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Update: The Business Platinum® Card from American Express OPEN has exciting new benefits, and a great new limited time offer. Learn more about the current offer here.
Update: This offer for the Citi ThankYou® Premier Card is expired. Learn more about the current offer here.
I’ve had the Premier Rewards Gold Card from American Express since I was 18 — it was one of the first cards I ever signed up for, and I’ve had it ever since. That’s because the card has some really lucrative category bonuses for categories in which I spend a good amount, like airfare.
Amex Premier Rewards Gold Card benefits
This June the card underwent a refresh, whereby it saw some awesome new benefits.
Specifically, the card offers the following bonus categories:
- 3x Membership Rewards points for flights booked directly with airlines
- 2x Membership Rewards points at US restaurants, US gas stations, and US supermarkets
- 1x Membership Rewards point per dollar spent on everything else
That’s quite a nice return. Earning triple points on airfare is huge, and earning double points on restaurants, gas stations, and supermarkets is something which is extremely rewarding for someone with an “average” spend profile.
The card has a $0 intro annual fee, and then it’s $195 in subsequent years. But the card also comes with a $100 annual airline fee credit. This credit works in exactly the same way that The Platinum Card® from American Express and The Business Platinum® Card from American Express OPEN credit works, except it’s for half the amount.
This means that if you apply for the Premier Rewards Gold Card in the coming days, you could get a $100 airline fee credit this year, and then another $100 airline fee credit as of January 1, 2016. Anecdotally I’ve been able to use this credit to purchase American Airlines gift cards in small increments in the past, so when you consider you’d have $200 of credit within a few weeks when you don’t even have to pay an annual fee till your second cardmember year begins, well, that’s pretty good.
In addition to the above, the sign-up bonus on the card is 25,000 Membership Rewards points after spending $2,000 within the first three months of card membership. It’s not a huge sign-up bonus, but in general American Express doesn’t have huge sign-up bonuses nowadays. So while there are sometimes higher targeted offers, I haven’t seen a higher publicly available one in quite a while.
Alternatives to the Premier Rewards Gold Card?
The Premier Rewards Gold Card used to be truly unique, as it was one of the few cards which offered such big category bonuses. At this point, however, it’s not the only card offering such big category bonuses.
- Amex EveryDay® Preferred Credit Card
- 3x points at US supermarkets on up to $6,000 per year in purchases
- 2x points at US gas stations
- 1x points on other purchases
- Use your card 30 or more times on purchases in a billing period and get 50% more points on those purchases less returns and credits
- Citi ThankYou® Premier Card
- 3x points on travel
- 3x points on gas
- 2x points on dining out and entertainment
- 1x point on all other purchases
So there are several great offers, and really you don’t have to pick just one. You can always sign up for two or even all three of them.
While there are plenty of great cards out there, the Premier Rewards Gold Card is one I’ve had for years. If you apply in the next few days, you should be able to still get the $100 annual airline fee credit for both 2015 and 2016, which is pretty awesome given that you don’t even pay an annual fee until after the first 12 months of card membership.
Between the triple points on airfare and double points on gas, groceries, and dining, this is a pretty well rounded card. Unless you’re targeted for a better offer on the card, this is a great time to apply.
Non-Affiliate Product Disclaimer: The information for the AmEx Everyday Preferred has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.