100,000+ Delta SkyMiles With Just Two Credit Cards

Update: These offers for the Gold Delta SkyMiles® Credit Card from American Express and Gold Delta SkyMiles® Business Credit Card from American Express are expired. Learn more about the current offer here.

UPDATE: The limited time offers on the Delta Amex cards are expired, though the other information in this post is still relevant. You can find the best current credit card offers here.

Yesterday I posted about the limited time increased 50,000-60,000 mile sign-up bonuses being offered on the American Express co-branded Delta credit cards, including the following:

If you haven’t had any of these cards before you can potentially pick them all up, and earn up to 220,000 bonus Delta SkyMiles.

Reader Paul emailed to ask which cards he should apply for, given that he’s not a Delta flyer, but is still looking to maximize the redeemable miles he earns.

I’d go with the simplest strategy

The Gold Delta SkyMiles Personal Card and Gold Delta SkyMiles Business Card are each offering sign-up bonuses of 50,000 SkyMiles after spending $2,000 within three months. While the annual fees on both cards are $95, they’re waived for the first year.

Furthermore, on each card you receive a $50 Delta statement credit after making a Delta purchase within three months. You could potentially buy Delta gift cards for $50 in order to receive that statement credit.

That means if you spent just $4,000 between the Gold Delta SkyMiles Personal Card and Gold Delta SkyMiles Business Card you’d receive 100,000 bonus Delta SkyMiles, plus $100 worth of statement credits after a Delta purchase. That’s pretty incredible for cards with the first year’s annual fee waived.

I value SkyMiles at ~1.3 cents each, so to me those 100,000 bonus SkyMiles are worth $1,300.

Virgin-Atlantic-Upper-Class
Redeem Delta SkyMiles for Virgin Atlantic Upper Class

Can you be approved for both the personal and business card?

As a general rule of thumb, American Express will allow you to have up to four credit cards and four charge cards at any given point (it doesn’t matter whether they’re business or personal cards). These bonuses are also “once in a lifetime,” so you can only earn the bonus on each card once (however, you can earn the bonus on each individual card).

You should have no trouble applying for the Gold Delta SkyMiles Personal Card and Gold Delta SkyMiles Business Card in a single day. However, one of the applications may get delayed by a couple of days, as American Express sometimes doesn’t process multiple applications in a day. If that happens, there’s not really a downside to you, since you’re not being rejected or anything. So I’d recommend applying for both cards in one day.

Anecdotally I find that these cards are quite easy to be approved for (assuming you have good credit), including the business card, even if you’re in “startup” mode. For example, in March I shared how Ford had no issues getting approved for the Starwood American Express just as he was launching his business, despite having limited “numbers” to go off of. The approval process on this card should be very similar.

Bottom line

All four of these credit card offers are great, though if I had to suggest an approach, I’d probably recommend applying for the Gold Delta SkyMiles Personal Card and Gold Delta SkyMiles Business Card. Given the waived annual fee the first year, 100,000 bonus SkyMiles, and potential total of a $100 statement credit, there’s a lot of value to be had. Add in the fact that American Express cards are typically easy to get approved for if you have good credit, and I’d say these are some killer deals.

Which of the Delta Amex offers are you most interested in?


Non-Affiliate Product Disclaimer: The information for the Platinum Delta Skymiles Business and Gold Delta Skymiles has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.

Comments

  1. The AMEX process has gotten tediously slow lately. I’ve held the personal Platinum card the past year, the annual fee is due in a few weeks. Yesterday I saw a 75k MR offer for the business Platinum card and applied. No instant approval. I called in and it looks like the agent issued a new application for me, still no instant approval. The website showed the app status on hold, the phone system kept hanging up on me. Today I finally got an agent who asked several questions about my business and then told me I was approved and they’d expedite shipping the new card since I was such a valued member. So all in all it wasn’t horrible but it took close to 2 hours to get things figured out. My bigger concern was a similar experience getting my wife approved for the AMEX everyday card. We both have 800+ credit scores but it was like pulling teeth to get AMEX to approve her with any sort of decent credit line…

  2. Come on Coins. Sky Pesos? I know a small percentage of readers will figure out how to maximize sky pesos, but all the newbies will be disappointed. Oh sure, maybe they’ll get lucky. No pun intended. 😉

  3. @ PassnegerPoldberg — As a sole proprietorship you could also apply with just your SSN, since there’s no EIN.

  4. I got the AmEx Eveyday card without delay – since my free Gold MR year is ending. 25k sign up bonus.

  5. I guess you need to have 2 email accounts in order to buy Delta gift cards for yourself on their website?

  6. Just for clarification, if you have a Delta Skymiles card from Amex you can only apply for an upgrade! I just checked your links, and I could not get the platinum offer. All Amex would do was upgrade my gold card to a platinum. BUMMER.

  7. More clarification on these offers…….this is the exact message I received…………………………………………….
    You have been identified as a current American Express Card Member. The welcome offer below may not be the same as the offer you saw advertised previously because the offer you saw advertised previously is not available to current American Express Card Members. This offer is also not available to applicants who have had a Platinum Delta SkyMiles® Credit Card account……………………………………………………………..
    So if you currently have any Amex card, these offers are invalid!

  8. Chris if you open the link in incognito mode or in a different browser you will see it comes up and that you will be eligible for the offer.

  9. @Jack – Of course you are correct, but once they find out who they issued the offer to, don’t you think they will rescind it or simply upgrade my Gold Delta card to Platinum…that is what they wanted to do in the first place.

  10. They won’t. I have all four cards, and have earned the bonus on each. The terms specifically say “Welcome bonus offer not available to applicants who have or have had this product” which only refers to an individual product. It is well established that you can earn the bonus on all four cards.

  11. @Jack – Even though the response that Amex sent me was “You have been identified as a current American Express Card Member. The welcome offer below may not be the same as the offer you saw advertised previously because the offer you saw advertised previously is not available to current American Express Card Members. This offer is also not available to applicants who have had a Platinum Delta SkyMiles® Credit Card account……………………………………………………………..”.
    Remember here it says “not available to current American Express Card Members”. My concern with using the private browsing is that they would give me the 60K offer and then scale it down to an upgrade from my gold, which would prevent me from getting the platinum in the future with an award.

  12. Exactly, you would still qualify for the bonus. That is the standard verbiage but if you apply through a browser and see the offer you will receive it, assuming you have not had that exact card before. I have all four cards and earned the bonus on all four cards by applying separately.

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