Reader Rohit asked a question in the Ask Lucky forum about whether he should apply for the Chase Freedom® Card or Chase Freedom® Unlimited.
The premise is that he has the Chase Sapphire Preferred® Card, and wants to apply for one of those no annual fee cards, given that they’re great complements to the Sapphire Preferred. Which is worth more — 5x points in select categories on the Freedom Card, or 1.5x points across the board on the Freedom Unlimited Card?
Ultimately there’s no “one size fits all” answer, as it all depends on your spend pattern. So the best I can do is to provide a general outline by which you can decide.