Why You Should Consider The British Airways Card 50K-100K Offer

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For quite a while now, the British Airways Visa Signature® Card has been offering a great sign-up bonus. I haven’t written about it in a while, and it’s a card that falls off many peoples’ radars, but there are a couple of reasons this might be especially interesting to many:

  • The card isn’t subjected to Chase’s 5/24 rule
  • The card has a great sign-up bonus, and is potentially rewarding for spend long term, given the companion ticket it offers

The British Airways Visa Card has a sign-up bonus of up to 100,000 Avios, though there are significant spend thresholds involved:

  • 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening
  • 25,000 additional bonus Avios after you spend $10,000 total on purchases within your first year from account opening
  • 25,000 additional bonus Avios after you spend $20,000 total on purchases within your first year from account opening

BA-100K

The sign-up bonus on this card isn’t available to those who currently have the card, as well as previous cardmembers who received a new cardmember bonus for the credit card within the last 24 months. This is a card that I imagine a lot of people are eligible for.

The card has a $95 annual fee, which isn’t waived the first year.

In my opinion it could make sense to get the British Airways Visa Card even if you weren’t planning on completing $20,000 of spend on the card in the first year. That’s because the 50,000 Avios bonus is as big as the offer usually gets, so you’re not going to get a bigger bonus at that threshold — earning 50,000 Avios for $3,000 of spend is a great return.

But if you are a big credit card spender, it could make a lot of sense to put additional spend on the card, in my opinion. Once you’ve earned the first 50,000 Avios after spending $3,000 within three months, you earn:

  • 25,000 bonus Avios for the next $7,000 you spend (which is ~3.6 bonus Avios per dollar spent, in addition to the normal Avios per dollar spent)
  • 25,000 bonus Avios for the $10,000 you spend (which is 2.5 bonus Avios per dollar spent, in addition to the normal Avios per dollar spent)

That’s a really solid return, in my opinion across the board. Also keep in mind that the card offers a Travel Together Ticket for any calendar year in which you spend $30,000 on the British Airways Visa Card, so at that point you’re only $10,000 from reaching that threshold. This certificate can be a great deal, though keep in mind you have to pay British Airways’ hefty carrier imposed surcharges for both passengers if you redeem this.

Bottom line

I know a lot of people had this card almost a decade ago, so many people may not realize that they’re eligible to be approved for this card again. The sign-up bonus on the British Airways Visa Card is great, regardless of whether you’re going for the 50,000 Avios upon completing minimum spend, or plan to spend all the way to 100,000 bonus Avios, which represents a good deal for big spenders as well. I applied for this card back in April, and am happy to have it.

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Comments

  1. Just curious if anyone has luck redeeming travel together for premium cabins during peak season west coast to Europe? I got the BA card and so far have $21,000 spend on it. I transferred the 100,000 bonus to iberia for business class lax-mad (yay!) now just keep going back and forth if it’s worth putting an additional $9000 on the card? Don’t want to be stuck with a travel together cert that is impossible to redeem from the west coast during peak times.

  2. This will get you an economy roundtrip on Aer Lingus from the US West Coast to Dublin for 50K BA Avios and about $120 in fees. You need to register and search for availability on avios.com, and then call BA to actually book with BA Avios. The fees shown on avios.com are lower than what BA will charge you when you call. Aer Lingus has daily flights from LAX and SFO and pretty solid economy availability if you book a few months in advance.

  3. Where do you find best use of Avios these days now that AA shorthaul (or longhaul) saaver availability is near nonexistant?

  4. I got fed up trying to use my avios in flights with bogus fees, so I dumped them on rooms in Phuket this month.

  5. Responding to Meg:
    We used the coupon to get two RT First class SFO -> LHR -> CDG in mid-March. The “fee” was $1,300/person, plus around 150,000 miles, so hardly a bargain, but not the worst deal either.

  6. Evan,

    There is still decent, close in availability on frequent AA routes like NYC to DCA, LGA to BOS, NYC to LAX. In addition, AA offers free standby for elites, so it is easy to book any sAAver flight on these types of routes and just standby for your desired flight.

    75,000 Avios miles can be worth 10 one way tickets between LGA and DCA, which can be worth about $2,000 – $3,000

  7. @Meg:

    My partner and I had two. Were only able to redeem one of them and the other is going to expire in November because availability on BA is awful in general, and even worse during peak times despite booking 331 days out. Plus the fees are exorbitant for a mediocre F product and an even worse J product. We’ve essentially removed BA from our vocabulary anymore as Avios seem to be turning into SkyPesos (Delta) given the fees to fly through London and the lack of space. We’d rather just pay for a *good* biz product and tell BA to continue their race to the bottom. Hell, we’d rather fly through HK on CX and pay slightly more and tack hours onto the trip for a good product we enjoy. We’ll keep this card right until the annual fee is due this year then we’re done with BA.

  8. @Meg:

    I used one of these for JFK->ORY (OpenSkies Biz Bed) then FCO->LHR->JFK (BA Club Europe and First) in the middle of July. I also had a gold upgrade for two, so it was 2K out of pocket, and about 90K Avios. I’m planning meeting the 30K spend this year again and using on OpenSkies again. The fees are much more reasonable than going thru London.

  9. Avois lost significant value in the last year. BA now requires at least 7.5K for any flights in North America and availability on AA is crap. With AirBerlin going under, the only airline that can be book using Avios for transatlantic and within Europe is gone. Chase probably upped commission on this card and that is why Lucky is now pushing it.

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