Combining The Hilton Amex With Honors Points Pooling

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Update: The below links for the Hilton Honors™ Surpass® Card from American Express are expired, but you can learn more about best available offers here.

There are only two days left to apply for the Hilton Honors™ Surpass® Card from American Express under the current, best ever sign-up bonus. The card is offering 100,000 Honors bonus points after spending $3,000 within three months, plus a free weekend night certificate on the card’s first anniversary. This is by far the best sign-up bonus we have ever seen on the card.

The Hilton Honors Surpass Card has a very reasonable annual fee, and offers Honors Gold status for as long as you have the card, which I’d consider to be one of the most useful mid-tier hotel statuses. If you want to earn top tier Diamond status through credit card spend, you can do so by putting $40,000 of spend on the card in a year.

Anyway, as I’ve explained, there’s quite a bit of value you can get out of 100,000 Hilton Honors points. Hilton’s program is pretty close to being revenue based nowadays (except at super high end properties, where you can get outsized value), and 100,000 points will get you roughly $500 towards the cost of a hotel stay.

Some might say “well 100,000 points doesn’t seem like that much, is it worth collecting these points if I don’t have any Hilton points yet? Especially in the context of this sign-up bonus I think it’s worth posting a reminder that Hilton recently introduced points pooling. With this feature, you can pool points with up to 11 other Hilton Honors members. There’s no cost to do so, and you can transfer anywhere between 1,000 and 500,000 points into an account per calendar year.

Hilton

What are the benefits of this? There are two potential areas where this could be especially beneficial:

  • If one person has higher status than the other, this will allow you to easily pool points and get the status benefits for the higher status account
  • Hilton offers elite members a fifth night free on award redemptions, so this will help you get more points in a single account, which is useful if you’re trying to redeem for five nights at a nice hotel

To give an extreme example, say you and your spouse/friend each applied for the Hilton Honors Surpass Card and the no annual fee Hilton Honors™ Card from American Express. After reaching the minimum spend you’d just about have enough pooled points for five nights at a property like the Conrad Maldives.

For example, using the fifth night free benefit, five nights at Hilton’s top hotels would cost a total of 380,000 Honors points, or an average of 76,000 points per night.

Conrad

That’s compared to a paid rate of over $5,000 for those dates.

Hilton_Discount

Also keep in mind that you’d each get a free weekend night certificate on the first anniversary of the Hilton Honors Surpass Card, which can be used at a bunch of awesome hotels.

Bottom line

Hilton’s new “no strings attached” points pooling program is pretty awesome, as it allows friends and family members to pool their points so that they can redeem for a fifth night free redemption, etc. This is especially useful in the context of Amex’s current limited time Hilton Honors Surpass Card sign-up offer, as it allows you to maximize those points for the purposes of fifth night free redemptions, etc.

Have you taken advantage of Hilton’s new points pooling feature yet?

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Comments

  1. @Ben, I have had the no fee card for a couple years and want to get the Surpass. Clicking on your link or going straight through Amex’s site only gives me the option of upgrading the card and it doesn’t appear to get the sign up bonus. Do I have to cancel the no fee card first?

  2. I think there’s a mistake/clarification here. I tried applying for the no fee card two days ago but was denied. I called the reconsideration line and the rep explained that I can’t have both Hilton cards open at the same time. So you could’ve received the bonus on both cards but you’d have to cancel the first before applying for the second…it seems.

  3. @Jason — What you just stated has always been my understanding. If one already has the no-fee card, an application for the Surpass will be treated as an application for an upgrade because one cannot carry both the no-fee and Surpass cards at the same time. Way back when I applied for the Surpass while already holding the no-fee card, I did not just get upgraded to the Surpass. I was also awarded 50K MR points, the signup bonus at the time, with no minimum spend requirement. Everything in the new Surpass account but the card name remained exactly the same as it was for the no-fee card, which simply vanished from my AMEX account.

    If there are people who have been approved for both cards, then they might have submitted two applications at the same time, creating a “blind spot”, or there was a glitch in the system that did not flag them as already having the NF card…

  4. I got the Surpass card a couple years ago (still have it) and then just applied and was approved for the no fee card, including the sign up bonus.

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