Credit Cards

Great Deal: Sign-Up Bonus Of Up To 100K Avios With The British Airways Card

British-Airways-First

For a limited time, the British Airways Visa Signature® Card is offering an increased sign-up bonus, allowing you to earn up to 100,000 bonus Avios. The bonus can be earned after the following spend thresholds:

— 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening
— 25,000 additional bonus Avios after you spend $10,000 total on purchases within your first year from account opening
— 25,000 additional bonus Avios after you spend $20,000 total on purchases within your first year from account opening

The sign-up bonus on this card isn’t available to those who currently have the card, as well as previous cardmembers who received a new cardmember bonus for the credit card within the last 24 months.

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7 Things To Know Before You Cancel A Credit Card

Credit-Cards

We all have different things we’re looking for in credit cards, and over time those things often change. I have plenty of cards I hold onto for years on end, while I also have cards that I cancel after a year or two, because they don’t provide me much ongoing value.

The way I see it, there are three big factors to consider when applying for a credit card — the sign-up bonus, the return on everyday spend, and the perks. Sometimes a card has a compelling sign-up bonus, but after a while you realize it’s not giving you much value otherwise.

With that in mind, I figured it would be useful to write a post about things to keep in mind before you consider canceling a card. In no particular order:

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Transfer Amex Points To Virgin Atlantic With A 30% Bonus

Virgin-Atlantic-Upper-Class

American Express Membership Rewards is offering a 30% bonus on points transfers to Virgin Atlantic Flying Club through May 22, 2017. This is the points currency accrued on cards like The Platinum Card® from American Express, The Enhanced Business Platinum® Card from American Express OPEN, The Amex EveryDay® Preferred Credit Card from American Express, Premier Rewards Gold Card from American Express, etc.

Ordinarily points transfer at a 1:1 ratio (in 1,000 point increments), while through this promotion you’d get 1,300 Flying Club miles for every 1,000 Membership Rewards points transferred.

For context, Amex offered a 30% transfer bonus around the same time last year, and earlier this year Citi ThankYou offered a 25% transfer bonus to Citi ThankYou.

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Amex Platinum Card Benefits: Fine Hotels & Resorts

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Recently we saw The Platinum Card® from American Express relaunched with new benefits, a bigger sign-up bonus, and a higher annual fee. The card now has a sign-up bonus of 60,000 Membership Rewards points after spending $5,000 within three months. On top of that, the card’s annual fee increased by $100, though I think for most people the new benefits will more than make up for the increased annual fee.

I get a lot of questions about the details of the benefits of The Platinum Card® from American Express, so I’m writing a series about the various benefits of the card.

In this post I wanted to talk about American Express Fine Hotels & Resorts, which is one of the perks offered through the Amex Platinum Card. Just for having the card you have access to all kinds of benefits at hundreds of luxury hotels around the world. It’s a program I’ve used many times, and that I find to be quite valuable

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Is Earning Diamond Status With The Hilton Surpass Card Worth It?

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The Hilton Honors™ Surpass® Card from American Express has its best ever sign-up bonus at the moment, offering 100,000 bonus points after spending $3,000 within three months, plus a free weekend night on your card’s first anniversary.

The card offers Honors Gold status for as long as you have the card, plus you can also earn Diamond status by spending $40,000 on the card in a year. I figured I’d talk a bit about the details of the opportunity to earn Diamond status with the card.

You can earn Hilton Honors’ top tier Diamond status by spending $40,000 in a calendar year on the Hilton Surpass Card. While that’s a significant amount of spend, it’s by far the lowest spend requirement of any card for earning top tier hotel status. So for someone who stays at Hilton properties with any frequency, it may be worthwhile.

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8 Reasons To Apply For The Best Ever Hilton Surpass Card Offer

Conrad-London

The Hilton Honors™ Surpass® Card from American Express has the best ever sign-up bonus at the moment. It’s not often I get excited about Hilton credit card offers, but this one is especially lucrative. Ford applied for the card a bit ago, and I’d apply for it if I weren’t maxed out on Amex credit cards at the moment.

Here are eight reasons to consider applying for the Hilton Surpass Card, which has a $75 annual fee:

The most basic reason to get this card is that it offers a sign-up bonus of 100,000 points after spending $3,000 within three months. This is a limited time sign-up bonus, and is only available through May 31, 2017. 100,000 points is among the biggest bonuses we’ve seen on the card, so that in and of itself would make a great sign-up bonus for this product.

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My Experience Using The Amex Pay With Points 50% Discount For The First Time

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Over the past several months we’ve seen American Express make some changes to both The Platinum Card® from American Express and The Enhanced Business Platinum® Card from American Express OPEN. The changes I’m most excited about have been those that impact earning and redeeming points for airfare.

As of last October, the personal and business versions of the Amex Platinum Card added distinct new benefits when earning and redeeming points for airfare, as follows:

— The Amex Personal Platinum Card now offers 5x points on airfare purchased directly with airlines
— The Amex Business Platinum Card now offers a 50% points refund when using the Pay with Points option, either on your designated airline, or for any airline in first or business class

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Save $40 On Your Next JetBlue Ticket With Amex Offers

JetBlue-A321

For those of you not familiar with Amex Offers, it’s a program available through most Amex cards, where different cards are eligible for different savings offers. In many cases the savings can be huge, and more than offset the annual fee on a card.

To view Amex Offers, go to the bottom of the account summary page of any American Express card, where you’ll see all the offers you’re eligible for. Most of these offers are for a discount when you spend a certain amount with a retailer, and registration is required. Over the years I’ve saved thousands of dollars with Amex Offers.

At the moment there’s a targeted Amex Offer for $40 off a $200+ JetBlue flight. The offer is valid for purchases through June 30, 2017. Add-ons you include with your ticket (like travel insurance, seat upgrades, etc.) will count towards that amount, though other purchases, like cruises, hotel bookings, car rentals, onboard purchases, etc., don’t qualify. If you take advantage of this offer, the credit should post within 90 days of June 30, 2017, though in practice should post much faster.

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My Latest Experience Using The Citi Prestige Fourth Night Free Benefit

Andaz-Maui

The fourth night free on the Citi Prestige Card is my single favorite benefit offered by any credit card. This benefit has saved me thousands of dollars. For example, in my first year of card membership, the benefit saved me over $2,000, and it has saved me even more since then.

About a month ago I discovered that these fourth night free bookings could actually be made by email, with the Citi Prestige’s concierge. Previously I always called, which was a time consuming process. It was still totally worth it, but if I can help it, I’ll avoid spending 30 minutes on the phone.

When I wrote about my positive experience making a fourth night free booking by email, some commented that they didn’t have as stellar of an experience. I wasn’t sure if I just got lucky or what, but I figured I’d report back on my second experience of making a Citi Prestige Card fourth night free booking by email.

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Amex Platinum Card Benefits: Free Rental Car Status

Amex-Platinum-Rental-Car-Privileges

Recently we saw The Platinum Card® from American Express relaunched with new benefits, a bigger sign-up bonus, and a higher annual fee. The card now has a sign-up bonus of 60,000 Membership Rewards points after spending $5,000 within three months. On top of that, the card’s annual fee increased by $100, though I think for most people the new benefits will more than make up for the increased annual fee.

I get a lot of questions about the details of the benefits of The Platinum Card® from American Express, so I’m writing a series about the various benefits of the card.

In this post I wanted to talk about the rental car status offered through the Amex Platinum Card. Just for having the Amex Platinum Card you get status with three major rental car companies, which is a benefit I know many value. Personally I don’t rent cars very often anymore, as I far prefer taking an Uber, but others certainly feel differently.

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6 Reasons To Apply For The Marriott Rewards Premier Credit Card

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As I first wrote about a couple of weeks ago, the Marriott Rewards® Premier Credit Card has a best ever sign-up bonus at the moment, that can potentially earn you more than 100,000 points.

In this post I wanted to look at six reasons you should consider applying for this card. In no particular order:

With this sign-up bonus you can earn:

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Earn 25K Points For Referring Friends To The Hilton Surpass Card

Amex-Surpass

At the moment we’re seeing the biggest ever sign-up bonus on the Hilton Honors™ Surpass® Card from American Express. The card is offering a sign-up bonus of 100,000 Hilton Honors bonus points after spending $3,000 in purchases within the first three months. On top of that, you get a free weekend night valid at virtually any Hilton Honors hotel on your first cardmember anniversary.

The card has a reasonable $75 annual fee, and also gets you Hilton Honors Gold status for as long as you have the card. That’s great mid-tier hotel status, as it gets you free breakfast, premium rooms, bonus points, etc.

Anyway, for those of you who have the Hilton Surpass Card, you can earn a generous bonus of 25,000 Honors points for referring friends to the card. Simply log into your Amex account at this link, and you should see the offer.

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Approved For The IHG Credit Card… At Last

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I consider the IHG® Rewards Club Select Credit Card to be the single most well rounded hotel credit card out there. The card has only a $49 annual fee (which is even waived the first year), and offers the following:

— An anniversary free night certificate every year, which is valid at any IHG property worldwide, pending availability; given IHG’s global footprint, that should justify the card for just about anyone
— IHG Rewards Club Platinum status for as long as you have the card, which gets you bonus points, room upgrades, etc.
— A 10% rebate on points redemptions, for up to 100,000 points back each year

To me, the annual free night certificate is hugely valuable. It gets you a free night at any IHG hotel in the world, and best of all, you only have to book by the expiration date, though can stay on a subsequent date. This is the only hotel credit card that gives you a free night annually with no “caps” on the category of hotel you can redeem at.

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Amex Platinum Card Benefits: Global Entry Or TSA Pre-Check Credit

Global-Entry

Recently we saw The Platinum Card® from American Express relaunched with new benefits, a bigger sign-up bonus, and a higher annual fee. The card now has a sign-up bonus of 60,000 Membership Rewards points after spending $5,000 within three months. On top of that, the card’s annual fee increased by $100, though I think for most people the new benefits will more than make up for the increased annual fee.

I get a lot of questions about the details of the benefits of The Platinum Card® from American Express, so I’m writing a series about the various benefits of the card.

In this post I wanted to talk about the Global Entry or TSA Pre-Check credit offered with the Amex Platinum Card. While I don’t view this as one of the primary benefits of the card, it can save you money on what I consider to be two great programs that will make your travel life easier.

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