10% Cashback At Restaurants With New Amex Sign-Up Bonuses

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Amex has just announced increased sign-up bonuses on the Blue Cash Everyday® Card from American Express and Blue Cash Preferred® Card from American Express, which are two of their best personal cashback credit cards.

Amex Blue Cash increased sign-up bonuses

These increased bonuses are valid through May 3, 2017, with the following details:

  • Blue Cash Everyday Card — no annual fee
    • $100 cashback after you spend $1,000 in purchases within the first three months
    • Up to $200 cashback when you apply by May 3, 2017, by getting 10% back at U.S. restaurants within the first six months
  • Blue Cash Preferred Card — $95 annual fee
    • $150 cashback after you spend $1,000 in purchases within the first three months
    • Up to $200 cashback when you apply by May 3, 2017, by getting 10% back at U.S. restaurants within the first six months

The sign-up bonuses on the above cards are usually the $100 & $150 bonuses shown above, so the limited time aspect of the offer is receiving up to $200 back in the form of 10% off at U.S. restaurant purchases. That’s a great bonus category, if you ask me.

Anyway, the sign-up bonus is only a small aspect of the card, as there’s also a lot of value to be had from using this card for everyday spend:

Amex Blue Cash return on everyday spend

While cashback cards aren’t for everyone, these cards have especially compelling category bonuses.

The no annual fee Blue Cash Everyday offers the following return on everyday spend:

  • 3% cash back at U.S. stand-alone supermarkets (up to $6,000 per year), then 1%
  • 2% cash back at U.S. stand-alone gas stations and at select major department stores
  • 1% cash back on other purchases

Meanwhile the $95 annual fee Blue Cash Preferred card offers the following return on everyday spend:

  • 6% cash back at U.S. stand-alone supermarkets (up to $6,000 per year), then 1%
  • 3% cash back at U.S. stand-alone gas stations and at select major department stores
  • 1% cash back on other purchases

Those are some fantastic category bonuses if you’re someone who spends a good amount at supermarkets and gas stations every year. Assuming you spend at least ~$3,170 per year at grocery stores you’re probably better off getting the Blue Cash Preferred over the Blue Cash Everyday, given that the $95 annual fee will already be paid for at that point.

Groceries-6
Earn bonus cashback at supermarkets

Is the Amex Blue Cash right for you?

The above cards are great for those who like cashback cards and spend a lot in certain categories. However, there are some other cards to consider as well, depending on your spend patterns.

If you just want a simple cashback card with no annual fee, the Citi® Double Cash Card offers 1% cashback when you make your purchase, and another 1% cashback when you pay for your purchase. Given that the card has no annual fee, that’s a return which is pretty tough to beat.

If you prefer to earn points, American Express has cards with a similar earnings structure to the Blue Cash Everyday and Blue Cash Preferred, except they accrue Membership Rewards points rather than cashback. Those two cards are the Amex EveryDay® Credit Card and Amex EveryDay® Preferred Credit Card.

The no annual fee Amex EveryDay® Credit Card offers:

  • 2x points at U.S. stand-alone supermarkets (up to $6,000 per year), then 1x points
  • 1x points on other purchases
  • A 20% points bonus when you use your card at least 20 times in a billing period

In other words, you’re earning 2.4x points at supermarkets and 1.2x points on other purchases, assuming you have 20 transactions per billing period. That’s pretty awesome for a no annual fee card.

Meanwhile the $95 annual fee Amex EveryDay® Preferred Credit Card offers:

  • 3x points at U.S. stand-alone supermarkets (up to $6,000 per year), then 1x points
  • 2x points at U.S. stand-alone gas stations
  • 1x points on other purchases
  • A 50% points bonus when you use your card at least 20 times in a billing period

That means you’ll be earning up to 4.5x points at supermarkets, up to 3x points at gas stations, and up to 1.5x points on everyday spend. That’s a huge return.

Bottom line

If you’re looking for a cashback card, the Blue Cash Everyday and Blue Cash Preferred cards are excellent options, depending on your spend patterns. The bonuses are as good as they get on these cards, especially if you spend a lot on restaurants.


Non-Affiliate Product Disclaimer: The information for the AmEx Everyday Preferred has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.

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