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A few days ago I applied for the British Airways Visa Signature® Card. At the moment the card has a nice limited time sign-up bonus offering additional Avios for reaching certain spending threshold — at most you can earn 100,000 bonus Avios after spending $20,000 within a year. Even if you don’t want to spend all the way to that threshold, there’s still a ton of value to be had — you can earn 50,000 bonus Avios after spending just $3,000 within three months.
Keep in mind that this is one of the few remaining Chase cards that isn’t subjected to the 5/24 rule, so you’re eligible for this card even if you’ve opened more than five accounts in the past 24 months. Furthermore, you’re eligible for the card as long as you don’t have the card right now, and haven’t earned the new cardmember bonus on the card in the past 24 months.
I had this card years ago back when it was first introduced, though decided to pick it up again, especially as I might find it worthwhile to try and earn the travel together certificate.
So several days ago I applied for the British Airways Visa Signature® Card online, and got a message thanking me for applying and asking me to call Chase to discuss my application.
I phoned them up, and the representative spent about 10 minutes analyzing my credit score, and asked if I would be willing to move around some credit, given how many Chase cards I have. I of course agreed, and suggested he move $5,000 from The Hyatt Credit Card to the British Airways Visa Signature® Card.
The representative said that a senior analyst would have to look the application over for it to be approved, which could take 1-2 weeks.
Well, I was happy to log into my Chase account the day after I applied, and find the following card listed:
It looks like it did indeed come through. They took $5,000 of credit off my Hyatt Card, and gave me a total credit line of $10,000 on my British Airways Card.
I’m excited to complete the minimum spend on this card, though am still trying to decide just how much spend I want to complete, given that there are incentives to spend $3,000, $10,000, $20,000, and $30,000.
I know a lot of people avoid British Airways Avios because of the hefty surcharges when redeeming on British Airways. However, there are so many great ways to redeem them that don’t involve massive surcharges, like American itineraries within the Americas, British Airways itineraries within Europe, Aer Lingus, airberlin, Alaska, LATAM, etc.
Has anyone else been approved for the BA Visa during the current limited time offer, and if so, what was your approval process like?