In the interest of full disclosure, One Mile At A Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Please check out our advertiser policy for further details about the partners we work with. Thanks for your support!
Update: This offer for the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is expired. Learn more about the current offer here.
Update: This offer for Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is expired. Learn more about the current offer here.
For a couple of months now, Citi has been offering an increased sign-up bonus on their co-branded AAdvantage credit cards. This is the biggest publicly available sign-up bonus I ever recall seeing on these cards. The details of the offers are as follows:
- The Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is offering a sign-up bonus of 60,000 AAdvantage miles after making $3,000 of purchases within the first three months
- The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is offering a sign-up bonus of 60,000 AAdvantage miles after making $3,000 of purchases within the first three months
Both cards have a $95 annual fee that’s waived the first year.
If you’ve been considering these cards, this is the time to apply. The Points Guy notes that the sign-up bonus on the Citi Platinum AAdvantage Personal Card will be changing on Thursday, July 13, 2017. While we don’t yet know what the new bonus will be, I think it’s safe to assume that it will decrease. Meanwhile the excellent sign-up bonus on the Citi Platinum AAdvantage Business Card won’t be changing immediately.
Benefits of the Citi AAdvantage Cards
If you fly American once in a while, both of these cards also come with some useful benefits, including the following:
- Preferred boarding on domestic American flights
- First checked bag free on domestic itineraries for you and up to four companions on the same reservation
- My favorite perk is that the Citi Platinum AAdvantage Personal Card offers a 10% refund on miles redeemed, for a total of up to 10,000 miles per year (assuming you redeem at least 100,000 miles per year, this means you’re getting 10,000 American miles with the card annually, which makes this card a keeper, in my opinion)
Qualifying for the bonuses on these cards
It’s possible to earn the sign-up bonus on both the Citi Platinum AAdvantage Personal Card and the Citi Platinum AAdvantage Business Card. However, keep in mind that you can’t apply for both on the same day. Citi’s general policy on new card applications is as follows:
- You can only apply for one Citi card every eight days
- You can apply for no more than two Citi cards every 65 days
So you could apply for the Citi Platinum AAdvantage Personal Card now, and then apply for the Citi Platinum AAdvantage Business Card in eight days (assuming the bonus doesn’t disappear), assuming you haven’t applied for another Citi card in the past ~65 days.
Also, anecdotally I’ve found these cards to be pretty easy to be approved for, so for most it shouldn’t be too difficult to get approved.
Specific to these cards, here’s what the terms say as far as eligibility goes:
American Airlines AAdvantage® bonus miles are not available if you have had any Citi® / AAdvantage® card (other than a CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.
This card is not available if the business already has a CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® card. Bonus miles are not available if you have had any CitiBusiness® / AAdvantage® card opened or closed in the past 24 months.
The limited time sign-up bonus on the Personal Platinum Citi AAdvantage Card is ending in a couple of days, so if you haven’t yet taken advantage of the offer, I highly recommend doing so. Earning 60,000 miles with a waived annual fee the first year and perks when flying American is a great offer. I value American miles at ~1.3 cents each (this is a lowered valuation based on their lack of saver award availability on their own flights), so to me the bonus of 60,000 miles offered by each card is worth ~$780.