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As I wrote about a few days ago, there’s an increased sign-up bonus on the IHG® Rewards Club Select Credit Card, which I consider to be one of the all around most compelling hotel credit cards out there. The card has a sign-up bonus of 80,000 IHG Rewards Club points after spending $1,000 on the card within the first three months, plus an additional 5,000 bonus points after adding an authorized user and having them make a purchase within the same timeframe.
The card has a $49 annual fee, which is waived the first year.
There are three reasons that this card should be a no brainer for just about anyone:
- An anniversary free night certificate every year, which is valid at any IHG property worldwide, pending availability; given IHG’s global footprint, that should justify the card for just about anyone
- IHG Rewards Club Platinum status for as long as you have the card, which gets you bonus points, room upgrades, etc.
- A 10% rebate on points redemptions, for up to 100,000 points back each year
This is the lowest annual fee hotel card to offer an annual free night certificate, and it’s also the only hotel credit card to offer an annual free night certificate without a cap on the days of the week or category of hotel where you can redeem. So just for paying the $49 annual fee you’ll get an annual free night certificate that can be used at the world’s top InterContinental properties.
Reader David L asked the following question regarding the sign-up bonus on this card:
So my wife has the card now and in an authorized user. Can I apply and get the card with the 80k signup bonus?
The kicker is that we have separate residences in two different states. Legitimately.
This is something that’s worth clarifying with the IHG Card, though the answer is the same for all cards. When a sign-up bonus on a card isn’t open to existing cardmembers, that doesn’t include authorized users. In other words, as long as you aren’t the primary cardmember on an account, you’re eligible for the bonus on the card.
The IHG Card is one where you absolutely want to be the primary cardmember, unlike with some other cards. This isn’t just about the sign-up bonus, but also about the annual free night certificate. Every primary cardmember gets an anniversary free night certificate, so if you and your spouse both have the card, you can potentially get two free nights every year, which you can use for back-to-back stays.
Lastly, keep in mind that this card isn’t subjected to Chase’s 5/24 rule, so you’re eligible for it even if you’ve opened more than five new accounts in the past 24 months.