Increased Sign-Up Bonus Extended For One Of Amex’s Most Underrated Cards

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Update: These offers for the Delta SkyMiles® Credit Cards are expired. Learn more about the current offer here.

Update: This offer for The Blue for Business® Credit Card from American Express is expired. Learn more about the best available offer here.


As I wrote about a few days ago, the increased sign-up bonus on The Blue for Business® Credit Card from American Express was scheduled to end on February 1, 2017. However, it has been extended by three weeks, through February 22, 2017.

At first I didn’t see much value in the card, but when I crunched the numbers on it a few days ago, I realized just how compelling the bonus is, and really want to get it. For many people this may just be the most compelling sign-up bonus we’ve seen on a no annual fee Amex card.

The card doesn’t have a sign-up bonus that really jumps out at you on the surface. That’s because the bonus largely comes in the form of increased bonuses on everyday spend. This no annual fee business card offers:

  • 10,000 bonus Membership Rewards points after making your first purchase on the card within the first three months
  • 10x points at U.S. restaurants on the first $2,000 in purchases for the first six months
  • 2x points on all qualifying purchases on the first $50,000 for the first year (an additional one point per dollar spent)

On top of that, the card offers a 30% annual points bonus calculated based on the base points earned the previous year.

This card won’t be for everyone, but if you’re someone who could spend at least $50,000 on non-bonused spend and $2,000 on dining, this sign-up bonus is worth an incremental 64,600 Membership Rewards points, by my math. That’s a massive bonus, especially for a no annual fee card.

How did I come up with that number?

I really want to apply for this card, though at the moment I’m maxed out on Amex credit cards. Typically American Express lets you have four credit cards and four charge cards (it doesn’t matter what the split is between personal and business cards). The Blue for Business Card is a credit card, and I already have four — the Starwood Preferred Guest® Credit Card from American ExpressStarwood Preferred Guest® Business Credit Card from American ExpressGold Delta SkyMiles® Business Credit Card from American Express, and The Amex EveryDay® Preferred Credit Card from American Express.

So I can’t decide if I should cancel one of those cards to be able to pick up this card, or what.

Regardless, I don’t think sign-up bonuses on no annual fee cards get more compelling than this, assuming you’re someone who spends a fair amount on dining and non-bonused spend. Like I said, the 64,600 Membership Rewards points is the incremental return on this card — in total if you max out the $2,000 in dining and $50,000 in spend you’d earn 141,000 Membership Rewards points. If that’s reflective of your spend profile, this is an incredible deal.


Non-Affiliate Product Disclaimer: The information for the AmEx Everyday Preferred and Gold Delta Skymiles Business has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.

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Comments

  1. This is a great card. I got it several weeks ago. The 9x bonus on dining posts within a few days of the charge. Also, if you cannot get to the full $2,000, you can try gift certificates or cards from your favorite restaurants to use after the 6 months.

    I did get the 10,000 points posted a few days after first charge.

    The extra point on other spending has not posted yet.

  2. Also, I just applied last night already having 4 credit cards and 1 charge card, and I was instantly approved for blue for business

  3. @Alex I also read that the limit is now 5 AMEX credit cards, I’m surprised Obi Wan Schlappig didn’t know about that. However, it sounds like the theory that the 5th must be manually approved is incorrect based on your DP

  4. @wr agreed. I assumed it would go pending, but it didn’t. The only weird thing was that it wouldn’t let me add the card to my existing account on the approval page. I had to manually have them add it over chat

  5. You can have 5 credit cards now.

    Here’s my experience 3 days ago. I have the SPG biz, Blue for biz, Delta Platinum Biz, EDP. Applied for the Delta Gold biz 50K/$2K+$50 instantly declined for having the max number of cards. I called (800) 266-1260 and told the rep I got declined cause of max number of cards how many is the max? She said “5 cards is the max, let’s take a look” she looked and listed my 4 credit cards and said that I closed a fifth one last month I said yeah. Then she said “let me go ahead and approve that for you and you should receive it soon”.

  6. Got this card two months ago and I love it. Apart from all the points that are easy to rack up, I value the 0% APR for a year. I use my cards like charge cards but it’s great to have more time to pay when I need to and since it’s a business card it doesn’t hurt my personal utilization ratio if I keep a balance.

  7. Hi Lucky,
    I read somewhere this past week that AMEX has changed their max to five cards per person now. (And this is after I had to cancel my no fee Hilton a few months ago to get another card….), so you might just get it if you apply. Good luck. I am getting interested after reading your review.

  8. MR Points earned from this card can not be transferred to airlines FF program unless you have another AmEx card that’s eligible for transfer.

  9. Do we have any way of knowing whether this card will count towards 5/24 with Chase? It seems some other AMEX Business cards are not calculated as part of 5/24 when applying for a Chase card. Thank you.

  10. Debating between keeping my Citi Prestige or my AMEX Personal Platinum, and was leaning towards Prestige, with the “plan” to get the AMEX Platinum Biz version in the coming months (couldn’t apply while 100k bonus was alive because already pushed to limit on minimum spend for other cards through March).
    My only concern was how to keep my MR “alive” if I closed my personal Platinum before opening the Biz Platinum.
    As a no annual fee card, this one seems perfect.
    Am I missing something?

  11. @ Craig — This or the Amex EveryDay Card could be a great option. Then when you open the Amex Business Platinum Card you’ll unlock the maximum value you can get out of the points, with the 50% Pay with Points discount.

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