Register To Earn 5x Points At Grocery Stores And Drugstores

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The Chase Freedom is one of my favorite no annual fee credit cards, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spend per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.

The best part is that in conjunction with cards like the Chase Sapphire Preferred® Card or Ink Business Preferred℠ Credit Card, points earned on this card can be converted into “premium” Ultimate Rewards points, and be transferred to the Ultimate Rewards airline and hotel partners. Since I value one Ultimate Rewards point at significantly more than one cent, that’s my preferred use of those points.

Now open: register to earn 5x points at grocery stores and drugstores

Through March 31, 2017, Chase is offering 5x points on gas station and local commuter transportation purchases. However, registration for that category closed yesterday.

Chase has just opened registration for the second quarter bonus category. You can now register to earn 5x points on the first $1,500 spent at grocery stores and drugstores between April 1 and June 30, 2017.

Freedom-1

Registration is easy — just go to the registration page and enter your last name, billing zip code, and the last four digits on your card, and you’ll be registered.

Freedom-2

In case you’re wondering what specifically qualifies under the above categories, here’s how Chase explains them:

  • Merchants in the Chase Freedom Grocery stores category that does not include Walmart® and Target® purchases, includes supermarkets as well as smaller grocery stores. Please note that some merchants that sell grocery items are not included in this category; for example, larger stores that sell a wide variety of goods, such as Target®, Walmart®, discount stores, warehouse clubs, and some smaller merchants such as drugstores and merchants that specialize in only a few grocery items. In addition, please note that purchases made at gas stations operated by merchants who also operate grocery stores are not included in this category.
  • Merchants in the Drugstores category specialize in selling prescription drugs and over-the-counter medicines, supplements and various health-related items. These merchants may also sell cosmetics, toiletries, greeting cards, and various household items such as cleaning supplies and packaged foods and drinks. Please note that some merchants that sell a wide variety of goods including these items, and which may contain an onsite pharmacy, for example, warehouse clubs, discount stores, or grocery stores, are not included in this category.

Grocery-apples

This is a category that many people should have no trouble maximizing. However, do keep in mind that there are other cards offering a great return on grocery store purchases. For example, The Amex EveryDay® Preferred Credit Card from American Express offers 3x points on the first $6,000 spent annually on purchases at U.S. grocery stores.

On top of that you earn a 50% points bonus if you make at least 30 transactions per billing cycle, meaning you can earn 4.5x points on grocery store purchases with this card. That’s not all that different than 5x points, though I know lots of people max out the grocery story bonus category on the EveryDay Preferred Card, which makes the Freedom Card bonus category even better.

How to make Chase Freedom points even more valuable

Just to recap, you earn points on the Chase Freedom, and each point can be redeemed for one cent cashback.

However, if you have this card in addition to one of the cards that accrues “premium” Ultimate Rewards points, you can transfer these points to Ultimate Rewards. Cards that accrue “premium” Ultimate Rewards Cards include the:

So 5% cashback converts into 5x Ultimate Rewards points per dollar with one of the above cards.

Bottom line

The Chase Freedom is one of the best no annual fee cards out there, and I do everything I can to max out the 5x points category every quarter. If you’ve already registered for the first quarter bonus category, you can continue to earn 5x points at gas stations and on local commuter transportation for the next couple of weeks.

Beyond that, you can now register to earn 5x points at grocery stores and drugstores between April 1 and June 30, 2017.

Do you plan on maxing out the Chase Freedom second quarter bonus category?

About lucky

Ben Schlappig (aka Lucky) is a travel consultant, blogger, and avid points collector. He travels about 400,000 miles a year, primarily using miles and points to fund his first class experiences. He chronicles his adventures, along with industry news, here at One Mile At A Time.

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Comments

  1. Hey two questions…

    1. I just got the CSR and will be converting my CSP to one of the Freedom options. I don’t want to have both of them, so I’m leaning towards Freedom Unlimited. The logic for this being that I can use it for all purchases that aren’t dining and travel (after I hit my $4k and get my 100K bonus of course). So I’ll get 1.5x on everything and 3x on dining/travel. Do you agree with this? The 5x in rotating categories from regular Freedom is tempting, but I like the idea of 1.5points for everyday stuff.. Make sense?

    2. Has anyone noticed that on sites like these the advertising for the CSR has gone way down? Why is that? Lucky never links to it really and it’s not even on the main page! Was thinking it’s because it’s a premium card but Amex Plat gets a lot of play? Is it a commission thing? Chase pushing the CSP more? I notice it on other sites as well. Just being nosy and was curious…

  2. @Steve

    1) I think it really depends on your patience for maximizing the rotating categories. I know people swear they can always get top value buying gift cards and such from the appropriate retailer. Personally, I find remembering the rotating categories a chore and more trouble than it’s worth.
    2) No clue, but the CSR has blown through their enrollment expectations. This is why they’ve cut the sign-up bonus, which may be another reason why the CSP is getting more attention (same sign-up bonus, lower annual fee)

  3. Steve,

    Why are you against having both? I have the CSR-Freedom-Freedom Unlimited and put almost all of my spend between those three cards. If your focus is on UR points and you don’t have a business card, I think all three can be useful to have. I actually downgraded my CSP to a Freedom so I have 2 of them now.

  4. @MPB

    I totally hear you. I’m not against the tri-fecta, but would rather wait a bit to add another hard-pull. It’s definitely in my future but for now I’m going to relax. In a short time I applied for both the SPG AMEX and the CSR. My social security number needs some rest!

  5. I have a CSR card and my wife is looking for a no fee card. Can she transfer points to my CSR card or does it have to be same cardholder for both?

  6. Lucky,

    If I had to choose between the Amex Platinum and Chase Sapphire, from which would I benefit more? They appear to have similar costs and benefits for frequent travelers. I have the Chase Freedom card and the Amex Everyday card. I fly out of various airports in Southern California so I don’t have a Centurion Lounge in my region.

    Thanks in advance for your advice.

  7. I’m sitting with a CSR, Freedom Unlimited, and 2x Freedom 5% cards. This quarter was the first time I’ve not maxed out the 5% cards, but that’s more due to my spending patterns than anything else. Somewhat of a loss for Chase as I’d shifted spending to some of my other cards this quarter.

    Q2 looks to be an awesome quarter! 15,000 UR points? Yes please!

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