There are many reasons to consider picking up a credit card, including a great sign-up bonus, a lucrative return on everyday spend, and also valuable ongoing perks. Hotel credit cards are among the best when it comes to offering perks just for holding onto cards and paying the annual fee. There are even three hotel credit cards that offer an annual free night certificate just for paying your annual fee every year. There’s no spend requirement, and a vast majority of people should be able to get outsized value out of this perk.
In this post I wanted to look at the three credit cards that offer an annual free night certificate each year without any sort of spend requirement, and compare them.