Credit Cards

3 Days Left To Earn Up To 100K Points!

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The Enhanced Business Platinum® Card from American Express OPEN is offering a sign-up bonus of up to 100,000 points through January 25, 2017, meaning that you have just three days left to take advantage of the offer. This offer has been around since early October, and a lot of people have taken advantage of it. If you haven’t yet, I’d highly recommend doing so.

This card has the following sign-up bonus:

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Chase Ink Cash & Chase Ink Preferred — Which Is Better?

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Chase has recently switched up their business card portfolio, and right now they have two primary business credit cards — the Ink Business Preferred℠ Credit Card and Ink Business Cash℠ Credit Card.

The cards are both fantastic, though are quite different in terms of benefits, return on spend, etc. Therefore in this post I figured I’d do a side-by-side comparison of the two cards.

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The 7 Best Hotel Perks Offered By Credit Cards

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There are many reasons to pick up a credit card — some are worth picking up for the sign-up bonus, some are worth picking up for the return they offer on everyday spend, and some are worth picking up for the long-term perks they offer.

While there are all kinds of perks offered on cards, in this post I figured I’d look at the best hotel perks you can get with credit cards. Here are my favorites, roughly in order:

The Citi Prestige® Card has my single favorite perk offered by any credit card. While a lot of credit cards offer some type of “free night” hotel benefit, there are usually major strings attached. Citi Prestige’s fourth night free benefit is the most straightforward out there. To sum up the basics:

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Comparing Credit Card Priority Pass Benefits

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Nowadays there are several premium cards that get you access to Priority Pass lounges. I remember going back a few years, the only card I had that would get me Priority Pass access was The Platinum Card® from American Express. Nowadays I have so many Priority Pass cards in my wallet that I forget which is which (and that can be a problem sometimes).

Anyway, for those of you not familiar with Priority Pass, it’s the world’s largest independent network of airport lounges, with over 1,000 lounges around the world. Even though I often have lounge access through my elite status or through the type of ticket I’m booking, I still use Priority Pass lounges all the time:

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What To Do When You Get Your Amex Platinum Card

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The Platinum Card® from American Express and The Enhanced Business Platinum® Card from American Express OPEN are among the most popular premium cards out there. They each have a $450 annual fee, though in my opinion the benefits more than offset that.

The main reason I have these cards is because of the great perks they offer. However, if you’re a new cardmember it can be tough to navigate all these perks.

So in this post I figured I’d talk about what you should do as soon as you get the Amex Platinum Card in the mail. If you already have the card and have taken advantage of all the perks, then by all means skip this post, but it’s something I get a lot of questions about.

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The Starwood Amex 2017 Annual Elite Credits Have Posted!

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One of the reasons I hold onto both the Starwood Preferred Guest® Credit Card from American Express and Starwood Preferred Guest® Business Card from American Express is because they help me requalify for Starwood status.

One of the perks of the cards is that they offer two elite qualifying stays and five elite qualifying nights towards status annually. Each of the cards offers that benefit, meaning that if you have both cards, you start the year with four elite qualifying stays and 10 elite qualifying nights.

Platinum status ordinarily requires 25 stays or 50 nights, meaning that you really only need 21 stays or 40 nights to qualify if you have both of these cards.

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How Long Is The IHG Annual Free Night Certificate Valid For?

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A couple of days ago I wrote about the IHG® Rewards Club Select Credit Card, which I consider to be a “no brainer” for a vast majority of consumers. The card has just a $49 annual fee (which is waived the first year), and offers three huge perks:

— You get an anniversary free night certificate every year, which is valid at any IHG property worldwide, pending availability; given IHG’s global footprint, that should justify the card for just about anyone
— You get IHG Rewards Club Platinum status for as long as you have the card, which gets you bonus points, room upgrades, etc.
— You get a 10% rebate on points redemptions, for up to 100,000 points back each year

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Is The Chase Sapphire Preferred Or Reserve Better For You?

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For the past several months, one of the hottest new cards on the market has been the Chase Sapphire Reserve℠ Card. The card has offered a sign-up bonus of 100,000 Ultimate Rewards points upon completing minimum spend, and in many ways has overshadowed the Chase Sapphire Preferred® Card, which I consider to be the all around best mid-range credit card in the market.

The online increased sign-up bonus on the Sapphire Reserve has finally been changed, so I figured I’d take a look at which card is better in light of that.

The Sapphire Preferred is offering a sign-up bonus of 50,000 Ultimate Rewards points after spending $4,000 within three months, plus an additional 5,000 Ultimate Rewards points when you add an authorized user to the card that makes a purchase within three months.

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In Light Of IHG’s Latest Devaluation…

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As I wrote about earlier, today is the last day to book IHG free nights before the cost of reward nights at over 650 hotels changes tomorrow. There’s no denying that the value of IHG points has decreased over the past year.

Early last year IHG increased the number of points required for stays at their most expensive properties, and also increased the cost of stays at many other properties. Now they’re raising the cost for award stays at roughly 500 of their hotels.

So while my valuation of IHG points is going down, in my opinion there’s more value than ever before with the IHG® Rewards Club Select Credit Card, which I consider to be one of the most lucrative hotel credit cards out there. As a matter of fact, for the “average consumer,” I tend to think it’s the single best hotel credit card out there.

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50,000 Point Sign-Up Bonus On The Southwest Plus Card

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There’s presently an increased bonus of 50,000 Rapid Rewards points after spending $2,000 within three months on the Southwest Rapid Rewards® Plus Credit Card. While we often see increased bonuses on the Premier Card, seeing an increased bonus on the Plus Card is rarer.

The card has a $69 annual fee, which is lower than the $99 annual fee on the Premier Card.

There are a few reasons to consider this sign-up bonus:

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Less Than 2 Weeks Left For The Amex Business Platinum 100K Sign-Up Bonus

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Yesterday we saw the sign-up bonus on the Chase Sapphire Reserve reduced from 100,000 points to 50,000 points upon completing minimum spend, though there’s still one other card that has a 100,000 point sign-up bonus for the time being.

The Enhanced Business Platinum® Card from American Express OPEN through January 25, 2017, meaning that you have less than two weeks left to take advantage of the offer. This offer has been around since early October, and a lot of people have taken advantage of it. If you haven’t yet, I’d highly recommend doing so.

This card has the following sign-up bonus:

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No, The SPG Amex Annual Credits Haven’t Yet Posted. It’s Not Just You.

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One of the reasons I hold onto both the Starwood Preferred Guest® Credit Card from American Express and Starwood Preferred Guest® Business Card from American Express is because they help me requalify for Starwood status.

One of the perks of the cards is that they offer two elite qualifying stays and five elite qualifying nights towards status annually. Each of the cards offers that benefit, meaning that if you have both cards, you start the year with four elite qualifying stays and 10 elite qualifying nights.

Platinum status ordinarily requires 25 stays or 50 nights, meaning that you really only need 21 stays or 40 nights to qualify if you have both of these cards.

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Why The Hottest Credit Card Bonus Might Not Be Right For You

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There’s a crazy amount of buzz right now about the Chase Sapphire Reserve Card, and has been for months. The 100,000 point bonus is changing soon, so people seem even more enthused about it than before.

And there’s no doubt — it’s a great offer, and a very good card. The card benefits outweigh the high annual fee, and if you’re able to use the points towards premium cabin awards you can really get a tremendous value.

In some cases, however, it really might not be the best option for you. This is on my mind due to an exchange with reader @LelaRenee3 on Twitter, who is planning a trip for her son and his classmates to Japan next year.

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The Chase Sapphire Reserve 100K Sign-Up Bonus Is Ending Soon

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The hottest credit card bonus we’ve seen over the past few months (and arguably ever) has been on the new Chase Sapphire Reserve. The card has been offering a bonus of 100,000 Ultimate Rewards points after spending $4,000 within three months.

Not only does the $450 annual fee card have a great sign-up bonus, but it also has a lot of long term perks that make the card worth holding onto, in my opinion. The card offers triple points on dining and travel, a $300 annual travel credit, a Priority Pass membership, the ability to redeem all your Ultimate Rewards points for 1.5 cents each, and much more.

Given the ability to redeem Ultimate Rewards points earned on the card at 1.5 cents each towards the cost of travel, that means the 100,000 points can be redeemed for $1,500 worth of travel. However, you can arguably get even more value out of those points by transferring them to one of the excellent Ultimate Rewards transfer partners, like Hyatt Gold Passport, Korean Air SkyPass, etc.

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