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Update: The Starwood Preferred Guest® Business Credit Card from American Express has a limited time offer through 11/1/2017. Learn more about best available offers here.
Update: The below links for the Delta SkyMiles® Credit Cards, Hilton Honors™ Surpass® Card from American Express, and Hilton Honors™ Card from American Express are expired, but you can learn more about best available offers here.
A bit over a week ago American Express introduced the biggest ever sign-up bonuses on their two co-branded Hilton cards — the Hilton Honors™ Card from American Express and Hilton Honors™ Surpass® Card from American Express.
Specifically, the details of the offers are as follows:
- The no annual fee Hilton Honors™ Card from American Express is offering 80,000 Hilton Honors bonus points after spending $2,000 in purchases within the first three months
- The $75 annual fee Hilton Honors™ Surpass® Card from American Express is offering 100,000 Hilton Honors bonus points after spending $3,000 in purchases within the first three months; you also get a free weekend night valid at any Hilton Honors hotel on your first cardmember anniversary
For a no annual fee card, the 80,000 point sign-up bonus is great, though the card that interests me most is the Surpass Card, given that it offers 100,000 points plus a free weekend night on the first account anniversary.
Even if you don’t value the free night on the account anniversary that much (which you should — it’s worth up to 95,000 points), I think it’s worth going for the Surpass over the no annual fee card, since the incremental 20,000 points should be worth more the $75 annual fee.
Unfortunately I can’t apply for this card at the moment, since I’m maxed out on American Express credit cards. You can typically have at most five American Express credit cards (not including charge cards), and I already have The Amex EveryDay® Preferred Credit Card from American Express, Starwood Preferred Guest® Credit Card from American Express, Starwood Preferred Guest® Business Credit Card from American Express, The Blue for Business® Credit Card from American Express and Gold Delta SkyMiles® Business Credit Card from American Express.
So while I couldn’t apply for the card myself, Ford did apply for the Hilton Honors™ Surpass® Card from American Express. I love how easy it is to apply online for an American Express credit card as an existing member, since you just log-in, and then almost all the information is pre-populated. The application literally takes less than a minute.
Best of all, instant approvals are common, and Ford got an instant approval on his application.
Also keep in mind that if you’re an existing cardmember and are denied for the card (which seems unlikely), it typically won’t count against your credit score.
This really is an awesome card for so many reasons:
- Even if you don’t value Hilton points that much, 100,000 points plus a free weekend night on the first account anniversary is a big sign-up bonus
- You get Honors Gold status for as long as you have the card (which gets you breakfast, room upgrades, etc.), plus Diamond status when you spend $40,000 on the card in a year
The increased sign-up bonuses on the Hilton Honors™ Card from American Express and Hilton Honors™ Surpass® Card from American Express are worth considering, if you haven’t applied for one (or both) of them already. You’re potentially eligible for the sign-up bonuses on both cards. I think there’s merit to both cards, though personally I think the sign-up bonus on the Surpass Card is more lucrative.
Non-Affiliate Product Disclaimer: The information for the AmEx Everyday Preferred and Gold Delta Skymiles Business has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.