American Express

10 Best Credit Card Offers For April

park-hyatt-vienna-suite-12

Every month I make a post with what I consider to be the best credit card sign-up bonuses of the month.

While there are several excellent long standing credit card offers, the specifics of the best offers are constantly changing (be it the annual fee, minimum spend requirement, or even amount of the sign-up bonus).

If you read my blog on a daily basis then by all means skip this post, but for me it’s a useful, “current” place to refer people who ask about which cards they should sign-up for, a question I get on a daily basis.

Continue Reading »

Amex Is Slowing Down How Quickly The 50% Points Rebate Posts

aeroflot-business-class-777-3

One of my favorite new uses of transferrable points is Amex’s 50% refund on “Pay With Points” bookings. Last October we learned about some major changes being made to both The Platinum Card® from American Express and The Enhanced Business Platinum® Card from American Express. Specifically:

— The Personal Amex Platinum Card now offers 5x points on airfare purchased directly with airlines
— The Business Amex Platinum Card now offers up to a 50% points refund when using the “Pay With Points” option, which is essentially an opportunity to redeem your Amex points for two cents each towards the cost of airfare

Historically I’ve considered the best use of Amex points to be for airline mileage transfers, though with this change, I think redeeming them for two cents each towards the cost of an airline ticket can represent a great deal. You’d still earn miles for the tickets as you usually would, so it’s especially good for those looking to requalify for status.

Continue Reading »

Transfer Amex Points To Virgin Atlantic With A 30% Bonus

Virgin-Atlantic-Upper-Class

American Express Membership Rewards is offering a 30% bonus on points transfers to Virgin Atlantic Flying Club through May 22, 2017. This is the points currency accrued on cards like The Platinum Card® from American Express, The Enhanced Business Platinum® Card from American Express OPEN, The Amex EveryDay® Preferred Credit Card from American Express, Premier Rewards Gold Card from American Express, etc.

Ordinarily points transfer at a 1:1 ratio (in 1,000 point increments), while through this promotion you’d get 1,300 Flying Club miles for every 1,000 Membership Rewards points transferred.

For context, Amex offered a 30% transfer bonus around the same time last year, and earlier this year Citi ThankYou offered a 25% transfer bonus to Citi ThankYou.

Continue Reading »

Amex Platinum Card Benefits: Fine Hotels & Resorts

Sunset-Tower-Hotel - 31

Recently we saw The Platinum Card® from American Express relaunched with new benefits, a bigger sign-up bonus, and a higher annual fee. The card now has a sign-up bonus of 60,000 Membership Rewards points after spending $5,000 within three months. On top of that, the card’s annual fee increased by $100, though I think for most people the new benefits will more than make up for the increased annual fee.

I get a lot of questions about the details of the benefits of The Platinum Card® from American Express, so I’m writing a series about the various benefits of the card.

In this post I wanted to talk about American Express Fine Hotels & Resorts, which is one of the perks offered through the Amex Platinum Card. Just for having the card you have access to all kinds of benefits at hundreds of luxury hotels around the world. It’s a program I’ve used many times, and that I find to be quite valuable

Continue Reading »

Is Earning Diamond Status With The Hilton Surpass Card Worth It?

Hilton-Queenstown - 11

The Hilton Honors™ Surpass® Card from American Express has its best ever sign-up bonus at the moment, offering 100,000 bonus points after spending $3,000 within three months, plus a free weekend night on your card’s first anniversary.

The card offers Honors Gold status for as long as you have the card, plus you can also earn Diamond status by spending $40,000 on the card in a year. I figured I’d talk a bit about the details of the opportunity to earn Diamond status with the card.

You can earn Hilton Honors’ top tier Diamond status by spending $40,000 in a calendar year on the Hilton Surpass Card. While that’s a significant amount of spend, it’s by far the lowest spend requirement of any card for earning top tier hotel status. So for someone who stays at Hilton properties with any frequency, it may be worthwhile.

Continue Reading »

8 Reasons To Apply For The Best Ever Hilton Surpass Card Offer

Conrad-London

The Hilton Honors™ Surpass® Card from American Express has the best ever sign-up bonus at the moment. It’s not often I get excited about Hilton credit card offers, but this one is especially lucrative. Ford applied for the card a bit ago, and I’d apply for it if I weren’t maxed out on Amex credit cards at the moment.

Here are eight reasons to consider applying for the Hilton Surpass Card, which has a $75 annual fee:

The most basic reason to get this card is that it offers a sign-up bonus of 100,000 points after spending $3,000 within three months. This is a limited time sign-up bonus, and is only available through May 31, 2017. 100,000 points is among the biggest bonuses we’ve seen on the card, so that in and of itself would make a great sign-up bonus for this product.

Continue Reading »

My Experience Using The Amex Pay With Points 50% Discount For The First Time

New-Hawaiian-First-02

Over the past several months we’ve seen American Express make some changes to both The Platinum Card® from American Express and The Enhanced Business Platinum® Card from American Express OPEN. The changes I’m most excited about have been those that impact earning and redeeming points for airfare.

As of last October, the personal and business versions of the Amex Platinum Card added distinct new benefits when earning and redeeming points for airfare, as follows:

— The Amex Personal Platinum Card now offers 5x points on airfare purchased directly with airlines
— The Amex Business Platinum Card now offers a 50% points refund when using the Pay with Points option, either on your designated airline, or for any airline in first or business class

Continue Reading »

Save $40 On Your Next JetBlue Ticket With Amex Offers

JetBlue-A321

For those of you not familiar with Amex Offers, it’s a program available through most Amex cards, where different cards are eligible for different savings offers. In many cases the savings can be huge, and more than offset the annual fee on a card.

To view Amex Offers, go to the bottom of the account summary page of any American Express card, where you’ll see all the offers you’re eligible for. Most of these offers are for a discount when you spend a certain amount with a retailer, and registration is required. Over the years I’ve saved thousands of dollars with Amex Offers.

At the moment there’s a targeted Amex Offer for $40 off a $200+ JetBlue flight. The offer is valid for purchases through June 30, 2017. Add-ons you include with your ticket (like travel insurance, seat upgrades, etc.) will count towards that amount, though other purchases, like cruises, hotel bookings, car rentals, onboard purchases, etc., don’t qualify. If you take advantage of this offer, the credit should post within 90 days of June 30, 2017, though in practice should post much faster.

Continue Reading »

Amex Platinum Card Benefits: Free Rental Car Status

Amex-Platinum-Rental-Car-Privileges

Recently we saw The Platinum Card® from American Express relaunched with new benefits, a bigger sign-up bonus, and a higher annual fee. The card now has a sign-up bonus of 60,000 Membership Rewards points after spending $5,000 within three months. On top of that, the card’s annual fee increased by $100, though I think for most people the new benefits will more than make up for the increased annual fee.

I get a lot of questions about the details of the benefits of The Platinum Card® from American Express, so I’m writing a series about the various benefits of the card.

In this post I wanted to talk about the rental car status offered through the Amex Platinum Card. Just for having the Amex Platinum Card you get status with three major rental car companies, which is a benefit I know many value. Personally I don’t rent cars very often anymore, as I far prefer taking an Uber, but others certainly feel differently.

Continue Reading »

Earn 25K Points For Referring Friends To The Hilton Surpass Card

Amex-Surpass

At the moment we’re seeing the biggest ever sign-up bonus on the Hilton Honors™ Surpass® Card from American Express. The card is offering a sign-up bonus of 100,000 Hilton Honors bonus points after spending $3,000 in purchases within the first three months. On top of that, you get a free weekend night valid at virtually any Hilton Honors hotel on your first cardmember anniversary.

The card has a reasonable $75 annual fee, and also gets you Hilton Honors Gold status for as long as you have the card. That’s great mid-tier hotel status, as it gets you free breakfast, premium rooms, bonus points, etc.

Anyway, for those of you who have the Hilton Surpass Card, you can earn a generous bonus of 25,000 Honors points for referring friends to the card. Simply log into your Amex account at this link, and you should see the offer.

Continue Reading »

Amex Platinum Card Benefits: Global Entry Or TSA Pre-Check Credit

Global-Entry

Recently we saw The Platinum Card® from American Express relaunched with new benefits, a bigger sign-up bonus, and a higher annual fee. The card now has a sign-up bonus of 60,000 Membership Rewards points after spending $5,000 within three months. On top of that, the card’s annual fee increased by $100, though I think for most people the new benefits will more than make up for the increased annual fee.

I get a lot of questions about the details of the benefits of The Platinum Card® from American Express, so I’m writing a series about the various benefits of the card.

In this post I wanted to talk about the Global Entry or TSA Pre-Check credit offered with the Amex Platinum Card. While I don’t view this as one of the primary benefits of the card, it can save you money on what I consider to be two great programs that will make your travel life easier.

Continue Reading »

Amex Platinum Card Benefits: 5x Points On Airfare & Hotels

royal-brunei-business-class-787-2

Recently we saw The Platinum Card® from American Express relaunched with new benefits, a bigger sign-up bonus, and a higher annual fee. The card now has a sign-up bonus of 60,000 Membership Rewards points after spending $5,000 within three months. On top of that, the card’s annual fee increased by $100, though I think for most people the new benefits will more than make up for the increased annual fee.

I get a lot of questions about the details of the benefits of The Platinum Card® from American Express, so I’m writing a series about the various benefits of the card.

In this post I wanted to talk about the 5x points on airfare and hotel bookings offered by the Amex Platinum Card. Up until recently I kept this card primarily for the benefits, since it didn’t have any useful\ bonus categories. However, thanks to the 5x points on airfare, this is the card that has been earning me among the most points, so I’m thrilled about that.

Continue Reading »

Amex Platinum Card Benefits: Airport Lounge Access

Delta-SkyClub-San-Francisco - 13

Recently we saw The Platinum Card® from American Express relaunched with new benefits, a bigger sign-up bonus, and a higher annual fee. The card now has a sign-up bonus of 60,000 Membership Rewards points after spending $5,000 within three months. On top of that, the card’s annual fee increased by $100, though I think for most people the new benefits will more than make up for the increased annual fee.

I get a lot of questions about the details of the benefits of The Platinum Card® from American Express, so I’m writing a series about the various benefits of the card.

In this post I wanted to talk about the airport lounge access perks you get with the Amex Platinum Card. For many people lounge access is the most valuable perk of the Amex Platinum Card, so here’s a post explaining how that works in a bit more detail.

Continue Reading »

How Does The Hilton Surpass Free Weekend Night Award Work?

Waldorf-Chicago

For the past two weeks, Hilton has been offering an increased sign-up bonus on the excellent Hilton Honors™ Surpass® Card from American Express, which is valid through May 31, 2017. The card is offering a sign-up bonus of 100,000 Hilton Honors bonus points after spending $3,000 in purchases within the first three months, plus a free weekend night valid at any Hilton Honors hotel on the first cardmember anniversary.

This is the biggest sign-up bonus we have ever seen on the card. The 100,000 point sign-up bonus is pretty straightforward, in the sense that you get the points once you complete the minimum spend, and can spend them however you want.

However, the free weekend night certificate you get on your account anniversary is a bit more complicated.

Continue Reading »