The Chase Freedom® is one of my favorite no annual fee credit cards, as it offers 5x points in rotating quarterly categories.
The best part is that in conjunction with the Chase Sapphire Preferred® Card, points earned on this card can be converted into “premium” Ultimate Rewards points, and be transferred to Ultimate Rewards airline and hotel partners.
Anyway, the card offers 5x points in rotating quarterly categories:
Today is the last day to register to activate the third quarter bonuses, which include 5x points at gas stations and Kohl’s. If you’ve already registered, you still have a couple of weeks to make sure you’ve maxed out the third quarter 5x points bonus.
To register you’ll have to enter your last name, the last four digits on your card, and the zip code. Once you’ve registered, you’ll be brought to a confirmation page, which confirms your eligibility.
If you’ve already registered, You can track your progress towards maximizing the bonus by going to the Ultimate Rewards home page for the Chase Freedom.
While I easily maxed out the Chase Freedom 5x points category for the second quarter thanks to the dining category, I’ve struggled a bit more with the third quarter bonus. I live in hotels full time and therefore don’t own a car and don’t drive all that much, so it has been tougher to max out this category.
However, Kohl’s does carry gift cards for other stores — mainly for chain restaurants — but the location I stopped at did have Starbucks and iTunes gift cards. Given my addictions to caffeine and Real Housewives, those are pretty useful options for me, so I’ll probably pick up some gift cards to max out the 5x bonus.
If you haven’t yet registered to earn 5x points this quarter with the Chase Freedom, be sure to do so by today. Then starting tomorrow, September 15, you can register to earn 5x points at Amazon and more this fall.
And if you don’t yet have the Chase Freedom, it really is a card which is worth signing up for. Not only can it help boost your Ultimate Rewards balance, but having a card without an annual fee long term can help boost your credit score as well.
Have you maxed out on 5x points this quarter?