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For the past several weeks, credit card fanfare has (understandably) largely been devoted to the Chase Sapphire Reserve, which has a 100,000 point sign-up bonus and an incredible points earning structure.
However, that’s not the only Chase card out there right now with an exceptional sign-up bonus. As I first wrote about in early August, The Ritz-Carlton Rewards® Credit Card has a very nice increased sign-up bonus at the moment.
The huge Ritz-Carlton sign-up bonus you should consider
The $450 annual fee card is offering a sign-up bonus of three complimentary nights at any Tier 1-4 Ritz-Carlton hotel after spending $5,000 within three months. Ritz-Carlton has a total of five tiers of hotels, so that covers a vast majority of their properties.
Tier 4 properties typically cost 60,000 points per night, so this sign-up bonus is worth up to the equivalent of 180,000 Ritz-Carlton Rewards points, which is huge (here’s a full listing of properties by tier).
The Ritz-Carlton Half Moon Bay is a Tier 4 property
Furthermore, you can earn 10,000 bonus points after your first purchase and addition of an authorized user within the first three months.
The card has perks too!
On top of the amazing sign-up bonus, The Ritz-Carlton Rewards® Credit Card has huge perks too. These include the following:
- Receive Ritz-Carlton Rewards Gold status for your first account year
- Maintain Gold status for subsequent years by spending $10,000 on purchases within your account year
- Achieve Platinum status when you spend $75,000 on purchases every account year
- A $300 airline travel credit, which can be applied towards incidentals
- A $100 Global Entry or TSA Pre-Check fee credit (just charge the application fee to your card)
- A Priority Pass Select membership
- A $100 airline credit when you book two or more passengers on a qualifying airline itinerary, with the primary cardmember being one of the passengers
- A $100 hotel credit when you book an eligible stay of two nights or more
You might have better luck getting approved for this card
I’ve written about Chase’s 5/24 rule, and how for select cards you won’t be approved if you’ve opened more than five cards in the past 24 months. That restriction doesn’t seem to apply to The Ritz-Carlton Rewards® Credit Card. So rather than being sad about possibly not being eligible for 100,000 points on the Sapphire Reserve, this is an opportunity to pick up three nights at a Ritz-Carlton, which is hardly a shabby consolation prize!
The sign-up bonus being offered on The Ritz-Carlton Rewards® Credit Card is fantastic. In addition to a great sign-up bonus, the card has some perks that make it a keeper long term, like the ability to earn Ritz-Carlton Rewards status, a $100 domestic airfare credit, an annual airline credit, etc.
This card is very compelling, so I’d seriously consider it if you’re a fan of luxury hotels.
Non-Affiliate Product Disclaimer: The information for the Chase Sapphire Reserve has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.