card spend.

The one thing that has been not so great about the card lately (and just about all other American Express cards, for that matter) is the sign-up bonuses. The best publicly available sign-up bonus for the Premier Rewards Gold card has been 15,000 points after spending $1,000 within three months (for details on that offer, here’s the link).

Anyway, the Premier Rewards Gold card finally has a higher sign-up bonus of 25,000 Membership Rewards points after spending $2,000 within three months (double the amount of spend required for the public offer), but it’s only available to those being referred by existing members.

If you’re an existing member of the card and want to refer someone, you can follow this link to enter the name and email address of the person you’re referring, and an invitation will be sent to them. You’ll get 10,000 points for referring them, and they’ll get the better offer.

If you’re interested in signing up for the card but don’t have anyone to refer you, I’d of course be delighted/thrilled/exhilarated/eternally grateful to do so. Just email me ( your first and last name along with your preferred email address, and I’ll get an invitation sent over right away from American Express.

While the sign-up bonus still isn’t great, frankly I don’t think we’ll see it go much higher. Last year a lot of people signed up for the card with a 75,000 point bonus, but that was only by using a targeted promotion ID, something which American Express has cracked down on in the meantime. But the card is still a must have for everyday spend, along with the Chase Sapphire Preferred® Card, of course.

(Tip of the hat to The Points Guy)

Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.


  1. There’s apparently a 30k for $1k in spend offer floating around for the PRG card and a 100k for $1k in spend for the Platinum Amex, both apparently targeted (as a friend got a mailer).

  2. “While the sign-up bonus still isn’t great, frankly I don’t think we’ll see it go much higher.”

    This seems like something you would say just to earn points. There are better offers in my mailbox.

    At least you’re better than TPG who didn’t even mention the possibility of better offers.

  3. @ StvR — Totally respect your viewpoint, and to clarify, American Express always has better *targeted* offers, but I don’t remember the last time I’ve seen a good non-targeted offer on this card. In the past it was a non-issue since just about anyone could take advantage of a targeted promotion.

    But has this card ever even had a public sign-up bonus of over 25,000 points? I don’t think so, and it’s my honest belief that I don’t think we’ll see it go any higher, aside from targeted promotions.

  4. I use my credit card to buy miles which are charged by the carrier. does this count as airfare 3x miles? Ie Alaska mileage purchases….

  5. As someone who is actually considering paying an annual fee on a credit card for the first time in their life ($95 for the Sapphire, although I still don’t know if I can actually rationalize voluntarily giving money to a credit card company, that’s never happened before), that means I’m going to be putting the vast majority of my spend on that card…If I’m going to pay Chase $95/year, I better damn well use that card. So there’s no way that I could ever justify spending the $175 annual fee, especially knowing I wouldn’t be putting a lot of spend on it.

  6. Too bad this card doesn’t exist in Canada. We get such poor offers. Our Gold card tops at 2x on travel, no 3x for airfare here.

  7. Andrew – always call them when the annual fee is up and threaten to cancel due to high annual fee. I think you’ll be surprised at how many times they will offer you a credit or bonus points as long as you’ve been using the car to some extent. The Premier Rewards Card has no fee the 1st year as well as most cards.

  8. @ Niki — Typically they do, at least when the airline directly is charging for the miles. US Airways uses which doesn’t qualify, though most other airlines charge directly, so it would count.

  9. This would be a pass for me at 25k MR points until Amex and/or transfer partners announce something that makes MR points more valuable than they are now.

    I got in on the 75k bump at the tail end of when Amex was still letting that happen, and that coupled with some early spend has me left with ~90k MR points and nothing to do with then except wait.

  10. Lucky, I got the Platinum card last summer (I was targeted for the 100K offer) and am fairly sure I want to downgrade to the PRG before the next annual fee is due on the Plat. (I really haven’t used most of the Platinum benefits, apart from the $200 airline fee credit, and the earning ratio is much better on the PRG.)

    Any advice on the best way to go about this? Could I get the PRG under this offer, get the bonus points and first year free, and then cancel my Plat, instead of just downgrading the Plat to PRG? This sounds like a better plan, but I worry about how it will look on my credit report. Will it show me opening and closing two different accounts, or will it just show as one AmEx account?

    Any advice appreciated!

  11. @ JL — It will show as opening an account and closing an account, but that’s the only way to earn the bonus on the PRG card. I’d most definitely go that route so you earn the bonus.

Leave a Reply

Your email address will not be published. Required fields are marked *