Best Travel Credit Cards

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One of the keys to traveling the world for next to nothing is having the right credit cards.

Virtually all airlines and hotel chains have co-branded credit cards that allow you to accrue points in your preferred program.

Not only do credit card companies offer huge sign-up bonuses just for being approved for a card, but they also offer bonus points for spending in certain categories.

I earn around a million miles a year through credit cards, about half of which come strictly from the sign-up bonuses earned by being approved for a credit card and completing a minimal amount of spend. The other half I earn through maximizing everyday spend (allowing me to earn anywhere from 2x to 5x points per dollar) and taking advantage of every bonus promotion available to me. Every year I redeem these points for a handful of first class trips around the world.

There are a lot of misconceptions about how credit scores work, as most people believe that applying for a credit card will negatively impact their credit score. As long as you keep your credit utilization low and make your payments on time, you shouldn’t see a negative impact on your credit score from applying for cards. Keep in mind you’ll need Very Good or Excellent credit to be eligible for many of the more lucrative cards below, and I’d never recommend carrying a balance on a rewards-earning card, as the interest payments can negate the value of the rewards.

My credit score is actually much better now than it was before I started applying for lots of credit cards, and I apply for multiple each year.

Earn 25,000 Membership Rewards® Points

Premier Rewards Gold Card from American Express

Foreign Transaction Fee: N/A
Annual Fee: Introductory annual fee of $0 for the first year, then $195.
Terms Apply.
on American Express' secure site
Why we like this card

Membership Rewards has many transfer partners, including Aeroplan, British Airways, Delta, and Singapore, and this card lets you earn 3x points on airfare, 2x points at US restaurants, US gas stations, and US supermarkets, plus 1x points on everything else.

Current Offer
Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months. Terms Apply.

Card Details
3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms Apply.

on American Express' secure site
Earn 70,000 bonus miles and 10,000 MQMs

Platinum Delta SkyMiles® Credit Card

Foreign Transaction Fee: none
Annual Fee: $195
Terms Apply. Offer expires on 11/8/2017.
on American Express' secure site
Why we like this card

The American Express Membership Rewards cards are generally a better option for accruing Delta SkyMiles, but this is a fantastic welcome bonus. The MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Current Offer
Limited Time Offer: Earn 70,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card within your first 3 months.
In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires on 11/8/2017.

Card Details
You can earn 2 miles per dollar spent when you use your Card for purchases, made directly with Delta including flights booked on Delta.com, Sky Club® membership or passes, Delta Vacations® packages, seat upgrades, or in-flight purchases like food, beverages, and audio headsets. Earn 1 mile per dollar for purchases you make with your Card— from everyday purchases on things like gas, groceries, and restaurants, to monthly purchases like your phone bill. Miles are redeemable toward travel on Delta and more than 15 airline partners.

on American Express' secure site
Earn 10,000 MQMs and 70,000 bonus miles

Platinum Delta SkyMiles® Business Credit Card from American Express

Foreign Transaction Fee: N/A
Annual Fee: $195
Terms and limitations apply. Offer ends 11/8/2017.
on American Express' secure site
Why we like this card

The American Express Membership Rewards cards are generally a better option for accruing Delta SkyMiles, but if you need the MQMs this card is worth considering. The MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Current Offer
Limited Time Offer: Earn 10,000 Medallion® Qualification Miles (MQMs) and 70,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 3 months.
Earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer ends 11/8/2017

Card Details
Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.

on American Express' secure site
Earn 50,000+ Bonus Miles

Gold Delta SkyMiles® Credit Card from American Express

Foreign Transaction Fee: none
Annual Fee: $0 introductory annual fee for the first year, then $95.
Terms Apply. Offer expires on 11/8/2017.
on American Express' secure site
Why we like this card

This is a great welcome bonus on this card, and the MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Current Offer
Limited Time Offer: Earn 50,000 Bonus Miles after you spend $2,000 in purchases within the first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Plus, earn an additional 10,000 bonus miles after you spend an additional $1,000 with your new Card within your first 6 months. Offer expires on 11/8/2017.

Card Details
Get double miles on direct Delta purchases and one mile for each dollar on all other eligible purchases.

on American Express' secure site
Earn 50,000+ bonus miles

Gold Delta SkyMiles® Business Credit Card from American Express

Foreign Transaction Fee: N/A
Annual Fee: $0 introductory annual fee for the first year, then $95
Terms & limitations apply. Offer expires on 11/8/2017.
on American Express' secure site
Why we like this card

The American Express Membership Rewards cards are generally a better option for accruing Delta SkyMiles, but the MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Current Offer
Limited Time Offer: Earn 50,000 bonus miles after you spend $2,000 in purchases with your new Card in the 1st 3 months and a $50 statement credit after you make a Delta purchase with your new Card in your 1st 3 months.
Plus, earn an additional 10,000 bonus miles after you make an additional $1,000 in purchases within your first 6 months. Offer expires on 11/8/2017.

Card Details
Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.

on American Express' secure site
Earn 75,000 American Airlines AAdvantage® bonus miles

Citi® / AAdvantage® Executive World Elite™ Mastercard®

Foreign Transaction Fee: $0
Annual Fee: $450
on Citi's secure site
Why we like this card

This card gives you a full Admirals Club Membership for you and guests with you, in addition to complimentary Admirals Club® Lounge access for authorized users.

Current Offer
For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $7,500 in purchases within the first 3 months of account opening*

Card Details
2x miles for every $1 spent on eligible American Airlines purchases*; 1x point on everything else; potential to earn 10,000 AAdvantage Elite Qualifying Miles every calendar year; First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation.<

on Citi's secure site
Earn 50,000 Membership Rewards® points

The Business Gold Rewards Card from American Express OPEN

Foreign Transaction Fee: N/A
Annual Fee: $0 introductory annual fee for the first year, then $175
Terms and limitations apply
on American Express' secure site
Why we like this card

Being able to choose a category for 3x points is an awesome perk for small businesses! Membership Rewards has many transfer partners, including Aeroplan, British Airways, Delta, and Singapore.

Current Offer
Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.

Card Details
3X points on one category of your choice from the following: Airfare purchased directly from airlines; U.S. purchases for advertising in select media; U.S. purchases at gas stations; U.S. purchases for shipping; U.S. computer hardware, software, and cloud computing purchases made directly from select providers. 2X points on the 4 remaining categories. 1X points on other purchases. (3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter.)

on American Express' secure site
Earn 2X points on everyday business purchases

The Blue Business℠ Plus Credit Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Terms Apply
on American Express' secure site
Why we like this card

This card offers strong rewards for small businesses. If you can convert those points into “premium” Membership Rewards points in conjunction with another Amex card, you'll get an even better return.

Current Offer
0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.24%, 16.24% or 20.24%, based on your creditworthiness and other factors as determined at the time of account opening.

Card Details
Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter

on American Express' secure site
Earn 15,000 Membership Rewards® points

Amex EveryDay® Preferred Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $95
Terms and limitations apply.
Full details from OMAAT
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US gas stations; 1x points on other purchases. Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits.

Full details from OMAAT
Earn 10,000 Membership Rewards® points

The Amex EveryDay® Credit Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

on American Express' secure site
50,000 Bonus Points

Chase Sapphire Reserve℠ Card

Foreign Transaction Fee: None
Annual Fee: $450
Full details from OMAAT
Why we like this card

The card has a great sign-up bonus, and on top of that has lots of perks that make it valuable long term. I value Ultimate Rewards points at ~1.7 cents each, so to me the 50,000 points are worth $850.

Current Offer
Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

Card Details
3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. $300 Annual Travel Credit as reimbursement for travel purchases such as airfare and hotels charged to your card. Get 50% more value when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. Access to 900+ airport lounges worldwide with complimentary Priority Pass™ Select membership.

Full details from OMAAT
Earn 75,000 Hilton Honors Bonus Points

Hilton Honors™ Surpass® Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $75
Terms Apply
on American Express' secure site
Why we like this card

You earn Hilton Honors Gold status for as long as you hold the card. You also have the opportunity to spend $40k in a year and receive Hilton Diamond, though we generally don't recommend it.

Current Offer
Earn 75,000 Hilton Honors(TM) Bonus Points after you spend $3,000 in purchases on the Card within your first 3 months of Card Membership.

Card Details
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.

on American Express' secure site
50,000 Bonus Avios

British Airways Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

British Airways has a distance based award chart which is extremely lucrative for shorthaul travel, as awards outside North America start at just 4,500 Avios one-way. Given that short flights are often disproportionately expensive when paying cash, I’ve found Avios to be invaluable.

Current Offer
Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Earn an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year of account opening for a total of 75,000 bonus Avios.

Card Details
Earn 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.

on Chase's secure site
Enjoy a one-time bonus of 20,000 miles

Capital One® VentureOne® Rewards Credit Card

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

Capital One points are most useful for domestic economy flights, particularly if you have to travel over peak dates.

Current Offer
Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel.

Card Details
Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee. Fly any airline, stay at any hotel, anytime. Travel when you want with no blackout dates. Miles won't expire for the life of the account and there's no limit to how many you can earn.

on Capital One's secure site
Earn 40,000 points

Southwest Rapid Rewards® Premier Credit Card

Foreign Transaction Fee: $0
Annual Fee: $99
on Chase's secure site
Why we like this card

Southwest’s Rapid Rewards program is revenue based, so these points will get you quite a bit of credit towards travel on Southwest. While Rapid Rewards points aren’t the most aspirational currency, they are extremely practical. This sign-up bonus can be especially valuable if you’re going for Southwest Companion Pass.

Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

on Chase's secure site
Earn more on travel purchases - redeem points for meaningful rewards

Citi ThankYou® Premier Card

Foreign Transaction Fee: 0%
Annual Fee: $95, waived for first 12 months*
on Citi's secure site
Why we like this card

Certain versions of ThankYou points, including the ones offered with this card, can now be transferred to airline partners at a 1:1 ratio, which can be useful for topping off accounts.

Card Details
Earn 3X Points on Travel, Including Gas Stations
- Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases

on Citi's secure site
$150 in TravelBank cash

United℠ TravelBank Card

Foreign Transaction Fee: $0
Annual Fee: $0
on Chase's secure site
Why we like this card

This card isn’t for everyone, but is an interesting alternative for someone who is loyal to United, but doesn’t like the complication of dealing with miles. You'll earn 2% in TravelBank cash on airfare purchases with United, and 1.5% in TravelBank cash on all other purchases, which is pretty good for a card with no annual fee.

Current Offer
$150 in TravelBank cash after you spend $1,000 on purchases in the first 3 months your account is open

Card Details
Earn 2% in TravelBank cash per $1 spent on tickets purchased from United and 1.5% per $1 spent on all other purchases

on Chase's secure site
Earn 40,000 bonus miles

United MileagePlus® Explorer Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

This is a great sign-up bonus, and the card comes with some worthwhile benefits for United flyers, especially the PQD waiver for $25k in annual spend.

Current Offer
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open

Card Details
Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases

on Chase's secure site
Earn 2 Complimentary Nights

The Ritz-Carlton Rewards® Credit Card

Foreign Transaction Fee: 0%
Annual Fee: $450
Full details from OMAAT
Why we like this card

While the annual fee on the card is high, it comes with lots of great benefits, such as automatic Gold Elite status during your first account year and each account year thereafter when you spend $10,000 on your card, and the ability to upgrade to The Ritz-Carlton Club® level 3 times annually on paid stays of up to 7 nights.

Current Offer
Earn 2 Complimentary Nights at any participating Tier 1-4 Ritz-Carlton hotel after spending $5,000 on purchases in the first 3 months from account opening.

Card Details
5 points per $1 spent at any participating Ritz-Carlton hotel or our worldwide partner hotels, including EDITION,® JW Marriott,® Autograph Collection® Hotels, Renaissance® Hotels and Marriott Hotels®. 2 points per $1 spent on airline tickets purchased directly with the airline, and at car rental agencies and restaurants. 1 point per $1 spent on all other purchases.

Full details from OMAAT
Earn up to $400 cash back!

SimplyCash® Plus Business Credit Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Terms and limitations apply
on American Express' secure site
Why we like this card

Having the choice to customize a bonus category is smart for a card geared towards small businesses.

Current Offer
Earn up to $400 cash back! Earn a $200 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership. Plus, earn an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.

Card Details
5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores, 3% on the category of your choice from a list of eight and 1% cash back on other purchases, 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% thereafter. Cash back received is automatically credited to your statement.

on American Express' secure site
Get a $200 cash rewards bonus

Barclaycard CashForward™ World Mastercard®

Foreign Transaction Fee: 3%
Annual Fee: $0
on Barclaycard's secure site
Why we like this card

For a no annual fee card, a 1.5% cash back rate is pretty good. Being able to deposit rewards in a checking or savings account is a nice perk as well!

Current Offer
Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening.

Card Details
Earn unlimited 1.5% cash rewards on every purchase. Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption. Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50. Cash rewards do not expire as long as your account is open, active and in good standing.

on Barclaycard's secure site
Earn 10,000 bonus miles

Blue Delta SkyMiles® Credit Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

While it might not be the best option for the savvy traveler, it’s nice to see an airline introducing a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.

Current Offer
Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months.

Card Details
Earn 2 miles per dollar at US restaurants. Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

on American Express' secure site
Earn $150 back

Blue Cash Preferred® Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $95
Terms apply
on American Express' secure site
Why we like this card

This is an amazing cash back rate if you spend a lot of money at supermarkets, department stores, and on gasoline. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.

Current Offer
$200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

Card Details
6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year; 3% at U.S gas stations; 1% other purchases.

on American Express' secure site
Earn $100 back

Blue Cash Everyday® Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Terms apply
on American Express' secure site
Why we like this card

This is a great no annual fee cash back card option. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.

Current Offer
$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

Card Details
Earn Cash Back: 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% at U.S. gas stations & select U.S. department stores, 1% on other purchases.

on American Express' secure site
Exclusively for Costco Members: Go Big with Cash Back Rewards

Costco Anywhere Visa® Business Card by Citi

Foreign Transaction Fee: 3%
Annual Fee: $0
on Citi's secure site
Why we like this card

The new Costco Citi cards have a great rewards structure for Costco loyalists. The bonus categories are compelling, and while it’s still not a card I’d personally use for everyday spend this is a solid option for Costco members.

Current Offer
Receive a reward coupon annually which is redeemable for cash or merchandise at US Costco warehouses.

Card Details
4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter; 3% cash back on restaurants and eligible travel purchases; 2% cash back on all other purchases from Costco and Costco.com; 1% cash back on all other purchases.

on Citi's secure site
Exclusively for Costco Members: Go Big with Cash Back Rewards

Costco Anywhere Visa® Card by Citi

Foreign Transaction Fee: 3%
Annual Fee: $0
on Citi's secure site
Why we like this card

The new Costco Citi cards have a great rewards structure for Costco loyalists. The bonus categories are compelling, and while it’s still not a card I’d personally use for everyday spend this is a solid option for Costco members.

Card Details
4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter; 3% cash back on restaurants and eligible travel purchases; 2% cash back on all other purchases from Costco and Costco.com; 1% cash back on all other purchases.

on Citi's secure site
Earn 30,000 American Airlines AAdvantage® bonus miles

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Foreign Transaction Fee: No Foreign Transaction Fees*
Annual Fee: Annual Fee: $95, fee waived for the first 12 months.*
on Citi's secure site
Why we like this card

This card gives you a 10% rebate when you redeem AAdvantage miles, and often has targeted spend bonuses throughout the year. Your first checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation.

Current Offer
Earn 30,000 American Airlines AAdvantage® bonus miles after spending $1,000 within the first 3 months of account opening.*

Card Details
2x miles for every $1 spent on American; 1x point on everything else.

on Citi's secure site
50,000 online bonus points

Bank of America® Premium Rewards® Credit Card

Foreign Transaction Fee: none
Annual Fee: $95
Full details from OMAAT
Why we like this card

This is a new premium card from Bank of America that is reasonably rewarding, as it offers a $100 airline incidental credit every year, 2x points per dollar spent on dining and travel, and 1.5x points per dollar spent on other purchases. Each point can be redeemed for one cent, meaning the sign-up bonus is potentially worth $500. The real way to maximize the value you get out of this card is by belonging to Bank of America’s Preferred Rewards program, where you can earn a return that’s up to 75% better.

Current Offer
50,000 bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening

Card Details
Get up to $200 in travel statement credit rewards

Get up to a $100 Airline Incidental Statement Credit annually for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees - automatically applied to your card statement

Get up to $100 Airport Security Statement Credit towards TSA Pre✓ ® or Global Entry Application fee, every four years

Full details from OMAAT
Get a 1.5% discount when you pay early

The Plum Card® from American Express OPEN

Foreign Transaction Fee: N/A
Annual Fee: $0 introductory annual fee your first year, then $250
Terms & Restrictions Apply
on American Express' secure site
Why we like this card

Card Details
Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
Take up to 60 days to pay with no interest, if you pay your minimum due.
Use the power of the Plum Card to buy big for your business.
Unlock new opportunities with a spending limit that can grow with your business.

on American Express' secure site
Earn 25,000 Expedia+ bonus points

Expedia®+ Voyager Card from Citi

Foreign Transaction Fee: 0%
Annual Fee: $95
on Citi's secure site
Why we like this card

If you frequently purchase travel through Expedia, this can be a good choice. Enjoy Expedia+ gold status each year of card membership, plus you receive a $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals on qualified airlines, or either the Global Entry or the TSA Pre è application fee.

Current Offer
Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening. Points redeemable for $350 towards your stay at a +VIP Access hotel.

Card Details
4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages; 2 Expedia+ bonus points per $1 spent on dining out and entertainment; 1 Expedia+ bonus point per $1 spent on other purchases.

on Citi's secure site
Earn 15,000 Expedia+ bonus points

Expedia®+ Card from Citi

Foreign Transaction Fee: 3%
Annual Fee: $0
on Citi's secure site
Why we like this card

If you frequently purchase travel through Expedia, this can be a good choice. Expedia+ silver status is complimentary for each year of card membership. You also earn one Elite Qualifying Hotel Night towards Expedia+ gold status for each increment of $2,500 in purchases made on the card between your January and December billing statements.

Current Offer
Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening. Points redeemable for $200 towards your stay at a +VIP Access hotel.

Card Details
3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages; 1 Expedia+ bonus point per $1 spent on other purchases.

on Citi's secure site
Earn 30,000 American Airlines AAdvantage® bonus miles

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

Foreign Transaction Fee: No Foreign Transaction Fees*
Annual Fee: Annual Fee: $95, fee waived for the first 12 months.
on Citi's secure site
Why we like this card

These miles can be pooled with any miles you’re earning on your personal account. The card also offers a 5% annual bonus on all purchases upon account anniversary.

Current Offer
Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*

Card Details
2x miles for every $1 spent on American; 2x points at certain office supply, telecommunications and car rental merchants– and at gas stations; 1x point on everything else.

on Citi's secure site
Earn 2,500 bonus points

Citi ThankYou® Preferred Card for College Students

Foreign Transaction Fee: 3%
Annual Fee: $0*
on Citi's secure site
Why we like this card

This is a great starter card geared towards college students.

Current Offer
Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening*
- 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com

Card Details
Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases
- No expiration and no limit to the amount of points you can earn with this card
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*

on Citi's secure site
Get 0% Intro APR on Balance Transfers and Purchases for 21 months

Citi® Diamond Preferred® Card

Foreign Transaction Fee: 3%
Annual Fee: $0*
on Citi's secure site
Why we like this card

This card has no-annual fee, and while it doesn't offer rewards, the interest grace period may be useful for some.

Current Offer
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.49%-23.49% based upon your creditworthiness.* There is a balance transfer fee of either $5 or 3% of the amount of each transfer.

Card Details
Citi® Price Rewind searches for lower prices online for 60 days for your registered purchases: you can get back up to $500 per item and $2,500 a year.*

on Citi's secure site
Earn 25,000 American Airlines AAdvantage® bonus miles

Citi® / AAdvantage® Gold World Elite™ Mastercard®

Foreign Transaction Fee: 3%
Annual Fee: $50, waived for first 12 months*
on Citi's secure site
Why we like this card

If you need a card with a low spending threshold and a low annual fee, this is an option for earning American miles, though the other AAdvantage cards are more lucrative for most. Keep in mind that American Airlines AAdvantage® bonus miles not available if you have had any Citi® / AAdvantage® card (other than a CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.

Current Offer
Earn 25,000 American Airlines AAdvantage® bonus miles after spending $750 within the first 3 months of account opening.*

Card Details
Earn 1 AAdvantage® mile for every $1 spent on purchases. Fly for 5,000 fewer AAdvantage® miles roundtrip to select destinations. No limit to the number of AAdvantage® miles you can earn.

on Citi's secure site
Earn 2X Points on Dining Out & Entertainment

Citi ThankYou® Preferred Card

Foreign Transaction Fee: 3%
Annual Fee: $0*
on Citi's secure site
Why we like this card

For a no-annual fee card, this is a pretty rewarding option. And if you have a premium Citi Thank You card, you can pool your points for even greater rewards.

Current Offer
Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 14.49% - 24.49%  based upon your creditworthiness*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*

Card Details
- Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases
- Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com.
- No expiration and no limit to the amount of points you can earn with this card
- No annual fee*

on Citi's secure site
Earn a one-time $200 cash bonus

Capital One® Spark® Cash Select for Business

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

A cash-back card can be a good way to cut costs in other areas, saving money for travel!

Current Offer
Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
Save on interest with 0% intro APR on purchases for 9 months; 13.99%-21.99% variable APR after that

Card Details
Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
Get employee cards at no additional cost, and earn rewards from their business spend

on Capital One's secure site
One-time bonus of 20,000 miles

Capital One® Spark® Miles Select for Business

Foreign Transaction Fee: None
Annual Fee: $0
 
Why we like this card

Capital One points are most useful for domestic economy flights, particularly if you have to travel over peak dates.

Current Offer
Earn 1.5 miles per $1 on every purchase, every day
Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening

Card Details
Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
Save on interest with 0% intro APR on purchases for 9 months; 13.99%-21.99% variable APR after that
Pay no annual fee or foreign transaction fees
Get online Quarterly and Year-End Summaries
There's no limit to the amount of miles you can earn
Fly on any airline, anytime, with no blackout dates or seat restrictions

 
Earn 1% cash back on every purchase, every day

Capital One® Spark® Classic for Business

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

This is a great starter card for small businesses, with no annual or foreign transaction fees.

Current Offer
Earn 1% cash back on every purchase, every day

Card Details
Build business credit with responsible use
Fraud coverage if your card is ever lost or stolen
No foreign transaction fees
Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service

on Capital One's secure site
Earn 1% cash back on all your purchases

Journey® Student Rewards from Capital One®

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

This card is designed for students, and encourages good habits and responsible credit use.

Current Offer
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month

Card Details
There's no limit to the amount of cash back you can earn, and rewards won't expire for the life of the account
Get access to a higher credit line after making your first 5 monthly payments on time
Pay no annual or foreign transaction fees
Fraud coverage if your card is lost or stolen
Pick the monthly due date that works best for you

on Capital One's secure site
One-time $150 cash bonus

Capital One® Quicksilver® Cash Rewards Credit Card

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

A cash-back card can be a good way to cut costs in other areas, saving money for travel!

Current Offer
One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

Card Details
Earn unlimited 1.5% cash back on every purchase, every day
Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn

on Capital One's secure site
No Late Fees, No Penalty Rate, and No Annual Fee…EVER

Citi Simplicity® Card

Foreign Transaction Fee: 3%
Annual Fee: $0*
on Citi's secure site
Why we like this card

This card has no-annual fee, and while it doesn't offer rewards, the other benefits may be useful for some.

Current Offer
The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee…EVER

on Citi's secure site
Earn 30,000 Alaska Mileage Plan Miles

Alaska Airlines Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $75
on Bank of America's secure site
Why we like this card

This card allows you to earn 30,000 Alaska miles which are very valuable due to their current award chart. Great for Alaska Airlines/Virgin America frequent fliers as the card allows you to earn 3 miles for every $1 spent on Alaska Airlines and Virgin America and you will receive a companion fare which can be useful.

Current Offer
Get 30,000 bonus miles after you make $1,000 or more in purchases within the first 90 days of your account opening

Card Details
Earn 3 miles for every $1 spent directly on Alaska Airlines and Virgin America and 1 mile for every $1 spent on all other purchases; Free checked bag on Alaska and Virgin America flights for you and up to six other passengers on the same reservation; Get a Companion Fare for just the taxes and fees ($0 fare plus taxes and fees from just $22)

on Bank of America's secure site
Build credit when used responsibly

Capital One® Secured Mastercard®

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

If you're just starting out, or have limited credit, this is a good product for responsibly building your credit.

Current Offer
No annual fee, and all the credit building benefits with responsible card use
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness

Card Details
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Easily manage your account 24/7 with online access, by phone or using our mobile app
It's a credit card accepted at millions of locations worldwide

on Capital One's secure site