The fourth night free offered with the Citi Prestige Card is my single favorite benefit offered by any credit card. This benefit has saved me thousands of dollars. For example, in my first year of card membership, the benefit saved me over $2,000, and it has saved me even more since then.
What makes this benefit so great is that you it’s valid on a vast majority of publicly available rates, including pre-paid rates, AAA rates, promotional rates, etc. Also, the reimbursement by Citi happens on the back end, which means that you earn elite qualifying nights, hotel points, etc., based on the rate of all four nights, rather than only based on three nights.
As was first announced last year, the Citi Prestige Card is making two changes to this benefit later this year: