10 Best Credit Card Offers For October

In the interest of full disclosure, One Mile At A Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Please check out our advertiser policy for further details about the partners we work with. Thanks for your support!

Update: These offers for the Delta SkyMiles® Credit Cards from American Express are expired. Learn more about the current offer here.

Every month I make a post with what I consider to be the best credit card sign-up bonuses of the month.

While there are several excellent long standing credit card offers, the specifics of the best offers are constantly changing (be it the annual fee, minimum spend requirement, or even amount of the sign-up bonus).

If you read my blog on a daily basis then by all means skip this post, but for me it’s a useful, “current” place to refer people who ask about which cards they should sign-up for, a question I get on a daily basis.

We’ve seen some great sign-up bonuses over the past few months, including new offers being added, and others being discontinued.

With that in mind, below are what I consider to be the 10 best right now:

1. Ink Business Preferred℠ Credit Card

Current offer: 80,000 Ultimate Rewards points after spending $5,000 within three months from account opening
Annual fee: $95

Why it’s a great offer: The Ink cards have extremely generous category bonuses which help sole proprietorships and small businesses maximize points on everyday credit card spend. This card was only introduced last year, and offers 3x points on the first $150,000 spent annually in combined purchases on travel, shipping, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.

So this is a card that’s good for both for the sign-up bonus and for everyday spend. I value Ultimate Rewards points at ~1.7 cents each, so to me the sign-up bonus is worth ~$1,265 after subtracting the annual fee.


Redeem Ultimate Rewards points for travel in Korean Air first class

2. Chase Sapphire Preferred® Card

Current offer: 50,000 Ultimate Rewards points after spending $4,000 within three months, plus an additional 5,000 Ultimate Rewards points when you add an authorized user to the card that makes a purchase within three months
Annual fee: $95, waived the first year

Why it’s a great offer: Ultimate Rewards points can be transferred at a 1:1 ratio to Korean Air, United, Hyatt, and many other programs. The card is also great for everyday spend given that it offers double points on dining and travel. I value the sign-up bonus on this card at ~$935.

park-hyatt-vienna-suite-9
Redeem Ultimate Rewards points for the Park Hyatt Vienna

3. The Business Gold Rewards Card from American Express OPEN 

Sign-up bonus: Earn 50,000 Membership Rewards points after spending $5,000 within the first three months
Annual fee: $175, waived the first year

Why you should consider applying: This is one of the best small business cards out there in terms of the bonus points it offers, given that you earn bonus points in the following five categories:

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media
  • U.S. purchases at gas stations
  • U.S. purchases for shipping
  • U.S. computer hardware, software, and cloud computing purchases made directly from select providers

You can pick in which category you want to earn 3x points, and then in the other four categories you earn 2x points.

On top of that, this is a fantastic sign-up bonus for a card that doesn’t have an annual fee the first year. I value Membership Rewards points at ~1.7 cents each, so to me the sign-up bonus is worth ~$850.


Redeem Amex points for travel in ANA first class

4. Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® & CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

Sign-up bonus: Earn 60,000 American AAdvantage miles after spending $3,000 within the first three months
Annual fee: $95 (waived the first year)

Why you should consider applying: We’ve never seen bigger publicly available sign-up bonuses on these cards, and they’re only available for a limited time. I value American miles at ~1.3 cents each, so to me the sign-up bonuses are worth ~$780 each.

Furthermore, the cards comes with several perks that could make them worth holding onto, including free checked bags, priority boarding, etc.


Redeem American AAdvantage miles for travel in the Etihad A380 Apartment

5. AAdvantage Aviator Red World Elite Mastercard

Sign-up bonus: Earn 60,000 AAdvantage miles after the first purchase
Annual fee: $95

Why you should consider applying: I value American miles at ~1.3 cents each, so to me the sign-up bonus is worth $685 (after subtracting the annual fee).

The cards comes with several perks like a first checked bag for free, 10% of your redeemed miles back (up to 10,000 back per year), up to 3,000 elite qualifying dollars for spending $25,000, and more.


Redeem American AAdvantage miles for travel in Japan Airlines business class

6. Gold Delta SkyMiles® Credit Card from American Express & Gold Delta SkyMiles® Business Credit Card from American Express

Sign-up bonus: Earn 50,000 Delta SkyMiles after spending $2,000 within the first three months, plus an additional 10,000 SkyMiles after spending an additional $1,000 within the first six months, plus a $50 statement credit after making a Delta purchase within the first three months; offer expires November 4, 2017
Annual fee: $95 (waived the first year)

Why you should consider applying: This is the biggest public offer we’ve seen on the card. While Delta SkyMiles aren’t the most valuable mileage currency, they’re worth a penny each at a minimum, making the sign-up bonus on this card worth $600+. Furthermore, making any Delta purchase will trigger the $50 statement credit, so you can potentially even make money on that. This offer ends soon, so if you were considering this offer, I’d take advantage of it ASAP.


Redeem Delta SkyMiles for travel in Delta business class

7. Platinum Delta SkyMiles® Credit Card from American Express & Platinum Delta SkyMiles® Business Credit Card from American Express

Sign-up bonus: Earn 70,000 Delta SkyMiles plus 10,000 Medallion Qualifying Miles after spending $3,000 within the first three months on the personal version of the card (or $4,000 within three months on the business version of the card), plus earn a $100 statement credit after making a Delta purchase with the first three months; offer expires November 4, 2017
Annual fee: $195

Why you should consider applying: This is the biggest public offer we’ve seen on the card. While Delta SkyMiles aren’t the most valuable mileage currency, they’re worth a penny each at a minimum, making the miles you earn with the sign-up bonus on this card worth $700+. Furthermore, making any Delta purchase will trigger the $100 statement credit, so you can potentially even make money on that. This offer ends soon, so if you were considering this offer, I’d take advantage of it ASAP.

Lastly, putting spend on this card can make a lot of sense for the purposes of earning Delta status, given the sign-up bonus offers up to 10,000 MQMs, and then you can earn additional MQMs annually for spend.


Redeem Delta SkyMiles for travel in China Airlines business class

8. British Airways Visa Signature® Card

Current offer: Earn 50,000 bonus Avios after spending $3,000 within three months, plus an additional 25,000 Avios after spending $10,000 within the first year
Annual fee: $95

Why it’s a great offer: This sign-up bonus is great, regardless of whether you’re looking to just earn the entry level bonus of 50,000 Avios, or want to spend $10,000 on the card within the first year to earn a total of 75,000 Avios. On top of that, keep in mind that if you spend $30,000 on the card in a year you’ll earn a companion certificate, which means that a companion can fly with you for just the cost of taxes and fees on British Airways. This card also isn’t subjected to the 5/24 rule.


Redeem your British Airways Avios for travel on Aer Lingus

9. Starwood Preferred Guest® Business Card from American Express

Current offer: Earn 25,000 Starpoints after spending $6,000 within the first three months, plus an additional 10,000 Starpoints after spending an additional $4,000 within the first six months; expires November 1, 2017
Annual fee: $0 introductory annual fee for the first year, then $95

Why it’s a great offer: Starpoints remain the most valuable points currency out there to me, and are a great value for both hotel redemptions and airline mileage transfers. I value Starpoints at 2.2 cents each, so this sign-up bonus is worth $770 to me.


Redeem Starpoints at the Le Meridien Paro

10. Starwood Preferred Guest® Credit Card from American Express 

Current offer: Earn 25,000 Starpoints after spending $3,000 within the first three months
Annual fee: $0 introductory annual fee for the first year, then $95

Why it’s a great offer: Starpoints remain the most valuable points currency out there to me, and are a great value for both hotel redemptions and airline mileage transfers. I value Starpoints at 2.2 cents each, so this sign-up bonus is worth $550 to me.


Redeem Starpoints at the St. Regis New York

If you have any questions or other cards you think have great sign-up bonuses, let me know in the comments section!

Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

Comments

  1. If you want some entertainment, read the best points credit cards in the UK (head for points is a good blog to check out how lame the UK points market is).

  2. What’s your recommendation for a card to use as a back-up for AMEX in those cases where Amex is not accepted? Looking for Something for daily spending and outside US spending with no outs fees.. thanks.

  3. What’s your recommendation for a card to use as a back-up for AMEX in those cases where Amex is not accepted? Looking for Something for daily spending and outside US spending with no outs fees.. thanks.

  4. @VK – UK allows churning cards and also doesn’t have ridiculous rules such as Chase’s 5/24. Also you can fly pretty much anywhere in Europe for anywhere between 4000 – 13000 BA Avios. I know Rob and Head for points is a fantastic site. So before you go passing judgement, I suggest you learn a bit about how the points game in the region works!

Leave a Reply

Your email address will not be published. Required fields are marked *