Update: These offers for the Gold Delta SkyMiles® Credit Card from American Express and Gold Delta SkyMiles® Business Credit Card from American Express are expired. Learn more about the current offer here.
UPDATE: The limited time offers on the Delta Amex cards are expired, though the other information in this post is still relevant. You can find the best current credit card offers here.
Yesterday I posted about the limited time increased 50,000-60,000 mile sign-up bonuses being offered on the American Express co-branded Delta credit cards, including the following:
- Gold Delta SkyMiles® Credit Card from American Express
- Platinum Delta SkyMiles® Credit Card from American Express
- Gold Delta SkyMiles® Business Credit Card from American Express
- Platinum Delta SkyMiles® Business Credit Card From American Express
If you haven’t had any of these cards before you can potentially pick them all up, and earn up to 220,000 bonus Delta SkyMiles.
Reader Paul emailed to ask which cards he should apply for, given that he’s not a Delta flyer, but is still looking to maximize the redeemable miles he earns.
I’d go with the simplest strategy
The Gold Delta SkyMiles Personal Card and Gold Delta SkyMiles Business Card are each offering sign-up bonuses of 50,000 SkyMiles after spending $2,000 within three months. While the annual fees on both cards are $95, they’re waived for the first year.
Furthermore, on each card you receive a $50 Delta statement credit after making a Delta purchase within three months. You could potentially buy Delta gift cards for $50 in order to receive that statement credit.
That means if you spent just $4,000 between the Gold Delta SkyMiles Personal Card and Gold Delta SkyMiles Business Card you’d receive 100,000 bonus Delta SkyMiles, plus $100 worth of statement credits after a Delta purchase. That’s pretty incredible for cards with the first year’s annual fee waived.
I value SkyMiles at ~1.3 cents each, so to me those 100,000 bonus SkyMiles are worth $1,300.
Can you be approved for both the personal and business card?
As a general rule of thumb, American Express will allow you to have up to four credit cards and four charge cards at any given point (it doesn’t matter whether they’re business or personal cards). These bonuses are also “once in a lifetime,” so you can only earn the bonus on each card once (however, you can earn the bonus on each individual card).
You should have no trouble applying for the Gold Delta SkyMiles Personal Card and Gold Delta SkyMiles Business Card in a single day. However, one of the applications may get delayed by a couple of days, as American Express sometimes doesn’t process multiple applications in a day. If that happens, there’s not really a downside to you, since you’re not being rejected or anything. So I’d recommend applying for both cards in one day.
Anecdotally I find that these cards are quite easy to be approved for (assuming you have good credit), including the business card, even if you’re in “startup” mode. For example, in March I shared how Ford had no issues getting approved for the Starwood American Express just as he was launching his business, despite having limited “numbers” to go off of. The approval process on this card should be very similar.
All four of these credit card offers are great, though if I had to suggest an approach, I’d probably recommend applying for the Gold Delta SkyMiles Personal Card and Gold Delta SkyMiles Business Card. Given the waived annual fee the first year, 100,000 bonus SkyMiles, and potential total of a $100 statement credit, there’s a lot of value to be had. Add in the fact that American Express cards are typically easy to get approved for if you have good credit, and I’d say these are some killer deals.
Which of the Delta Amex offers are you most interested in?