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Update: The below links for the Hilton Honors™ Surpass® Card from American Express are expired, but you can learn more about best available offers here.
I’ve written about them several times before, though this is one last reminder. The increased sign-up bonuses on the two Hilton Amex cards end tomorrow, Wednesday, October 4, 2017. So if you haven’t yet applied, this is your last chance to do so.
In this post I just wanted to recap the basics of the cards:
Hilton Amex card sign-up bonuses
The two cards have the following sign-up bonuses:
- The $75 annual fee Hilton Honors™ Surpass® Card from American Express is offering a sign-up bonus of 100,000 Hilton Honors bonus points after spending $3,000 within the first three months, plus a free weekend night certificate on the card’s first anniversary
- The no annual fee Hilton Honors™ Card from American Express is offering a sign-up bonus of 50,000 Hilton Honors points after spending $1,000 within the first three months, plus a further 25,000 Hilton Honors points after spending another $1,000 within the first six months
These are fantastic sign-up bonuses, especially on the Hilton Honors Surpass Card, which would be my first pick.
Hilton Amex card return on spend
The Hilton Honors™ Surpass® Card from American Express offers 12x points per dollar spent with Hilton, 6x points per dollar spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3x points per dollar spent on everything else.
The Hilton Honors™ Card from American Express offers 7x points per dollar spent with Hilton, 5x points per dollar spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3x points per dollar spent on everything else.
Hilton Amex card perks
The Hilton Honors™ Surpass® Card from American Express offers Hilton Honors Gold status for as long as you have the card (which is one of the most useful mid-tier statuses) and Diamond status when you spend $40,000 on the card in a year.
The Hilton Honors™ Card from American Express offers Hilton Honors Silver status for as long as you have the card and Gold status when you spend $20,000 on the card in a year.
Both cards also get you access to Amex Offers, which can get you tons of value in terms of discounts on purchases with all kinds of retailers. They also offer 500 bonus Hilton Honors points per booking when you use your card to book and pay for your Hilton stay.
Hilton Amex card eligibility & approval odds
You can potentially quite easily get approved for both of these cards (you’re eligible for the sign-up bonus on each of these cards once in your lifetime) Do keep in mind American Express’ general card application guidelines:
- You can have at most five American Express credit cards; this includes personal and business cards, though excludes charge cards, such as The Platinum Card® from American Express, The Business Platinum® Card from American Express OPEN, The Premier Rewards Gold Card from American Express, and The Business Gold Rewards Card from American Express OPEN
- You can typically only be approved for one American Express credit card every five days (or so), and two credit cards every 90 days (or so); this only applies to credit cards, and not charge cards
So you could apply for both today, for example. Hopefully one gets approved instantly, and then the next one will likely be put on hold for a few days before being automatically processed. However, as long as you’ve applied for both cards before the deadline, you should be good to go.
Anecdotally I find that this card is extremely easy to be approved for, so assuming you have excellent credit, you shouldn’t have any trouble getting approved for this card. Three of my family members applied during the last promotion, and we all got instantly approved. If you’re an existing cardmember and are denied for the card (which seems unlikely), it typically won’t count against your credit score.
The sign-up bonuses on both the Hilton Honors™ Surpass® Card from American Express and Hilton Honors™ Card from American Express are fantastic. If you haven’t applied for either or both cards, I’d highly recommend doing so today.