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This sure is a day of changing credit card offers. In the next few hours the increased sign-up bonuses on Hilton’s co-branded credit cards (the Hilton Honors™ Surpass® Card from American Express and Hilton Honors™ Card from American Express) are expected to be pulled, as well as the increased sign-up bonuses on Southwest’s co-branded credit cards (the Southwest Rapid Rewards® Premier Credit Card and Southwest Rapid Rewards® Plus Credit Card).
It looks like there’s another offer that’s expected to be pulled today. The current sign-up bonus on the IHG® Rewards Club Select Credit Card is expected to change today as well. The card has been offering a sign-up bonus of 80,000 points upon completing minimum spend since July of this year, though prior to that the offer was 60,000 points. So while I don’t know what the offer will be after this, my guess is that the bonus is going back to the “standard” one that it was before.
If you don’t have this card, I consider it to be one of the most lucrative ones out there. It offers:
- An anniversary free night certificate every year, which is valid at any IHG property worldwide, pending availability; given IHG’s global footprint, that should justify the card for just about anyone
- IHG Rewards Club Platinum status for as long as you have the card, which gets you bonus points, room upgrades, etc.
- A 10% rebate on points redemptions, for up to 100,000 points back each year
The card has a $49 annual fee, which is waived the first year. So not only is this a great sign-up bonus, but what really makes this card worth getting is the ability to get a free night at virtually any IHG property worldwide just for paying the $49 annual fee. That’s a no brainer, and the best free night benefit of any hotel credit card, in my opinion. The longer you wait to apply for the card, the longer it is till you get your first free anniversary night.
Keep in mind that the IHG Card also isn’t subjected to Chase’s 5/24 rule, so you can be approved even if you’ve opened more than five new accounts in the next 24 hours.
If you don’t yet have the IHG® Rewards Club Select Credit Card, I’d recommend applying in the next few couple of hours.