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The IHG® Rewards Club Select Credit Card is one of the all around most rewarding cards out there in terms of the perks it offers. As far as I’m concerned, this card should be a “no brainer” for a vast majority of consumers. The card has just a $49 annual fee (which is waived the first year), and offers three huge perks:
- You get an anniversary free night certificate every year, which is valid at any IHG property worldwide, pending availability; given IHG’s global footprint, that should justify the card for just about anyone
- You get IHG Rewards Club Platinum status for as long as you have the card, which gets you bonus points, room upgrades, etc.
- You get a 10% rebate on points redemptions, for up to 100,000 points back each year
The single biggest perk of the card is the annual free night certificate. While some other cards offer an annual free night certificate with category caps and lots of restrictions, the annual free night certificate on the IHG® Rewards Club Select Credit Card can be redeemed at any IHG property.
Best of all, you don’t even have to stay by the expiration date, but rather just have to make the booking by the expiration date.
Last year I redeemed my free night certificate for a stay at the InterContinental London The O2, which would have cost over $400 for the one-night stay.
I’m not usually loyal to InterContinental, and had another certificate expiring in a couple of months.
I didn’t know what exactly I wanted to do with it, though I got a great last minute use out of it. I needed a hotel in Hong Kong last minute for just one night, and almost everything was sold out.
The paid rate would have been ~$326 including tax.
For a card with a $49 annual fee that’s an incredible deal. I actually could have gotten even more value out of the perk and booked a hotel that’s $500+ per night, but given that I’m not otherwise loyal to IHG and the certificate expired in a couple of months, this seemed like a great option. My “out of pocket” for this stay was essentially $49. For that price you can’t even get a night at a dumpy hotel in Hong Kong.
Seriously, if you don’t have the IHG® Rewards Club Select Credit Card, it’s hard not to get at least $49 of value out of this.
If you also have the IHG Card, where did you redeem your most recent annual free night certificate?