In the interest of full disclosure, One Mile At A Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Please check out our advertiser policy for further details about the partners we work with. Thanks for your support!
Update: This offer for the Citi Prestige® Card is expired. Learn more about the current offer here.
Update: This offer for the Barclaycard Arrival Plus(TM) World Elite MasterCard® is expired. Learn more about the current offer here.
Update: The best offers are constantly changing, and many of these are expired. You can find the current offer details here.
Every month I make a post with what I consider to be the best credit card sign-up bonuses of the month.
While there are several excellent long standing credit card offers, the specifics of the best offers are constantly changing (be it the annual fee, minimum spend requirement, or even amount of the sign-up bonus).
If you read my blog on a daily basis then by all means skip this post, but for me it’s a useful, “current” place to refer people who ask about which cards they should sign-up for, a question I get on a daily basis. For reference, here is my list of the best credit card sign up bonuses for February.
With that in mind, below are what I consider to be the best credit card sign-up bonuses for this month:
1. Citi Prestige® Card
Current offer: 50,000 ThankYou points after spending $3,000 within the first three months of cardmembership
Annual fee: $450
Why it’s a great offer: I’d argue this is the single most compelling credit card out there right now. Not only does the card offer a 50,000 point sign-up bonus, but it offers a ton of perks which more than offset the annual fee. This includes a $250 per calendar year airline credit, Admirals Club access, a Priority Pass Select membership, a fourth night free hotel benefit, a Global Entry fee credit, and much more.
Points can either be transferred to one of the ThankYou airline transfer partners, or otherwise redeemed for travel on American at a rate of 1.6 cents each. Personally I value the sign-up bonus at ~$1,350 in rewards the first year.
2. Ink Plus® Business Credit Card
Current offer: 60,000 Ultimate Rewards points after spending $5,000 within three months
Annual fee: $95
Why it’s a great offer: The Ink cards have extremely generous category bonuses which help sole proprietorships and small businesses maximize points on everyday credit card spend, including 5x points at office supply stores, and on cell phones, internet, and cable TV, and double points on gas and hotels. This is also a limited time sign-up bonus, and 20% higher than the usual sign-up bonus offered on the card.
So this is a card that’s good for both for the sign-up bonus and for everyday spend. I value Ultimate Rewards points at ~1.6 cents each, so the sign-up bonus is worth ~$960 to me.
3. Chase Sapphire Preferred® Card
Current offer: 50,000 Ultimate Rewards points after spending $4,000 within three months, plus an additional 5,000 Ultimate Rewards points when you add an authorized user to the card that makes a purchase within three months.
Annual fee: $95, waived the first year
Why it’s a great offer: Ultimate Rewards points can be transferred at a 1:1 ratio to Korean Air, United, Hyatt, and many other programs. The card is also great for everyday spend given that it offers double points on dining and travel. I value the sign-up bonus on this card at $880.
Redeem Ultimate Rewards points for the Park Hyatt Maldives
Current offer: Personal — earn 35,000 bonus Starpoints after you use your new Card to make $3,000 in purchases within the first 3 months; Business — earn 35,000 bonus Starpoints after you use your Card to make $5,000 in purchases within the first 3 months. Terms apply.
Annual fee: $0 introductory annual fee for the first year, then $95
Why it’s a great offer: This is the highest sign-up bonus we’ve ever seen on these cards, and it expires in a few days, on March 30. I value Starpoints at 2.2 cents each thanks to how versatile they are — they can efficiently be converted into airline miles, redeemed for Nights & Flights packages, and redeemed for free night hotel stays. That means each sign-up bonus of 35,000 Starpoints is worth ~$770 to me. It’s also worth noting that you can get approved for both the personal and business versions of the card.
Redeem Starpoints at Al Maha in Dubai
5. British Airways Visa Signature® Card
Current offer: 50,000 bonus Avios after you spend $2,000 on purchases within the first 3 months of account opening. Plus earn an additional 25,000 bonus Avios when you spend $10,000 on purchases or 50,000 bonus Avios when you spend a total of $20,000 on purchases within your first year.
Annual fee: $95
Why it’s a great offer: British Airways has a distance based award chart which is lucrative for shorthaul travel. Given that short flights are often disproportionately expensive when paying cash, I’ve found Avios to be incredibly useful. You can also earn a British Airways Travel Together ticket for spending $30,000 on the card in a calendar year.
6. Marriott Rewards® Premier Credit Card
Current offer: 80,000 Marriott Rewards points after spending $3,000 within three months, plus an additional 7,500 bonus points when you add the first authorized user and make a purchase in the first three months from account opening
Annual fee: $85
Why it’s a great offer: I value Marriott Rewards points at ~0.7 cents each, so to me 87,500 points are worth ~$610. Once you factor in the annual fee, that brings the value of the sign-up bonus to $525. Furthermore, the card offers an annual free night certificate valid at Category 1-5 properties, which more than justifies the $85 annual fee. So it’s not only a great sign-up bonus, but a card worth holding onto long term. This is a card I’m planning on picking up shortly.
Redeem your annual free night certificate at the Marriott Sao Paulo Airport
7. The Hyatt Credit Card
Current offer: Two free nights at any Hyatt worldwide after spending $1,000 within three months of account opening
Annual fee: $75, waived the first year
Why it’s a great offer: This is one of my favorite hotel credit cards, as those two free nights can be redeemed at any Hyatt in the world, including properties like the Park Hyatt Sydney. Those properties otherwise go for up to 30,000 points per night, so that sign-up bonus is potentially worth 60,000 points.
On top of that, you earn a free night certificate valid at a Category 1-4 property upon your account anniversary each year, which more than offsets the annual fee.
8. Citi® Hilton HHonors Reserve Card
Current offer: Two free weekend nights at most Hilton family properties after spending $2,500 within four months of account opening
Annual fee: $95
Why it’s a great offer: These free night certificates are redeemable all the way up to Category 10 properties, potentially making this sign-up bonus worth the equivalent of 190,000 HHonors points.
So in terms of buying power, the value of these certificates has hugely increased compared to the buying power of HHonors points. Furthermore you get HHonors Gold status for as long as you have the card, which gets you free breakfast and/or club lounge access. As far as I’m concerned that’s the most useful hotel elite benefit there is. That’s a great deal just for paying the very reasonable annual fee.
View from the Conrad Koh Samui
9. Barclaycard Arrival Plus™ World Elite MasterCard®
Current offer: 40,000 miles after spending $3,000 within first 90 days
Annual fee: $89, waived the first year
Why it’s a great offer: Each point can be redeemed for one cent towards the cost of travel, and you get a 5% refund of redeemed miles, making each point worth 1.05 cents. This is also a great card to use in conjunction with award tickets on airlines that levy fuel surcharges, so can be a huge cost-saver. This sign-up bonus is therefore worth $420, and you can earn a pretty great 2.1% cash back towards travel for every dollar spent on the card.
10. JetBlue Plus Card
Current offer: 30,000 points after spending $1,000 within first 90 days
Annual fee: $99
Why it’s a great offer: This is JetBlue’s brand new co-branded credit card, and comes with a great suite of benefits. Benefits include a 10% refund on JetBlue award redemptions, 5,000 bonus points upon your account anniversary every year, and more. JetBlue points can be redeemed for ~1.4-1.5 cents each towards the cost of travel on JetBlue, meaning 30,000 points will get you ~$420-450 towards travel on JetBlue.
Anyway, those are my top credit cards based on sign-up bonuses this month. If you have any questions or other cards you think have great sign-up bonuses, let me know in the comments section!
Non-Affiliate Product Disclaimer: The information for the Marriott Rewards Premier Credit Card has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.